Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
288.504 0.35% 14,577 10.88% 9.30% 9.39%
86.062 0.29% 23,395 11.80% 9.46% 9.19%
34.643 1.03% 1,693 9.37% 4.82% 6.48%
268.660 0.22% 7,160 8.72% 8.44% 8.52%
64.616 0.58% 609 12.07% 9.89% 10.55%
103.162 0.42% 1,708 12.65% 9.44% 9.45%
535.117 0.40% 14,196 8.59% 8.57% 8.52%
24.674 1.05% 1,932 8.58% 3.51% 6.02%
280.203 0.21% 11,974 6.89% 7.76% 7.60%
417.061 0.34% 16,215 7.29% 7.83% 8.09%
38.098 0.43% 8,135 10.97% 9.19% 9.30%
2081.070 0.31% 18,606 9.60% 9.56% 8.95%
13.132 0.28% 2,400 12.01% 9.28% 0.0%
17.195 0.56% 557 9.22% 7.23% 8.24%
24.846 0.25% 1,184 12.69% 10.37% 9.98%
20.595 0.40% 153 13.36% 10.03% 9.50%
25.187 0.30% 12,288 10.62% 9.29% 9.07%
22.226 0.35% 943 10.86% 8.61% 9.31%
2453.427 0.30% 8,819 7.68% 8.25% 8.14%
11.809 0.30% 4,207 6.32% 0.0% 0.0%
15.469 1.11% 239 2.61% 4.19% 7.01%
17.853 1.18% 21 7.57% 3.66% 6.12%
35.522 1.06% 30 10.13% 8.67% 8.68%
28.349 1.91% 17 4.64% 6.59% 8.31%
1080.792 0.10% 23 4.40% 0.0% 0.0%
22.605 0.57% 580 8.21% 8.54% 8.90%
1531.938 0.69% 38 -12.89% -8.79% -2.09%
1188.177 0.24% 268 5.46% 0.0% 0.0%
22.607 0.25% 24 9.99% 5.69% 7.19%
38.352 0.51% 123 9.91% 7.94% 8.65%
33.063 0.21% 402 8.24% 7.99% 7.99%
15.376 0.58% 42 7.63% 3.52% 5.50%
25.613 0.35% 352 10.78% 8.64% 8.48%
18.025 0.55% 32 -0.61% -2.66% 1.98%
2543.557 0.33% 348 5.32% 7.00% 7.72%
16.882 0.35% 339 10.07% 8.65% 8.56%
24.654 0.88% 120 10.12% 7.94% 8.78%
56.032 0.44% 139 10.58% 8.54% 9.66%
48.234 0.75% 153 10.72% 9.27% 9.18%
33.280 0.30% 1,297 6.67% 7.40% 7.60%
21.402 0.42% 1,043 9.43% 8.35% 8.61%
3130.889 0.32% 397 5.27% 6.42% 6.77%
17.724 0.30% 43 11.66% 9.16% 9.39%
19.075 0.32% 4,422 10.62% 9.13% 8.95%
66.031 0.39% 368 9.60% 5.67% 7.17%
12.674 0.26% 1,488 9.49% 0.0% 0.0%
29.875 0.78% 322 5.51% 2.83% 5.42%
76.485 0.54% 561 13.52% 11.06% 10.47%
15.652 0.31% 3,641 6.96% 7.85% 7.94%
41.613 0.23% 2,059 6.02% 7.25% 6.96%
38.645 0.30% 3,457 9.79% 8.70% 8.62%
2710.708 0.49% 1,777 12.95% 9.75% 9.16%
2821.537 0.29% 2,859 5.55% 6.50% 6.93%
19.378 0.20% 406 12.82% 10.65% 9.38%
13.444 0.50% 4 2.21% 0.50% 3.71%
19.485 0.89% 65 13.43% 10.74% 9.87%
2064.447 0.20% 27 -2.48% 0.21% 3.08%
24.082 0.23% 106 6.98% 8.71% 8.18%
17.892 0.19% 1,022 9.13% 9.24% 9.04%
80.416 0.29% 844 9.26% 9.10% 9.14%
32.800 0.27% 169 6.58% 7.33% 7.12%
50.733 0.59% 259 8.31% 6.90% 7.87%
24.593 0.63% 0 -2.30% 6.00% 0.0%
39.214 0.13% 1,336 6.28% 7.54% 7.74%
17.719 0.36% 10,156 10.63% 9.06% 9.16%
25.014 0.30% 23,494 11.48% 9.39% 9.23%
18.053 1.13% 6,336 10.67% 8.60% 9.25%
70.499 1.16% 491 9.13% 5.60% 7.17%
35.541 0.23% 14,534 9.18% 8.36% 8.30%
45.005 0.44% 2,693 10.39% 8.11% 8.72%
49.320 1.62% 666 9.48% 7.21% 7.88%
46.974 0.44% 20,984 8.60% 8.08% 8.22%
39.998 0.49% 1,715 10.51% 8.88% 9.05%
4419.912 0.21% 12,795 6.84% 7.64% 7.47%
24.757 0.24% 15,462 11.03% 9.28% 8.87%
11.794 0.34% 15,216 6.84% 0.0% 0.0%
36.896 1.23% 36 9.55% 8.51% 8.02%
30.030 0.95% 68 9.07% 8.26% 8.08%
17.024 0.21% 150 4.11% 3.19% 5.08%
33.252 0.29% 274 6.23% 4.38% 5.94%
28.969 0.80% 4,773 12.92% 9.90% 10.59%
25.420 0.37% 13,802 9.85% 8.57% 9.03%
31.977 0.56% 4,239 11.78% 9.37% 9.21%
19.354 0.23% 304 13.68% 11.71% 10.94%
23.271 0.28% 18,906 10.72% 9.08% 8.92%
24.860 0.97% 6,513 10.28% 9.27% 9.29%
333.403 0.59% 10,965 9.83% 8.75% 8.81%
81.439 0.60% 4,782 13.73% 10.10% 10.36%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
75.627 1.40% 854 12.03% 10.37% 10.53%
34.584 0.96% 5,465 11.17% 8.80% 9.08%
291.759 0.21% 11,577 6.45% 7.48% 7.40%
415.414 0.44% 23,677 8.42% 8.22% 8.27%
48.126 0.40% 20,927 11.30% 9.34% 9.46%
22.546 0.39% 8,266 7.39% 8.10% 8.70%
13.755 0.67% 38 -3.22% -0.60% 2.89%
17.848 0.76% 20 10.37% 7.09% 7.02%
18.044 0.71% 27 8.52% 7.13% 7.14%
20.825 0.84% 21 10.15% 6.16% 6.94%
2204.758 0.26% 282 5.60% 6.85% 7.27%
18.960 0.30% 19,780 10.92% 10.03% 8.89%
55.941 1.35% 698 11.82% 9.55% 9.54%
37.482 0.76% 3,916 10.80% 9.11% 8.92%
44.409 0.28% 13,210 10.01% 9.05% 8.68%
15.202 0.27% 19,345 11.88% 8.93% 0.0%
13.402 0.66% 800 8.21% 7.97% 0.0%
29.044 0.86% 2,810 13.49% 10.35% 10.13%
36.117 0.48% 321 13.39% 12.78% 11.21%
27.120 0.61% 2,105 14.37% 11.46% 10.75%
30.638 0.30% 0 2.44% 7.89% 0.00%
29.792 0.28% 7,175 7.20% 7.74% 7.90%
33.172 0.20% 2,842 5.93% 6.70% 7.15%
11.704 0.26% 5,034 5.93% 0.0% 0.0%
17.436 0.57% 622 8.69% 7.59% 7.91%
1839.685 0.13% 23 7.93% 7.44% 7.94%
1891.722 0.23% 109 9.70% 9.14% 8.16%
2599.024 0.20% 2,323 10.24% 8.42% 8.67%
1486.578 0.36% 147 9.30% 3.33% 5.93%
2358.224 0.48% 33 8.64% 8.16% 8.96%
2413.188 0.20% 562 6.21% 7.15% 7.30%
3015.622 0.40% 1,056 10.09% 8.81% 8.50%
3018.016 0.32% 2,610 7.49% 8.03% 8.02%
2196.948 0.24% 704 5.87% 7.28% 7.83%
33.637 96 8.37% 7.76% 8.12%
54.182 26 10.46% 3.14% 4.58%
29.194 129 26.97% 6.21% 6.88%
48.734 0.34% 10,286 10.53% 9.55% 9.22%
65.024 0.80% 1,624 12.77% 9.58% 9.22%
43.264 0.34% 17,050 10.57% 9.34% 9.10%
2964.218 0.32% 7,286 9.74% 9.14% 8.85%
24.759 0.65% 1,861 7.22% 8.03% 8.86%
29.536 0.45% 1,908 11.81% 10.40% 10.48%
1157.198 0.23% 3,269 11.67% 0.0% 0.0%
84.280 0.45% 861 13.64% 10.43% 10.27%
75.433 0.45% 861 13.64% 10.43% 10.26%
2744.164 0.36% 9,427 8.83% 8.67% 8.81%
18.345 0.74% 1,881 8.79% 7.66% 8.72%
3442.612 0.22% 10,114 5.86% 7.29% 7.29%
34.293 0.32% 13,539 6.42% 7.49% 7.65%
28.764 0.28% 1,771 8.88% 9.15% 8.68%
59.592 0.18% 233 9.42% 8.16% 8.05%
51.150 0.76% 60 11.29% 10.26% 9.70%
32.592 0.28% 947 7.59% 6.48% 7.21%
1048.511 0.20% 93 4.68% 0.0% 0.0%
18.426 0.21% 4,472 10.36% 9.03% 8.89%
23.089 0.87% 256 6.00% 4.94% 6.70%
24.718 0.96% 60 10.67% 9.20% 9.49%
58.797 0.57% 280 12.59% 9.50% 9.86%
22.606 0.30% 1,013 7.59% 6.71% 7.83%
21.241 0.25% 1,182 5.96% 7.56% 8.10%
16.347 0.45% 760 9.75% 7.63% 8.43%
21.561 0.25% 4,208 9.92% 8.91% 8.55%
59.685 0.29% 5,624 12.35% 10.33% 9.36%
34.712 0.23% 3,055 5.93% 7.19% 7.55%
11.833 0.81% 119 6.78% 0.0% 0.0%
1328.462 0.34% 558 7.33% 7.89% 0.0%
13.776 0.46% 127 11.09% 9.65% 0.0%
1870.950 0.26% 845 6.90% 7.04% 7.14%
12.613 0.31% 642 9.38% 0.0% 0.0%
13.811 0.08% 35 4.47% 0.78% 3.04%
15.999 0.31% 7,396 10.97% 9.53% 9.13%
46.341 0.30% 993 10.06% 8.37% 8.45%
25.622 1.02% 1,324 -5.50% 1.09% 4.47%
30.370 0.25% 2,300 10.88% 8.22% 8.78%
35.693 0.22% 14,461 11.56% 8.89% 8.64%
32.782 0.62% 1,931 12.16% 10.98% 11.42%
29.038 0.62% 1,931 12.16% 10.98% 11.29%
75.965 0.72% 427 11.19% 9.70% 9.61%
2976.653 0.35% 6,949 8.14% 7.67% 7.82%
3180.246 0.15% 6,887 6.19% 7.50% 7.40%
13.860 0.22% 1,623 13.43% 0.0% 0.0%
42.525 0.33% 8,932 9.99% 8.66% 8.69%
11.171 1.49% 313 -23.45% -7.72% -0.87%
3077.458 0.33% 601 5.90% 5.21% 6.07%
19.649 0.32% 108 10.28% 9.18% 8.85%
15.109 0.63% 58 -1.94% 2.69% 5.57%
2234.090 0.87% 119 9.97% 9.33% 9.88%
23.834 0.25% 160 10.24% 8.67% 8.84%
1040.892 0.15% 125 0.0% 0.0% 0.0%
33.888 0.15% 72 10.29% 8.44% 8.31%
37.691 0.76% 34 8.22% 5.00% 6.80%
27.041 0.30% 235 6.28% 9.37% 8.81%
2582.780 0.23% 97 5.47% 0.24% 3.50%
36.254 0.60% 134 10.49% 5.23% 6.67%
2177.302 0.25% 137 5.03% 4.83% 5.95%
16.252 0.63% 71 9.82% 7.91% 9.07%
2551.024 0.34% 8,893 10.53% 9.66% 9.03%
34.312 0.93% 3,714 10.27% 8.03% 8.70%
29.211 0.87% 2,298 11.50% 9.80% 10.15%
50.916 0.33% 778 11.68% 11.30% 10.90%
52.123 0.47% 4,307 12.65% 10.02% 10.43%
57.153 0.85% 1,587 13.57% 9.84% 10.12%
2766.860 0.40% 12,452 7.35% 7.90% 7.81%
41.261 0.73% 5,321 12.76% 10.21% 10.90%
4610.199 0.31% 14,207 6.18% 7.49% 7.41%
32.553 0.23% 23,410 6.40% 7.49% 7.79%
25.960 0.34% 19,097 9.93% 8.83% 8.77%
33.810 0.23% 1,654 7.59% 7.83% 7.73%
31.787 0.28% 1,127 10.66% 9.01% 9.14%
26.805 0.33% 414 6.64% 4.04% 5.62%
61.739 1.33% 73 7.10% 7.25% 7.99%
27.650 0.69% 116 5.86% 2.61% 4.90%
33.735 0.28% 133 9.67% 3.94% 5.78%
11.264 0.21% 408 10.71% 0.0% 0.0%
34.679 0.16% 251 9.85% 7.81% 8.43%
66.692 0.79% 192 9.82% 8.33% 8.96%
69.617 1.09% 54 12.40% 8.67% 8.84%
3585.317 0.22% 1,093 6.62% 4.95% 5.85%
40.265 0.28% 3,333 10.43% 6.90% 7.55%
3086.234 0.35% 1,617 7.65% 5.89% 6.73%
11.304 0.22% 277 5.77% 0.0% 0.0%
12.107 0.77% 318 10.59% 0.0% 0.0%
19.677 1.28% 133 10.62% 8.25% 7.96%
1663.248 0.30% 16 6.40% 6.35% 7.32%
14.651 0.26% 251 8.89% 4.80% 6.67%
54.141 1.08% 306 1.45% -0.03% 3.91%
12.739 0.30% 1,921 10.91% 0.0% 0.0%
12.988 0.75% 354 -27.21% -9.38% -2.07%
22.144 1.01% 254 6.15% 2.56% 5.78%
50.328 0.64% 815 10.22% 9.22% 9.75%
13.898 1.05% 92 0.11% 4.38% 6.56%
2365.908 0.18% 7,777 6.25% 7.47% 7.41%
23.640 0.43% 2,672 10.51% 4.34% 6.12%
2616.083 0.36% 3,015 7.37% 3.47% 5.35%
3371.074 0.47% 1,487 5.96% 5.78% 6.84%