Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
292.726 0.35% 14,539 7.92% 9.31% 8.73%
87.688 0.28% 23,971 8.84% 9.52% 8.71%
36.477 1.06% 1,596 10.66% 6.04% 6.07%
273.128 0.22% 15,239 6.99% 8.10% 8.01%
66.861 0.29% 730 5.50% 10.97% 9.79%
104.661 0.60% 1,254 8.13% 10.33% 8.84%
555.933 0.40% 15,949 7.15% 8.24% 8.09%
25.753 1.06% 1,778 17.47% 4.25% 6.01%
280.203 0.21% 14,499 5.34% 7.25% 7.20%
429.256 0.34% 18,188 6.16% 7.51% 7.62%
38.175 0.40% 7,093 10.87% 9.37% 8.75%
2114.225 0.31% 16,363 7.33% 9.17% 8.48%
13.132 0.22% 4,089 10.12% 8.93% 0.0%
17.809 0.56% 621 10.45% 7.74% 8.05%
24.846 0.25% 1,924 7.87% 10.64% 9.34%
20.669 0.40% 159 6.14% 11.12% 8.79%
25.641 0.30% 11,596 8.20% 9.28% 8.60%
22.821 0.35% 1,361 9.94% 8.82% 8.94%
2497.765 0.29% 8,255 6.36% 7.85% 7.71%
12.026 0.30% 5,743 5.36% 0.0% 0.0%
10.126 0.42% 288 0.0% 0.0% 0.0%
16.690 1.14% 178 16.02% 5.99% 7.64%
19.497 1.18% 22 6.09% 4.69% 5.97%
35.892 1.06% 28 4.70% 9.25% 7.90%
28.349 1.91% 17 4.64% 6.59% 8.31%
1094.736 0.21% 9 3.19% 0.0% 0.0%
22.605 0.24% 304 7.85% 8.26% 8.51%
1602.669 0.65% 34 27.81% -8.32% -2.02%
1208.192 0.23% 145 4.25% 0.0% 0.0%
22.808 0.26% 25 7.46% 5.53% 6.62%
38.630 0.52% 117 4.50% 8.23% 7.98%
33.063 0.12% 314 6.35% 7.72% 7.61%
15.813 0.44% 29 5.32% 3.54% 4.98%
26.048 0.35% 342 8.38% 8.49% 8.03%
18.111 0.50% 25 6.20% -2.68% 1.55%
2580.413 0.33% 307 4.22% 6.41% 7.19%
16.882 0.43% 314 7.22% 8.79% 8.10%
24.654 0.66% 115 4.66% 8.33% 8.05%
56.032 0.53% 101 4.83% 9.16% 8.84%
47.977 0.72% 145 6.78% 9.59% 8.73%
33.308 0.31% 1,629 5.13% 6.99% 7.14%
21.734 0.37% 1,094 7.28% 8.30% 8.24%
3130.889 0.40% 650 4.05% 5.89% 6.28%
18.051 0.30% 45 4.81% 10.69% 8.73%
19.348 0.33% 3,626 7.04% 9.25% 8.43%
67.065 0.37% 364 7.21% 5.78% 6.78%
12.814 0.25% 2,649 7.23% 0.0% 0.0%
32.173 0.80% 278 7.62% 3.01% 4.99%
77.329 0.53% 472 6.17% 11.74% 9.86%
15.915 0.31% 4,307 5.60% 7.55% 7.49%
42.337 0.23% 2,411 4.93% 6.91% 6.67%
39.192 0.30% 3,557 7.01% 8.76% 8.10%
2733.940 0.44% 792 5.46% 10.32% 8.49%
2866.845 0.30% 3,653 4.27% 6.03% 6.54%
19.378 0.33% 469 7.87% 10.69% 8.97%
13.829 1.53% 4 -0.32% 0.72% 3.34%
19.485 0.57% 92 8.90% 11.16% 9.43%
24.173 0.24% 319 4.18% 9.45% 7.82%
18.208 0.21% 1,004 6.82% 9.52% 8.54%
82.441 0.33% 855 9.29% 8.98% 9.05%
33.443 0.34% 311 6.20% 6.96% 6.84%
51.102 0.61% 220 2.92% 8.51% 6.99%
24.593 0.63% 0 -2.30% 6.00% 0.0%
39.214 0.12% 1,174 4.84% 7.14% 7.28%
17.719 0.36% 9,844 8.45% 9.36% 8.66%
25.453 0.30% 26,670 8.58% 9.56% 8.75%
19.474 0.90% 7,368 13.00% 9.40% 9.01%
70.499 1.56% 424 6.73% 6.18% 6.40%
38.601 0.23% 17,286 8.11% 8.20% 7.92%
45.239 0.44% 2,108 4.91% 8.55% 7.77%
49.843 0.80% 665 6.21% 8.10% 7.16%
47.891 0.44% 23,013 7.69% 7.95% 7.84%
46.309 0.49% 3,069 10.77% 9.23% 8.73%
4496.184 0.21% 14,232 5.26% 7.16% 7.07%
24.791 0.24% 17,443 8.97% 9.20% 8.47%
12.002 0.24% 15,279 5.56% 0.0% 0.0%
36.143 1.23% 35 4.58% 9.10% 7.39%
30.268 0.95% 61 5.45% 8.93% 7.55%
17.323 0.21% 191 14.44% 2.87% 4.68%
33.835 0.22% 168 15.46% 4.39% 5.54%
29.625 0.66% 5,652 9.59% 10.16% 9.97%
25.858 0.35% 14,385 8.05% 8.73% 8.43%
32.383 3,366 8.08% 9.74% 8.69%
19.357 323 5.89% 11.93% 10.08%
23.334 0.27% 19,706 8.37% 9.09% 8.44%
25.569 0.90% 7,228 10.63% 9.32% 9.19%
346.491 0.60% 12,481 9.02% 8.52% 8.38%
81.177 3,926 6.45% 10.40% 9.60%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
76.652 799 4.63% 10.52% 9.49%
36.752 0.74% 6,542 11.58% 9.23% 8.90%
296.667 0.21% 13,633 5.07% 6.96% 6.99%
422.372 0.42% 28,269 7.31% 7.91% 7.82%
48.745 0.39% 22,193 9.21% 9.51% 8.97%
22.615 0.39% 9,539 6.71% 7.76% 8.17%
14.156 0.62% 38 12.12% -0.46% 2.70%
18.643 0.50% 18 8.83% 8.25% 6.92%
18.274 0.45% 15 4.03% 8.61% 6.90%
21.564 0.31% 25 8.93% 5.90% 6.54%
2204.758 0.27% 448 5.24% 6.44% 6.84%
19.708 0.30% 18,412 7.79% 10.02% 8.41%
55.941 1.32% 690 5.11% 10.10% 8.91%
39.117 0.75% 4,661 6.62% 9.15% 8.34%
44.409 0.29% 13,792 7.45% 9.02% 8.21%
15.455 0.27% 22,565 8.76% 8.97% 8.44%
13.700 0.66% 821 8.62% 8.21% 0.0%
29.238 0.73% 3,302 5.92% 10.91% 9.49%
10.106 0.27% 621 0.0% 0.0% 0.0%
10.160 0.15% 207 0.0% 0.0% 0.0%
10.159 0.15% 81 0.0% 0.0% 0.0%
36.185 0.48% 303 4.90% 12.40% 10.34%
29.345 0.61% 1,621 5.91% 12.14% 10.12%
30.638 0.30% 0 2.44% 7.89% 0.00%
29.792 0.30% 8,588 5.63% 7.41% 7.45%
33.800 0.21% 3,418 4.56% 6.45% 6.72%
12.024 0.27% 5,745 4.36% 0.0% 0.0%
17.850 0.45% 687 8.58% 7.84% 7.52%
1864.363 0.13% 26 5.77% 6.99% 7.36%
1891.722 0.23% 198 6.72% 8.62% 7.86%
2640.139 0.20% 3,174 8.14% 9.27% 8.26%
1542.096 0.36% 130 7.17% 3.09% 5.37%
2412.657 0.48% 29 3.29% 9.08% 8.28%
2457.646 0.20% 1,636 4.97% 6.64% 6.89%
3058.050 0.40% 1,201 7.26% 8.75% 8.09%
3070.590 0.32% 3,459 6.10% 7.75% 7.61%
2198.732 0.24% 736 4.63% 6.81% 7.29%
34.154 72 6.87% 7.07% 7.57%
53.904 17 5.54% 3.19% 4.28%
29.613 128 25.80% 5.80% 6.39%
52.015 0.34% 9,675 7.80% 9.49% 8.72%
65.407 0.76% 1,864 6.87% 10.00% 8.37%
43.428 0.34% 17,020 7.73% 9.23% 8.56%
2984.044 0.27% 9,310 7.91% 8.75% 8.44%
25.519 0.67% 1,797 10.65% 8.32% 8.51%
30.826 0.52% 2,260 8.04% 10.41% 9.58%
1175.241 0.22% 4,204 9.79% 0.0% 0.0%
85.070 0.47% 891 6.17% 10.96% 9.35%
83.064 0.47% 891 6.17% 10.96% 9.35%
2793.341 0.39% 11,861 7.60% 8.24% 8.34%
18.706 0.76% 1,910 10.84% 7.76% 8.13%
3499.215 0.22% 9,803 4.57% 6.77% 6.87%
34.673 0.33% 12,421 4.99% 7.01% 7.22%
29.122 0.28% 2,234 6.32% 8.70% 8.16%
59.525 1.04% 171 4.70% 8.67% 7.57%
51.674 0.76% 48 5.76% 10.82% 9.05%
33.003 0.29% 1,005 7.18% 6.22% 6.86%
1058.499 0.20% 73 3.94% 0.0% 0.0%
18.426 0.23% 4,776 7.48% 8.89% 8.43%
23.506 0.86% 223 9.79% 4.95% 6.36%
24.753 0.90% 65 4.99% 8.97% 8.52%
58.716 0.50% 258 5.68% 9.52% 8.74%
23.024 0.30% 909 8.83% 6.55% 7.42%
21.541 0.24% 1,030 4.19% 6.96% 7.58%
16.854 0.60% 756 12.31% 8.32% 8.21%
21.865 0.27% 5,039 6.58% 8.76% 8.12%
58.633 0.29% 7,532 7.21% 10.47% 8.67%
35.243 0.23% 2,998 4.34% 6.71% 7.06%
12.045 0.81% 133 5.97% 0.0% 0.0%
1352.012 0.34% 601 5.90% 7.51% 0.0%
10.138 120 0.0% 0.0% 0.0%
13.974 0.41% 148 4.66% 10.06% 0.0%
1901.756 0.16% 1,046 6.28% 6.69% 6.80%
12.593 0.29% 755 6.89% 8.51% 0.0%
1022.249 0.30% 259 0.0% 0.0% 0.0%
14.003 0.22% 83 3.29% 0.37% 2.70%
16.588 0.33% 6,918 7.85% 9.73% 8.69%
46.529 0.24% 2,532 8.52% 8.30% 8.11%
26.575 1.02% 1,032 9.33% 1.65% 4.36%
30.722 0.29% 2,706 5.45% 8.94% 8.09%
36.358 0.24% 14,207 8.71% 9.07% 8.25%
33.100 0.61% 1,861 5.18% 11.36% 10.39%
33.011 0.61% 1,861 5.18% 11.36% 10.41%
76.434 0.58% 300 5.16% 10.35% 8.84%
3043.133 0.35% 8,886 7.48% 7.52% 7.49%
3184.871 0.19% 8,565 4.84% 7.03% 7.01%
13.998 0.25% 1,804 6.34% 0.0% 0.0%
42.664 0.34% 8,375 8.74% 9.08% 8.34%
11.426 1.44% 263 3.88% -7.49% -1.26%
3269.314 0.27% 891 6.12% 4.94% 5.78%
19.672 0.33% 96 7.26% 9.24% 8.35%
15.897 0.59% 46 9.23% 3.73% 5.72%
2234.090 0.52% 109 6.01% 9.61% 9.32%
25.004 0.30% 124 5.88% 9.44% 8.34%
24.687 0.51% 49 3.03% 0.17% 3.28%
1057.480 0.11% 99 4.42% 0.0% 0.0%
36.895 0.13% 69 8.40% 8.72% 8.02%
38.295 0.71% 43 6.79% 4.85% 6.26%
27.702 0.29% 513 4.82% 8.88% 8.33%
2582.780 0.22% 75 10.43% -0.19% 3.02%
36.725 0.62% 135 13.84% 5.04% 6.06%
2270.444 0.23% 127 4.02% 4.26% 5.50%
16.408 0.60% 77 5.23% 8.88% 8.53%
2578.704 0.34% 14,391 7.09% 9.05% 8.44%
36.390 0.91% 3,497 10.18% 8.17% 8.26%
29.402 0.87% 3,158 5.17% 10.17% 9.41%
51.068 0.32% 822 4.84% 10.81% 9.96%
52.736 0.47% 4,202 5.88% 10.87% 9.87%
58.003 0.80% 1,710 8.73% 10.22% 9.56%
2785.933 0.39% 11,054 5.64% 7.48% 7.36%
41.927 0.68% 8,880 9.34% 10.13% 10.21%
4739.422 0.31% 12,342 4.74% 6.94% 6.97%
32.553 0.22% 24,547 5.12% 7.09% 7.32%
26.261 0.34% 24,927 6.72% 8.63% 8.18%
34.203 0.23% 921 5.71% 8.09% 7.27%
32.249 0.28% 1,034 7.99% 9.71% 8.73%
27.258 0.33% 386 5.33% 3.62% 5.17%
62.566 1.14% 80 6.22% 7.15% 7.47%
33.735 0.28% 265 7.33% 3.81% 5.34%
11.388 0.23% 471 8.25% 0.0% 0.0%
35.366 0.29% 228 7.30% 8.52% 8.03%
66.642 0.87% 290 3.84% 9.43% 8.13%
70.234 1.10% 56 7.58% 9.13% 8.22%
3585.317 0.23% 3,236 5.47% 4.54% 5.50%
40.838 0.29% 2,794 7.66% 6.79% 7.02%
3138.332 0.35% 2,195 6.18% 5.51% 6.30%
11.495 0.23% 750 4.60% 0.0% 0.0%
12.032 0.54% 385 7.78% 0.0% 0.0%
19.677 1.14% 143 5.21% 8.71% 7.26%
1663.248 0.30% 16 6.40% 6.35% 7.32%
16.353 0.25% 266 5.60% 4.58% 5.93%
54.374 1.15% 286 4.92% 0.15% 3.42%
12.796 0.31% 3,415 8.04% 0.0% 0.0%
12.585 0.81% 319 -1.94% -9.36% -2.41%
22.048 1.02% 223 4.74% 2.56% 5.18%
50.650 0.63% 835 3.90% 9.54% 9.42%
14.747 1.02% 72 2.95% 4.09% 5.92%
2391.331 0.18% 7,546 4.98% 6.97% 7.00%
23.640 0.34% 3,385 7.78% 4.32% 5.71%
2659.995 0.37% 3,685 5.75% 3.12% 4.89%
3430.410 0.48% 2,328 5.00% 5.36% 6.38%