Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
212.163 0.35% 13,519 10.73% 8.69% 9.27%
63.073 0.30% 20,205 11.38% 8.94% 9.07%
29.889 1.05% 1,710 1.62% 3.87% 6.38%
202.459 0.19% 6,886 9.01% 8.30% 8.56%
47.924 0.58% 571 11.26% 8.79% 10.35%
76.254 0.25% 1,352 11.53% 8.21% 9.01%
409.714 0.40% 14,808 8.96% 8.47% 8.57%
21.247 0.05% 2,005 -1.56% 3.25% 6.10%
218.737 0.21% 9,969 7.37% 7.87% 7.72%
323.199 0.34% 16,218 7.72% 7.84% 8.22%
28.041 0.42% 4,769 10.83% 8.72% 9.24%
1520.471 0.31% 16,059 10.33% 9.32% 8.89%
10.372 0.28% 972 12.25% 8.91% 0.0%
13.328 0.56% 593 9.33% 6.85% 8.17%
17.915 0.25% 893 12.36% 9.27% 9.72%
15.060 0.22% 140 11.61% 8.71% 9.14%
18.552 0.30% 9,375 11.05% 8.92% 9.07%
16.551 0.35% 880 10.76% 8.10% 9.09%
1862.075 0.30% 7,439 8.24% 8.23% 8.24%
10.134 0.28% 4,062 6.95% 0.0% 0.0%
13.021 1.11% 277 1.22% 3.80% 7.01%
16.291 1.19% 21 7.18% 3.15% 6.03%
26.998 1.06% 30 9.63% 7.79% 8.50%
26.536 1.91% 17 4.64% 6.59% 8.31%
1041.391 0.32% 15 5.08% 0.0% 0.0%
17.889 0.61% 379 9.02% 8.42% 8.97%
1941.158 0.69% 40 -15.14% -8.85% -2.02%
1036.597 0.25% 240 5.98% 0.0% 0.0%
18.399 0.25% 24 10.33% 5.21% 7.01%
29.453 0.51% 114 9.81% 7.14% 8.43%
25.453 0.20% 289 8.67% 7.89% 8.04%
13.564 0.58% 45 7.37% 3.01% 5.46%
19.276 0.35% 264 10.79% 8.12% 8.35%
18.832 0.55% 33 0.69% -2.83% 2.09%
1993.390 0.33% 261 5.97% 7.16% 7.89%
13.514 0.35% 302 10.02% 8.12% 8.48%
19.506 0.93% 139 9.62% 7.13% 8.53%
47.885 0.54% 121 9.82% 7.51% 9.34%
35.924 0.75% 140 10.47% 8.36% 8.90%
25.881 0.30% 1,228 7.16% 7.42% 7.72%
16.162 0.37% 822 9.49% 7.96% 8.56%
2515.363 0.37% 253 5.90% 6.56% 6.96%
13.339 0.30% 42 11.69% 8.04% 9.28%
14.122 0.30% 3,522 11.08% 8.62% 8.89%
53.428 0.38% 314 9.83% 5.27% 7.00%
10.175 0.25% 1,101 10.58% 0.0% 0.0%
27.799 0.78% 339 6.53% 2.77% 5.66%
54.399 0.56% 833 12.93% 9.87% 10.14%
12.005 0.30% 3,229 7.61% 7.86% 8.05%
32.653 0.25% 1,953 6.66% 7.37% 7.10%
28.878 0.30% 3,976 10.09% 8.22% 8.56%
1999.918 0.49% 1,593 12.47% 8.69% 8.92%
2252.465 0.30% 2,540 6.22% 6.62% 7.07%
13.810 0.20% 366 13.21% 9.98% 9.17%
12.819 0.57% 7 3.12% 0.42% 3.86%
18.307 0.23% 102 8.37% 8.41% 8.40%
13.967 0.86% 58 11.40% 9.83% 9.40%
19.704 0.20% 24 -1.79% 0.30% 1.64%
13.308 0.19% 1,021 9.82% 9.02% 8.92%
61.352 0.29% 829 9.73% 8.57% 9.00%
26.115 0.21% 174 7.24% 7.34% 7.14%
42.283 0.59% 277 8.41% 5.79% 7.78%
25.852 0.63% 0 -2.30% 6.00% 0.0%
31.244 0.13% 1,308 7.09% 7.69% 7.95%
13.393 0.36% 8,173 10.91% 8.74% 9.08%
18.333 0.30% 21,052 11.15% 8.84% 9.09%
14.072 1.13% 6,181 9.78% 7.79% 9.02%
58.925 1.16% 472 9.64% 4.88% 7.00%
28.611 0.23% 10,681 8.96% 8.10% 8.24%
34.459 0.44% 2,155 9.95% 7.01% 8.47%
38.940 1.73% 615 9.39% 6.20% 7.68%
35.770 0.44% 20,391 8.59% 7.94% 8.21%
33.660 0.49% 1,161 9.99% 8.23% 8.77%
3424.445 0.21% 10,759 7.42% 7.75% 7.60%
18.255 0.24% 13,154 11.21% 8.85% 8.80%
10.113 0.34% 11,891 7.22% 0.0% 0.0%
28.329 1.23% 36 8.78% 7.38% 7.75%
23.136 0.96% 67 8.67% 7.24% 7.85%
14.909 0.20% 135 4.59% 3.17% 5.19%
28.154 0.27% 271 6.70% 4.00% 5.92%
20.941 0.80% 4,287 12.74% 8.83% 10.24%
19.091 0.37% 13,300 9.99% 7.90% 8.96%
23.490 0.56% 3,976 12.14% 8.60% 9.10%
13.384 0.23% 263 13.32% 10.58% 10.77%
17.247 0.28% 16,162 10.77% 8.63% 8.86%
18.220 0.97% 6,503 10.73% 8.79% 9.22%
254.184 0.59% 8,837 9.98% 8.44% 8.79%
58.657 0.60% 4,232 12.84% 8.74% 10.03%
33.914 0.39% 0 3.91% 8.78% 8.09%
24.705 0.06% 0 4.19% 9.78% 5.98%
54.920 1.38% 1,119 11.68% 9.15% 10.18%
26.547 0.98% 5,088 11.33% 8.12% 8.97%
226.921 0.21% 9,757 7.07% 7.60% 7.53%
315.300 0.44% 19,723 8.68% 8.05% 8.29%
35.328 0.40% 17,228 11.35% 8.79% 9.36%
17.140 0.39% 6,940 8.03% 8.07% 8.88%
13.466 0.67% 38 -8.35% -1.09% 2.69%
14.614 0.76% 20 10.97% 6.18% 6.73%
14.578 0.71% 28 8.28% 5.94% 6.88%
17.025 0.82% 22 7.88% 5.97% 6.94%
1766.364 0.26% 263 6.09% 6.92% 7.37%
14.092 0.30% 17,691 11.53% 9.60% 8.76%
42.107 1.35% 669 11.14% 8.46% 9.20%
28.774 0.75% 3,647 10.50% 8.52% 8.79%
34.592 0.28% 13,052 10.58% 8.72% 8.71%
11.306 0.27% 17,632 10.59% 8.27% 0.0%
10.634 0.66% 813 8.27% 7.53% 0.0%
21.078 0.93% 2,647 12.69% 9.24% 9.77%
24.132 0.47% 302 12.71% 11.99% 11.01%
20.614 0.60% 1,631 13.70% 10.13% 10.37%
30.138 0.30% 0 2.44% 7.89% 0.00%
23.360 0.28% 6,140 7.79% 7.74% 8.02%
26.400 0.20% 2,577 6.70% 6.81% 7.33%
10.237 0.26% 5,750 6.66% 0.0% 0.0%
14.025 0.57% 506 7.95% 7.03% 7.60%
1039.406 0.22% 21 5.85% 0.0% 0.0%
14.098 0.40% 26 8.58% 8.66% 8.55%
12.261 0.09% 1 4.76% 0.0% 0.0%
1433.676 0.13% 23 5.37% 6.97% 8.05%
1633.309 0.11% 22 6.52% 7.31% 7.90%
1415.234 0.23% 150 9.40% 8.51% 7.98%
1983.655 0.20% 1,884 10.82% 7.41% 8.44%
1320.147 0.36% 147 9.47% 3.18% 6.04%
1879.392 0.48% 35 8.19% 7.04% 8.65%
1894.361 0.20% 562 6.77% 7.30% 7.47%
2259.699 0.40% 817 10.23% 8.36% 8.42%
2308.659 0.33% 2,104 8.20% 8.01% 8.12%
1712.857 0.24% 667 6.47% 7.40% 8.05%
25.939 121 7.51% 7.58% 8.10%
48.463 35 5.64% 2.60% 4.35%
23.618 46 18.04% 6.25% 6.99%
23.635 24 4.22% 6.02% 6.65%
23.776 30 4.45% 3.69% 5.61%
23.526 35 5.88% 4.78% 6.28%
37.574 0.34% 9,132 10.91% 9.01% 9.08%
48.276 0.80% 1,265 11.67% 8.30% 8.75%
31.905 0.34% 12,848 10.73% 8.84% 9.04%
2192.124 0.32% 6,586 9.79% 8.80% 8.81%
18.859 0.67% 1,911 8.34% 7.90% 9.03%
31.238 0.45% 1,632 11.43% 9.57% 10.11%
1022.153 0.23% 647 9.51% 0.0% 0.0%
61.102 0.45% 839 12.14% 8.95% 9.87%
59.672 0.45% 839 12.14% 8.94% 9.80%
2051.130 0.36% 9,297 9.39% 8.63% 8.92%
14.099 0.74% 1,387 8.79% 7.01% 8.54%
2691.868 0.22% 8,783 6.52% 7.40% 7.42%
27.519 0.33% 11,176 7.08% 7.57% 7.81%
21.416 0.28% 1,713 9.38% 8.89% 8.57%
46.124 0.18% 175 9.47% 7.37% 7.89%
37.770 0.76% 58 10.64% 9.18% 9.37%
26.092 0.28% 892 8.24% 6.51% 7.32%
1008.019 0.21% 79 0.0% 0.0% 0.0%
14.820 0.21% 3,544 10.85% 8.53% 8.73%
19.168 0.87% 270 6.20% 4.56% 6.73%
18.346 0.96% 58 10.60% 8.60% 9.28%
43.705 0.57% 273 11.55% 8.45% 9.54%
17.800 0.30% 493 8.04% 6.64% 8.01%
16.361 0.25% 999 6.75% 7.74% 8.30%
12.601 0.60% 764 9.51% 6.82% 8.29%
16.068 0.25% 4,644 10.18% 8.54% 8.54%
42.890 0.30% 4,615 12.73% 9.53% 8.99%
27.119 0.23% 2,045 6.60% 7.35% 7.74%
10.078 0.69% 114 7.70% 0.0% 0.0%
1025.628 0.31% 512 7.83% 7.88% 0.0%
10.422 0.49% 114 11.20% 9.29% 0.0%
1472.205 0.27% 677 7.25% 6.98% 7.18%
10.119 0.30% 560 9.37% 0.0% 0.0%
13.059 0.08% 37 4.89% 0.91% 3.15%
11.921 0.31% 5,410 11.33% 9.02% 9.08%
23.748 1.04% 1,489 -7.34% 0.69% 4.37%
23.191 0.25% 1,202 9.95% 7.24% 8.49%
26.522 0.22% 12,158 10.95% 8.34% 8.55%
23.146 0.63% 1,496 11.80% 9.95% 11.19%
23.085 0.63% 1,496 11.80% 9.94% 11.07%
55.582 0.89% 430 10.79% 8.69% 9.31%
2296.171 0.35% 6,520 8.56% 7.56% 7.86%
2471.764 0.15% 5,991 6.81% 7.62% 7.53%
10.267 0.22% 1,547 13.04% 0.0% 0.0%
34.996 0.34% 441 9.12% 7.98% 8.36%
31.865 0.34% 7,619 10.19% 8.17% 8.62%
13.607 1.52% 343 -25.18% -8.16% -0.92%
2647.245 0.33% 621 6.94% 5.11% 6.06%
14.521 0.32% 83 10.76% 8.74% 8.78%
13.342 0.64% 75 2.01% 2.21% 5.54%
1641.511 0.87% 105 10.00% 8.50% 9.62%
18.442 0.25% 134 9.93% 8.06% 8.78%
1009.355 0.15% 166 0.0% 0.0% 0.0%
27.326 0.14% 71 10.50% 7.90% 8.21%
31.227 0.76% 34 64.12% 4.74% 6.82%
20.066 0.30% 142 53.75% 9.46% 8.98%
2681.023 0.33% 97 5.80% 0.32% 3.65%
29.906 0.65% 119 10.27% 4.81% 6.62%
1872.168 0.21% 218 5.57% 4.98% 6.11%
12.405 0.63% 68 10.35% 7.21% 8.93%
1864.147 0.34% 8,750 10.62% 9.19% 8.91%
27.041 0.93% 3,765 9.17% 7.45% 8.56%
21.355 0.87% 2,161 10.86% 8.80% 9.77%
35.560 0.32% 733 10.99% 10.72% 10.73%
37.877 0.46% 3,838 11.53% 8.86% 10.05%
41.497 0.84% 1,473 13.32% 9.04% 9.75%
2126.506 0.40% 10,361 8.02% 7.86% 7.89%
29.497 0.77% 4,019 12.39% 9.49% 10.57%
3627.835 0.32% 12,635 6.87% 7.60% 7.52%
26.185 0.23% 21,086 7.09% 7.60% 7.96%
19.388 0.34% 17,109 10.18% 8.38% 8.70%
25.938 0.23% 1,724 8.90% 7.74% 7.82%
23.477 0.28% 1,041 11.38% 8.41% 9.13%
22.906 0.33% 395 7.44% 4.11% 5.74%
48.162 1.33% 73 7.40% 6.84% 7.83%
24.543 0.69% 117 6.63% 2.78% 5.09%
29.356 0.27% 148 10.56% 3.77% 5.82%
10.206 0.21% 364 0.0% 0.0% 0.0%
26.745 0.16% 263 9.54% 6.86% 8.19%
50.358 0.79% 196 9.85% 7.25% 8.68%
52.316 1.09% 51 11.93% 7.74% 8.56%
3024.658 0.22% 564 7.16% 5.06% 5.97%
31.736 0.28% 3,078 10.68% 6.47% 7.51%
2503.294 0.35% 1,279 8.06% 5.84% 6.80%
10.116 0.48% 202 6.31% 0.0% 0.0%
10.665 0.56% 318 10.51% 0.0% 0.0%
15.575 1.10% 134 10.41% 7.40% 7.65%
1534.015 0.30% 16 6.40% 6.35% 7.32%
13.513 0.31% 231 9.28% 4.66% 6.64%
52.418 1.02% 308 0.48% -0.66% 3.83%
10.072 0.30% 1,805 11.74% 0.0% 0.0%
15.823 0.70% 369 -28.04% -9.61% -2.04%
19.844 1.02% 257 6.15% 1.98% 5.72%
37.725 0.65% 733 9.92% 8.20% 9.53%
12.257 1.11% 93 -0.05% 4.03% 6.56%
1839.657 0.17% 7,004 6.82% 7.60% 7.54%
20.510 0.43% 1,947 11.08% 3.97% 6.16%
2275.576 0.36% 2,295 8.03% 3.48% 5.47%
2741.248 0.46% 1,539 6.70% 5.84% 7.01%