Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
281.434 0.35% 13,519 10.31% 8.66% 9.27%
84.011 0.30% 20,205 11.08% 8.90% 9.07%
34.643 1.05% 1,710 0.84% 3.79% 6.36%
264.149 0.19% 6,886 8.81% 8.26% 8.58%
64.616 0.58% 571 10.82% 8.79% 10.34%
100.501 0.25% 1,352 11.04% 8.28% 9.05%
535.117 0.40% 14,808 8.81% 8.44% 8.58%
24.238 0.05% 2,005 -1.54% 3.24% 6.12%
280.203 0.21% 9,969 7.33% 7.89% 7.73%
416.647 0.34% 16,218 7.63% 7.82% 8.22%
37.247 0.42% 4,769 10.65% 8.70% 9.25%
2041.756 0.31% 16,059 9.93% 9.31% 8.89%
13.132 0.28% 972 11.85% 8.91% 0.0%
16.787 0.56% 593 8.99% 6.78% 8.15%
24.235 0.25% 893 12.28% 9.38% 9.80%
20.028 0.22% 140 11.34% 8.72% 9.15%
24.680 0.30% 9,375 10.76% 8.90% 9.08%
21.629 0.35% 880 10.26% 8.05% 9.05%
2421.229 0.30% 7,439 8.11% 8.23% 8.26%
11.677 0.28% 4,062 6.89% 0.0% 0.0%
15.021 1.11% 277 0.53% 3.61% 6.92%
17.853 1.19% 21 6.42% 3.10% 6.00%
34.922 1.06% 30 8.82% 7.75% 8.48%
28.349 1.91% 17 4.64% 6.59% 8.31%
1072.780 0.32% 15 5.06% 0.0% 0.0%
22.605 0.61% 379 8.68% 8.41% 8.97%
1505.518 0.69% 40 -15.72% -8.95% -2.06%
1177.205 0.25% 240 5.94% 0.0% 0.0%
22.078 0.25% 24 9.84% 5.19% 7.00%
37.445 0.51% 114 8.78% 7.08% 8.39%
32.771 0.20% 289 8.58% 7.89% 8.05%
15.376 0.58% 45 6.75% 2.95% 5.46%
24.984 0.35% 264 10.31% 8.07% 8.34%
17.779 0.55% 33 0.26% -2.83% 2.10%
2521.777 0.33% 261 5.93% 7.18% 7.91%
16.882 0.35% 302 9.76% 8.13% 8.51%
24.644 0.93% 139 8.85% 7.07% 8.50%
56.032 0.54% 121 8.91% 7.46% 9.31%
47.162 0.75% 140 9.81% 8.36% 8.90%
32.916 0.30% 1,228 7.07% 7.41% 7.72%
20.997 0.37% 822 9.29% 7.94% 8.57%
3110.471 0.37% 253 5.89% 6.58% 6.97%
17.420 0.30% 42 10.85% 8.05% 9.29%
18.638 0.30% 3,522 10.56% 8.56% 8.88%
64.777 0.38% 314 9.33% 5.31% 7.03%
12.465 0.25% 1,101 10.15% 0.0% 0.0%
29.875 0.78% 339 4.99% 2.28% 5.39%
74.501 0.56% 833 12.06% 9.80% 10.10%
15.459 0.30% 3,229 7.48% 7.86% 8.06%
41.200 0.25% 1,953 6.63% 7.38% 7.11%
37.780 0.30% 3,976 9.69% 8.15% 8.56%
2642.544 0.49% 1,593 11.39% 8.62% 8.89%
2762.575 0.30% 2,540 6.17% 6.63% 7.09%
18.932 0.20% 366 12.70% 10.10% 9.28%
13.444 0.57% 7 2.65% 0.32% 3.80%
23.888 0.23% 102 7.53% 8.38% 8.40%
18.929 0.86% 58 10.36% 9.85% 9.38%
2040.296 0.20% 24 -1.86% 0.28% 1.63%
17.508 0.19% 1,021 9.46% 8.99% 8.92%
78.580 0.29% 829 9.10% 8.48% 8.99%
32.361 0.21% 174 7.01% 7.30% 7.11%
49.986 0.59% 277 7.85% 5.76% 7.74%
24.593 0.63% 0 -2.30% 6.00% 0.0%
39.178 0.13% 1,308 7.03% 7.71% 7.97%
17.713 0.36% 8,173 10.63% 8.72% 9.11%
24.425 0.30% 21,052 10.73% 8.83% 9.12%
18.053 1.13% 6,181 9.39% 7.73% 9.02%
70.499 1.16% 472 9.22% 4.84% 6.99%
35.541 0.23% 10,681 8.84% 8.08% 8.24%
43.974 0.44% 2,155 9.35% 6.97% 8.45%
48.217 1.73% 615 8.69% 6.16% 7.67%
46.148 0.44% 20,391 8.43% 7.91% 8.21%
39.998 0.49% 1,161 9.39% 8.16% 8.74%
4373.445 0.21% 10,759 7.40% 7.77% 7.61%
24.195 0.24% 13,154 10.90% 8.83% 8.81%
11.668 0.34% 11,891 7.18% 0.0% 0.0%
35.983 1.23% 36 8.05% 7.36% 7.74%
28.429 0.96% 68 7.86% 7.19% 7.82%
16.807 0.20% 137 4.44% 3.17% 5.19%
32.588 0.27% 276 6.35% 3.97% 5.92%
27.510 0.80% 4,287 11.91% 8.77% 10.20%
24.832 0.37% 13,300 9.51% 7.89% 8.97%
31.236 0.56% 3,976 11.86% 8.61% 9.14%
18.881 0.23% 263 12.30% 10.55% 10.75%
22.774 0.28% 16,162 10.53% 8.61% 8.88%
24.194 0.97% 6,503 10.32% 8.69% 9.19%
332.933 0.59% 8,837 9.83% 8.41% 8.79%
79.507 0.60% 4,232 11.94% 8.71% 10.04%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
74.734 1.38% 1,119 10.18% 9.16% 10.21%
34.584 0.98% 5,088 10.45% 7.91% 8.87%
289.164 0.21% 9,757 7.03% 7.62% 7.54%
408.398 0.44% 19,723 8.54% 8.03% 8.30%
46.989 0.40% 17,228 11.02% 8.75% 9.36%
22.258 0.39% 6,940 8.00% 8.06% 8.89%
13.352 0.67% 38 -8.74% -1.15% 2.68%
17.838 0.76% 20 10.24% 6.16% 6.70%
17.657 0.71% 28 7.41% 5.95% 6.85%
20.825 0.82% 22 7.36% 5.98% 6.96%
2204.758 0.26% 263 6.09% 6.93% 7.39%
18.960 0.30% 17,691 11.01% 9.53% 8.76%
55.941 1.35% 669 9.96% 8.37% 9.14%
37.482 0.75% 3,647 9.95% 8.45% 8.78%
44.409 0.28% 13,052 10.21% 8.67% 8.71%
13.970 0.27% 17,632 10.52% 8.24% 0.0%
13.086 0.66% 813 7.85% 7.45% 0.0%
28.248 0.93% 2,647 11.54% 9.15% 9.71%
35.117 0.47% 302 11.53% 11.97% 11.03%
27.120 0.60% 1,631 12.45% 10.06% 10.32%
30.638 0.30% 0 2.44% 7.89% 0.00%
29.792 0.28% 6,140 7.68% 7.74% 8.03%
32.997 0.20% 2,577 6.66% 6.80% 7.35%
11.704 0.26% 5,750 6.62% 0.0% 0.0%
16.991 0.57% 506 7.92% 7.01% 7.58%
1103.322 0.22% 21 5.78% 0.0% 0.0%
18.481 0.40% 26 8.11% 8.70% 8.58%
1132.512 0.09% 1 4.76% 0.0% 0.0%
1763.076 0.13% 23 4.97% 6.96% 8.08%
2021.592 0.11% 22 6.50% 7.32% 7.92%
1856.795 0.23% 150 9.58% 8.69% 8.09%
2356.814 0.20% 1,884 10.38% 7.29% 8.40%
1486.578 0.36% 147 9.37% 3.16% 6.03%
2358.224 0.48% 35 7.11% 6.99% 8.65%
2393.878 0.20% 562 6.76% 7.32% 7.48%
2951.605 0.40% 817 9.92% 8.32% 8.42%
2980.160 0.33% 2,104 8.07% 8.00% 8.13%
2177.416 0.24% 667 6.45% 7.41% 8.08%
32.999 121 7.42% 7.57% 8.10%
53.238 35 5.57% 2.59% 4.31%
23.679 46 17.97% 6.25% 7.00%
28.734 24 4.25% 6.03% 6.67%
25.631 30 4.27% 3.64% 5.61%
26.152 35 5.86% 4.77% 6.29%
48.734 0.34% 9,132 10.53% 9.01% 9.11%
63.017 0.80% 1,265 10.79% 8.27% 8.77%
42.307 0.34% 12,848 10.44% 8.82% 9.06%
2902.423 0.32% 6,586 9.58% 8.79% 8.89%
24.337 0.67% 1,911 7.97% 7.84% 9.04%
29.536 0.45% 1,632 11.00% 9.55% 10.14%
1124.429 0.23% 647 9.54% 0.0% 0.0%
81.721 0.45% 839 10.92% 8.96% 9.86%
75.433 0.45% 839 10.92% 8.95% 9.80%
2701.496 0.36% 9,297 9.30% 8.61% 8.93%
17.756 0.74% 1,387 8.32% 6.96% 8.58%
3411.423 0.22% 8,783 6.45% 7.42% 7.43%
33.947 0.33% 11,176 7.00% 7.56% 7.82%
28.248 0.28% 1,713 8.94% 8.88% 8.56%
58.599 0.18% 175 9.14% 7.46% 7.96%
49.983 0.76% 58 10.11% 9.19% 9.35%
32.197 0.28% 892 8.14% 6.51% 7.33%
1040.081 0.21% 79 0.0% 0.0% 0.0%
18.426 0.21% 3,544 10.38% 8.47% 8.73%
22.537 0.87% 270 5.66% 4.47% 6.70%
24.226 0.96% 58 9.89% 8.55% 9.24%
57.180 0.57% 273 10.37% 8.42% 9.52%
22.273 0.30% 493 7.86% 6.62% 8.01%
21.063 0.25% 999 6.68% 7.75% 8.32%
15.805 0.60% 764 8.60% 6.67% 8.22%
21.053 0.25% 4,644 9.86% 8.49% 8.54%
58.339 0.30% 4,615 12.07% 9.59% 9.04%
34.428 0.23% 2,045 6.55% 7.35% 7.76%
11.651 0.69% 114 7.36% 0.0% 0.0%
1311.774 0.31% 512 7.76% 7.88% 0.0%
13.563 0.49% 114 11.09% 9.30% 0.0%
1846.520 0.27% 677 7.03% 6.96% 7.18%
12.370 0.30% 560 9.24% 0.0% 0.0%
13.710 0.08% 37 4.92% 0.92% 3.16%
15.944 0.31% 5,410 10.87% 8.98% 9.09%
24.867 1.04% 1,489 -8.16% 0.53% 4.31%
29.823 0.25% 1,202 9.89% 7.42% 8.62%
34.752 0.22% 12,158 10.77% 8.28% 8.57%
32.108 0.63% 1,496 10.91% 9.93% 11.17%
29.038 0.63% 1,496 10.91% 9.93% 11.05%
74.091 0.89% 430 9.96% 8.66% 9.30%
2827.364 0.35% 6,520 8.46% 7.55% 7.86%
3151.171 0.15% 5,991 6.78% 7.64% 7.54%
13.570 0.22% 1,547 12.00% 0.0% 0.0%
45.261 0.34% 441 8.74% 7.93% 8.36%
41.553 0.34% 7,619 9.90% 8.12% 8.61%
11.060 1.52% 343 -25.91% -8.26% -0.95%
3077.458 0.33% 621 5.24% 5.09% 6.05%
19.257 0.32% 83 10.22% 8.74% 8.81%
14.703 0.64% 75 1.65% 2.19% 5.60%
2188.924 0.87% 105 8.86% 8.48% 9.61%
23.834 0.25% 134 8.57% 8.04% 8.77%
1031.687 0.15% 166 0.0% 0.0% 0.0%
33.888 0.14% 71 9.85% 7.87% 8.23%
37.098 0.76% 34 62.87% 4.75% 6.86%
26.982 0.30% 142 53.81% 9.47% 8.99%
2582.780 0.33% 97 5.75% 0.33% 3.67%
35.493 0.65% 119 9.89% 4.77% 6.62%
2177.302 0.21% 218 5.54% 4.99% 6.13%
15.967 0.63% 68 9.15% 7.17% 8.87%
2494.561 0.34% 8,750 10.02% 9.17% 8.91%
34.312 0.93% 3,765 8.85% 7.39% 8.56%
28.472 0.87% 2,161 10.10% 8.81% 9.77%
49.651 0.32% 733 10.08% 10.73% 10.74%
50.745 0.46% 3,838 10.58% 8.88% 10.05%
55.583 0.84% 1,473 12.48% 9.01% 9.72%
2731.631 0.40% 10,361 7.88% 7.86% 7.90%
40.025 0.77% 4,019 11.71% 9.43% 10.53%
4610.199 0.32% 12,635 6.82% 7.62% 7.54%
32.553 0.23% 21,086 7.04% 7.60% 7.97%
25.391 0.34% 17,109 9.80% 8.34% 8.71%
33.436 0.23% 1,724 8.68% 7.71% 7.83%
31.085 0.28% 1,041 10.92% 8.35% 9.13%
26.530 0.33% 395 7.30% 4.11% 5.76%
60.865 1.33% 73 6.95% 6.82% 7.81%
27.431 0.69% 117 6.59% 2.77% 5.10%
33.735 0.27% 148 10.13% 3.77% 5.82%
10.962 0.21% 364 0.0% 0.0% 0.0%
33.850 0.16% 263 8.85% 6.89% 8.22%
65.172 0.79% 196 8.71% 7.27% 8.66%
68.118 1.09% 51 11.52% 7.77% 8.60%
3585.317 0.22% 564 7.12% 5.08% 5.99%
39.424 0.28% 3,078 10.44% 6.44% 7.52%
3044.967 0.35% 1,279 8.00% 5.85% 6.81%
11.193 0.48% 202 6.28% 0.0% 0.0%
11.798 0.56% 318 10.16% 0.0% 0.0%
19.283 1.10% 134 9.76% 7.40% 7.66%
1663.248 0.30% 16 6.40% 6.35% 7.32%
14.651 0.31% 231 7.32% 4.65% 6.65%
53.275 1.02% 308 -0.81% -0.66% 3.85%
12.444 0.30% 1,805 11.45% 0.0% 0.0%
12.988 0.70% 369 -28.53% -9.73% -2.09%
21.793 1.02% 257 4.80% 1.99% 5.71%
49.389 0.65% 733 9.24% 8.23% 9.54%
13.898 1.11% 93 -0.92% 3.93% 6.53%
2344.682 0.17% 7,004 6.78% 7.62% 7.56%
23.640 0.43% 1,947 10.66% 3.94% 6.15%
2585.409 0.36% 2,295 7.92% 3.48% 5.48%
3333.577 0.46% 1,539 6.66% 5.84% 7.02%