Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
212.163 0.35% 12,230 12.23% 9.01% 9.50%
63.073 0.30% 18,059 12.40% 9.18% 9.22%
29.889 0.85% 1,820 2.32% 3.72% 6.56%
202.459 0.19% 6,408 9.84% 8.46% 8.69%
47.924 0.58% 485 13.75% 9.26% 10.94%
76.254 0.25% 1,460 13.03% 8.47% 9.37%
409.714 0.41% 8,048 9.78% 8.56% 8.65%
21.247 0.05% 2,065 -2.35% 2.76% 5.88%
218.737 0.18% 8,422 8.28% 8.02% 7.87%
323.199 0.33% 12,902 8.45% 8.01% 8.33%
28.041 0.43% 1,862 10.74% 8.52% 9.09%
1520.471 0.31% 15,317 12.14% 9.59% 9.05%
10.372 0.28% 188 13.38% 0.0% 0.0%
13.328 0.57% 705 9.31% 6.87% 8.22%
17.915 0.22% 551 14.33% 9.62% 10.14%
15.060 0.22% 140 14.34% 8.84% 9.47%
18.552 0.28% 6,005 12.36% 9.12% 9.21%
16.551 0.35% 842 11.11% 8.15% 9.20%
1862.075 0.28% 4,777 9.29% 8.39% 8.37%
10.134 0.28% 3,342 7.77% 0.0% 0.0%
13.021 1.05% 319 -1.91% 3.23% 6.65%
16.291 1.12% 21 8.26% 3.69% 6.48%
26.998 1.03% 29 10.86% 8.13% 8.96%
26.536 1.91% 17 4.64% 6.59% 8.31%
1041.391 0.32% 22 6.29% 0.0% 0.0%
17.889 0.65% 181 9.34% 8.49% 9.01%
1941.158 0.59% 36 -35.83% -15.50% -6.35%
1036.597 0.25% 110 6.95% 0.0% 0.0%
18.399 0.25% 24 11.88% 5.46% 7.22%
29.453 0.65% 108 10.74% 7.52% 8.90%
25.453 0.12% 193 9.81% 8.10% 8.19%
13.564 0.58% 51 9.00% 3.66% 5.84%
19.276 0.35% 143 12.32% 8.23% 8.50%
18.832 0.55% 36 -7.37% -2.67% 2.33%
1993.390 0.33% 202 7.00% 7.54% 8.12%
13.514 0.31% 211 11.31% 8.42% 8.65%
19.506 0.88% 107 10.91% 7.44% 8.97%
47.885 0.59% 75 11.56% 7.89% 9.92%
35.924 0.80% 121 12.35% 8.75% 9.36%
25.881 0.32% 949 8.33% 7.69% 7.89%
16.162 0.37% 508 10.86% 8.30% 8.70%
2515.363 0.36% 201 6.89% 6.79% 7.18%
13.339 0.30% 57 14.40% 8.52% 9.82%
14.122 0.29% 2,881 13.02% 9.04% 9.17%
53.428 0.40% 242 11.00% 5.81% 7.41%
10.175 0.23% 990 12.27% 0.0% 0.0%
27.799 0.79% 428 3.98% 2.51% 5.54%
54.399 0.56% 1,173 15.57% 10.12% 10.58%
12.005 0.30% 2,512 10.07% 8.12% 8.24%
32.653 0.58% 1,586 7.85% 7.54% 7.26%
28.878 0.29% 3,274 11.63% 8.59% 8.77%
1999.918 0.50% 1,477 17.26% 9.08% 9.40%
2252.465 0.29% 2,625 7.34% 6.89% 7.29%
13.810 0.20% 229 15.24% 10.29% 9.42%
12.819 0.68% 12 10.91% 3.20% 5.42%
18.307 0.24% 51 9.96% 8.65% 8.69%
13.967 0.86% 70 11.95% 9.94% 9.79%
19.704 0.21% 22 5.35% 2.62% 2.66%
13.308 0.23% 1,059 11.90% 9.37% 9.25%
61.352 0.31% 834 9.40% 8.71% 9.10%
26.115 0.10% 186 7.68% 7.35% 7.17%
42.283 0.59% 305 9.45% 6.25% 8.42%
25.852 0.63% 0 -2.30% 6.00% 0.0%
31.244 0.13% 1,412 8.23% 7.96% 8.15%
13.393 0.36% 6,031 12.09% 8.92% 9.17%
18.333 0.30% 15,986 12.62% 9.19% 9.26%
14.072 1.12% 6,539 9.69% 7.76% 9.02%
58.925 1.21% 488 10.01% 4.86% 7.29%
28.611 0.23% 8,959 9.44% 8.13% 8.28%
34.459 0.49% 1,913 11.51% 7.31% 9.05%
38.940 1.80% 564 10.46% 6.29% 8.07%
35.770 0.44% 12,615 8.97% 7.95% 8.22%
33.660 0.49% 912 9.76% 8.07% 8.73%
3424.445 0.15% 7,592 8.44% 7.89% 7.75%
18.255 0.24% 10,324 12.06% 8.92% 8.84%
10.113 0.34% 6,643 7.98% 0.0% 0.0%
28.329 1.23% 37 11.26% 7.82% 8.29%
23.136 0.96% 89 11.28% 7.74% 8.42%
14.909 0.19% 96 -2.19% 0.83% 3.77%
28.154 0.24% 177 0.04% 1.67% 4.51%
20.941 0.77% 2,980 13.18% 8.94% 10.57%
19.091 0.37% 10,476 10.92% 8.16% 9.17%
23.490 0.61% 3,537 13.78% 8.87% 9.36%
13.384 0.17% 219 15.39% 10.92% 11.19%
17.247 0.25% 12,707 11.97% 8.84% 8.99%
18.220 0.99% 6,695 10.60% 8.70% 9.20%
254.184 0.58% 5,707 10.05% 8.37% 8.76%
58.657 0.58% 2,864 14.95% 9.07% 10.72%
33.914 0.39% 0 3.91% 8.78% 8.09%
24.705 0.06% 0 4.19% 9.78% 5.98%
54.920 1.58% 1,016 12.80% 9.58% 10.76%
26.547 1.03% 4,960 10.98% 7.94% 8.85%
226.921 6,849 7.95% 7.77% 7.69%
315.300 0.41% 18,250 9.32% 8.16% 8.38%
35.328 0.40% 13,649 12.20% 8.93% 9.48%
17.140 0.39% 5,239 8.51% 8.21% 9.06%
13.466 0.80% 44 -9.69% -1.26% 2.59%
14.614 0.84% 22 9.39% 6.00% 6.82%
14.578 0.64% 31 9.28% 6.40% 7.45%
17.025 0.82% 24 6.92% 5.80% 6.83%
1766.364 0.26% 118 11.21% 7.06% 7.47%
14.092 0.30% 16,791 13.45% 9.84% 8.90%
42.107 1.30% 675 13.79% 9.01% 9.82%
28.774 0.75% 2,973 12.57% 8.98% 9.12%
34.592 0.28% 12,511 12.12% 8.96% 8.86%
11.306 0.27% 14,997 12.01% 8.69% 0.0%
10.634 0.66% 837 9.07% 7.76% 0.0%
21.078 1.01% 2,182 15.38% 9.70% 10.35%
24.132 0.47% 259 15.03% 12.69% 11.52%
20.614 0.50% 1,066 16.09% 10.52% 10.99%
30.138 0.30% 0 2.44% 7.89% 0.00%
23.360 0.26% 4,144 8.94% 7.99% 8.20%
26.400 0.20% 2,108 7.39% 7.09% 7.61%
10.237 0.26% 5,416 7.73% 0.0% 0.0%
14.025 0.69% 170 8.36% 7.14% 7.86%
1039.406 0.22% 45 7.23% 0.0% 0.0%
14.098 0.40% 28 9.45% 8.99% 8.85%
12.261 0.09% 6 5.89% 0.0% 0.0%
1433.676 0.13% 32 5.66% 7.40% 8.37%
1633.309 0.11% 25 7.51% 7.64% 8.15%
1415.234 0.05% 58 11.51% 8.83% 8.32%
1983.655 0.20% 1,339 12.46% 7.46% 8.71%
1320.147 0.05% 147 10.26% 3.44% 6.18%
1879.392 0.24% 32 10.24% 7.51% 9.36%
1894.361 0.20% 512 7.42% 7.55% 7.70%
2259.699 0.40% 698 12.23% 8.70% 8.73%
2308.659 0.35% 1,670 9.31% 8.21% 8.27%
1712.857 0.24% 586 7.64% 7.74% 8.31%
25.939 97 8.12% 7.91% 8.36%
48.463 18 5.44% 2.45% 4.47%
23.618 30 -1.27% 0.29% 3.37%
23.635 15 4.82% 6.35% 6.89%
23.776 8 2.52% 3.10% 5.37%
23.526 17 2.88% 3.76% 5.75%
37.574 0.29% 6,163 12.14% 9.25% 9.21%
48.276 0.80% 1,312 13.53% 8.43% 9.27%
31.905 0.31% 10,534 12.03% 9.05% 9.21%
2192.124 0.31% 4,359 10.94% 8.96% 8.88%
18.859 0.76% 2,052 8.13% 7.65% 8.94%
31.238 0.45% 1,220 12.55% 9.93% 10.56%
1022.153 0.23% 86 9.63% 0.0% 0.0%
61.102 0.45% 750 13.96% 9.18% 10.53%
59.672 0.45% 750 13.96% 9.18% 10.46%
2051.130 0.33% 4,051 10.26% 8.74% 9.03%
14.099 0.87% 1,465 9.29% 7.09% 8.69%
27.519 0.34% 9,128 7.99% 7.79% 8.00%
21.416 0.28% 1,433 11.12% 9.19% 8.73%
46.124 0.18% 179 11.77% 7.97% 8.29%
37.770 0.52% 55 13.20% 9.38% 9.86%
26.092 0.28% 713 8.23% 6.41% 7.29%
1008.019 0.21% 28 0.0% 0.0% 0.0%
14.820 0.21% 4,029 12.87% 8.89% 8.91%
19.168 0.89% 382 -0.11% 3.52% 6.11%
18.346 0.96% 60 12.39% 8.95% 9.73%
43.705 0.58% 217 12.42% 8.71% 10.12%
17.800 0.46% 427 6.20% 6.21% 7.74%
16.361 0.25% 1,112 9.78% 8.11% 8.54%
12.601 0.60% 743 8.73% 6.63% 8.31%
16.068 0.25% 4,535 11.90% 8.91% 8.79%
42.890 0.29% 3,706 14.82% 10.08% 9.43%
27.119 0.23% 1,708 7.67% 7.67% 7.96%
10.078 0.57% 121 7.93% 0.0% 0.0%
1025.628 0.31% 357 8.68% 8.04% 0.0%
10.422 0.50% 81 14.12% 9.57% 0.0%
1472.205 0.27% 487 7.48% 6.96% 7.18%
10.119 0.18% 338 11.09% 0.0% 0.0%
13.059 0.08% 42 5.58% 1.14% 3.31%
11.921 0.30% 4,973 13.31% 9.32% 9.28%
23.748 0.94% 1,856 -8.01% 0.69% 4.36%
23.191 0.25% 721 11.42% 7.69% 9.04%
26.522 0.20% 9,732 12.01% 8.64% 8.67%
23.146 0.61% 1,381 14.38% 10.48% 11.84%
23.085 0.61% 1,381 14.38% 10.47% 11.72%
55.582 1.02% 420 13.31% 9.26% 9.93%
2296.171 0.34% 2,452 9.43% 7.64% 7.94%
2471.764 0.15% 4,218 7.75% 7.80% 7.70%
10.267 0.21% 1,307 13.28% 0.0% 0.0%
34.996 0.34% 463 9.74% 7.98% 8.37%
31.865 0.31% 6,106 11.50% 8.38% 8.75%
13.607 1.57% 443 -22.87% -6.74% -0.04%
2647.245 0.33% 723 2.79% 5.43% 6.31%
14.521 0.28% 63 12.04% 8.97% 8.96%
13.342 0.66% 95 -0.41% 2.76% 5.93%
1641.511 0.82% 55 11.06% 8.85% 10.05%
18.442 0.44% 39 10.17% 8.51% 9.00%
1009.355 0.11% 151 0.0% 0.0% 0.0%
27.326 0.16% 54 11.16% 8.09% 8.29%
31.227 0.65% 32 15.52% 5.04% 7.02%
20.066 0.26% 77 11.91% 9.71% 9.17%
2600.697 0.80% 28 0.50% 2.60% 5.00%
29.403 1.13% 28 5.31% 2.64% 5.66%
2681.023 0.37% 95 1.13% -1.11% 2.77%
29.906 0.57% 96 4.69% 2.97% 5.53%
1872.168 0.20% 105 6.41% 5.23% 6.34%
12.405 0.56% 63 11.19% 7.50% 9.32%
1864.147 0.34% 6,230 12.40% 9.52% 9.16%
27.041 0.91% 3,949 9.48% 7.49% 8.63%
21.355 1.04% 1,507 13.81% 9.26% 10.39%
35.560 0.34% 685 13.28% 11.16% 11.08%
37.877 0.50% 2,752 14.16% 9.28% 10.73%
41.497 0.86% 1,318 14.65% 9.11% 10.03%
2126.506 0.39% 8,727 9.10% 8.03% 8.05%
29.497 0.78% 3,246 13.37% 9.56% 10.32%
3627.835 0.33% 9,848 7.81% 7.79% 7.70%
26.185 0.22% 13,222 8.04% 7.80% 8.13%
19.388 0.34% 14,266 11.96% 8.71% 8.92%
25.938 0.23% 1,583 10.47% 8.04% 7.96%
23.477 0.28% 1,097 13.48% 8.89% 9.45%
22.906 0.33% 404 3.77% 4.35% 5.90%
48.162 1.33% 73 8.69% 7.29% 8.12%
24.543 0.69% 117 1.35% 3.13% 5.26%
29.356 0.27% 121 5.58% 3.96% 5.95%
10.206 0.21% 231 0.0% 0.0% 0.0%
26.745 0.16% 267 11.09% 7.28% 8.71%
50.358 0.79% 178 11.05% 7.80% 9.23%
52.316 1.44% 53 13.15% 7.93% 8.91%
3024.658 0.22% 287 7.92% 5.20% 6.11%
31.736 0.28% 2,465 12.12% 6.74% 7.72%
2503.294 0.36% 645 8.84% 5.99% 6.92%
10.116 0.48% 152 7.34% 0.0% 0.0%
10.665 0.95% 309 13.64% 0.0% 0.0%
15.575 1.10% 130 12.23% 7.74% 8.11%
1534.015 0.30% 16 6.40% 6.35% 7.32%
13.513 0.25% 139 9.03% 4.95% 6.83%
52.418 0.96% 314 0.90% -0.23% 4.30%
10.072 0.31% 1,500 13.32% 0.0% 0.0%
15.823 0.90% 466 -25.52% -6.39% 0.05%
19.844 0.99% 300 7.04% 2.46% 6.25%
37.725 0.65% 651 12.91% 8.79% 10.24%
12.257 1.10% 118 4.63% 5.61% 7.48%
1839.657 0.17% 4,898 7.66% 7.75% 7.70%
20.510 0.42% 1,456 12.62% 4.19% 6.34%
2275.576 0.29% 1,791 9.07% 3.67% 5.62%
2741.248 0.39% 1,374 7.12% 6.06% 7.17%