Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
254.183 0.35% 10,056 9.51% 8.12% 8.68%
78.352 0.30% 17,606 8.68% 7.90% 8.36%
14.494 0.83% 5,115 2.30% 6.13% 0.0%
32.755 0.85% 2,576 0.83% 3.76% 5.92%
251.110 0.16% 8,688 7.98% 7.88% 8.38%
60.018 0.58% 231 11.82% 8.57% 9.24%
92.383 0.25% 1,256 10.24% 7.71% 7.97%
512.908 0.37% 12,151 8.35% 8.12% 8.43%
22.425 0.95% 4,452 -5.10% 2.45% 5.41%
271.422 0.18% 13,471 7.68% 7.74% 7.79%
400.633 0.29% 16,489 7.69% 7.78% 8.22%
32.599 0.43% 3,035 7.47% 7.52% 8.28%
1892.062 0.29% 14,469 9.18% 8.61% 8.51%
12.232 0.28% 192 6.03% 0.0% 0.0%
16.150 0.58% 1,188 5.32% 7.08% 8.23%
22.295 0.22% 420 11.94% 8.52% 9.04%
18.889 0.22% 49 14.00% 8.18% 8.33%
23.217 0.94% 5,398 9.54% 8.17% 8.59%
20.574 0.35% 1,268 7.81% 8.10% 8.74%
2321.626 0.28% 5,894 8.13% 7.94% 8.18%
11.350 0.28% 3,989 7.95% 0.0% 0.0%
14.930 1.00% 573 0.14% 5.19% 7.79%
17.781 1.24% 21 -1.83% 3.52% 5.93%
33.023 1.05% 27 10.63% 7.48% 7.90%
28.349 1.91% 17 4.64% 6.59% 8.31%
1054.173 0.33% 27 0.0% 0.0% 0.0%
22.464 0.59% 417 9.37% 8.40% 8.93%
1254.142 0.59% 87 -43.27% -13.29% -4.82%
1148.544 0.20% 258 7.15% 0.0% 0.0%
20.688 0.40% 29 0.37% 4.68% 6.60%
35.710 0.67% 130 9.41% 7.39% 8.07%
31.504 0.22% 325 7.77% 7.74% 8.03%
14.671 0.58% 68 -2.37% 3.19% 5.39%
23.727 0.35% 171 6.95% 7.31% 7.86%
18.396 0.55% 42 -11.58% 0.36% 4.19%
2459.175 0.33% 295 7.02% 7.57% 8.21%
16.647 0.33% 213 9.15% 7.63% 7.98%
23.245 0.94% 109 9.65% 6.67% 7.85%
56.032 0.60% 67 11.17% 7.21% 8.70%
44.543 0.85% 110 11.00% 7.80% 8.19%
31.772 0.33% 1,126 7.41% 7.38% 7.77%
19.902 0.42% 577 8.45% 7.65% 8.01%
3033.592 0.36% 202 6.73% 6.69% 7.23%
16.354 0.30% 44 13.05% 7.59% 8.49%
17.567 0.25% 2,389 9.56% 7.95% 8.34%
60.121 0.40% 271 2.57% 5.08% 6.43%
11.771 0.24% 1,197 9.48% 0.0% 0.0%
30.431 0.40% 1,267 4.51% 3.44% 6.07%
69.792 0.54% 523 14.35% 8.94% 9.19%
14.894 0.30% 2,980 8.02% 7.74% 8.10%
39.920 0.59% 1,025 7.12% 7.18% 7.12%
35.668 0.25% 3,404 8.76% 7.73% 8.13%
2476.085 0.44% 896 11.46% 7.82% 8.09%
2724.735 0.30% 2,594 7.34% 6.82% 7.33%
17.411 0.20% 188 12.75% 9.01% 8.48%
13.547 0.69% 31 -6.67% 2.53% 4.87%
23.241 0.31% 43 12.37% 8.79% 8.43%
17.732 1.22% 71 12.86% 8.59% 8.52%
2161.607 0.21% 67 -5.03% 3.55% 3.23%
16.745 0.10% 9 -0.38% 4.66% 1.99%
16.645 0.23% 1,332 10.25% 8.84% 8.65%
74.589 0.32% 1,512 8.40% 8.43% 8.68%
19.692 1.02% 5,481 -3.94% 4.47% 6.54%
72.056 0.87% 3,717 1.10% 6.55% 8.23%
31.348 0.44% 479 7.54% 7.21% 7.12%
48.483 0.59% 229 9.26% 6.28% 7.48%
24.593 0.63% 0 -2.30% 6.00% 0.0%
23.439 0.98% 2,935 0.93% 6.15% 7.47%
21.075 0.55% 3,827 -5.05% 4.08% 6.38%
37.980 0.12% 4,568 7.90% 7.83% 8.08%
4031.602 0.81% 10,122 -3.71% 4.87% 6.63%
27.198 0.43% 15,040 4.76% 7.40% 8.28%
16.646 0.36% 4,874 9.76% 8.13% 8.67%
22.816 0.40% 12,828 9.41% 8.07% 8.46%
17.316 1.06% 13,812 9.05% 7.72% 8.89%
66.726 0.79% 568 5.79% 4.75% 6.43%
35.253 0.23% 9,799 7.74% 7.56% 8.01%
41.650 0.44% 1,004 9.36% 6.91% 7.82%
45.758 1.74% 585 9.14% 6.15% 7.14%
40.750 0.44% 12,965 7.91% 7.62% 8.04%
39.998 0.49% 1,373 9.57% 7.95% 8.46%
4225.202 0.15% 6,692 7.63% 7.54% 7.63%
22.674 0.19% 11,204 9.18% 7.95% 8.23%
11.266 0.34% 7,155 7.32% 0.0% 0.0%
34.239 1.26% 36 10.67% 7.06% 7.29%
28.429 0.98% 101 10.54% 7.08% 7.45%
16.390 0.22% 128 -3.06% 3.90% 5.71%
31.824 0.35% 322 -0.52% 4.54% 6.20%
26.357 0.65% 3,189 10.82% 8.68% 9.40%
23.301 0.37% 8,955 8.79% 7.55% 8.49%
28.989 0.55% 3,438 10.60% 7.94% 8.40%
17.534 0.17% 99 14.45% 10.00% 9.75%
21.369 0.25% 13,243 8.80% 7.81% 8.36%
23.043 0.98% 12,872 9.74% 8.60% 9.04%
315.220 0.57% 8,507 8.36% 7.84% 8.44%
74.561 0.57% 1,272 11.59% 8.52% 9.01%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
69.928 1.19% 838 13.27% 9.28% 9.49%
32.776 1.03% 6,807 9.85% 7.91% 8.58%
254.383 0.15% 10,845 7.39% 7.49% 7.62%
389.365 0.41% 22,150 7.84% 7.65% 8.12%
43.583 0.40% 13,470 9.24% 8.08% 8.73%
21.488 0.45% 8,612 8.44% 8.16% 9.05%
14.574 0.80% 58 -17.27% -1.90% 2.40%
16.838 0.84% 23 6.12% 5.27% 6.01%
16.991 0.77% 21 8.83% 5.53% 6.47%
19.379 0.82% 25 -0.16% 5.06% 6.38%
2163.004 0.26% 229 6.80% 7.24% 7.67%
17.822 0.30% 14,069 10.03% 8.47% 8.25%
51.924 0.76% 683 11.51% 7.78% 8.43%
35.511 0.76% 3,066 9.31% 7.69% 8.21%
43.111 0.29% 12,341 9.19% 8.01% 8.25%
13.803 0.28% 13,672 7.57% 7.34% 0.0%
12.600 0.66% 1,646 9.25% 7.96% 0.0%
26.366 0.99% 2,078 12.51% 8.27% 8.85%
25.630 0.40% 159 14.90% 11.33% 10.35%
26.370 0.42% 480 14.49% 9.15% 9.35%
30.638 0.30% 0 2.44% 7.89% 0.00%
28.828 0.26% 6,222 7.70% 7.59% 8.02%
32.008 0.30% 2,351 6.79% 6.91% 7.58%
11.418 0.20% 5,798 7.51% 0.0% 0.0%
16.471 0.69% 282 7.98% 7.65% 7.42%
1076.582 0.22% 65 0.0% 0.0% 0.0%
17.601 0.40% 31 7.68% 8.26% 8.23%
1117.071 0.02% 23 6.85% 0.0% 0.0%
1736.068 0.13% 43 4.84% 7.10% 8.32%
2007.668 0.11% 256 7.41% 7.59% 8.22%
1715.612 0.05% 53 7.65% 7.50% 7.40%
2356.814 0.20% 1,018 9.47% 6.95% 7.68%
1416.503 0.05% 187 3.24% 2.85% 5.78%
2254.679 0.24% 25 11.06% 6.87% 8.09%
2318.072 0.20% 1,152 6.74% 7.27% 7.64%
2757.086 0.40% 620 9.17% 7.71% 7.95%
2858.918 0.35% 2,253 8.22% 7.74% 8.04%
2115.353 0.28% 560 7.37% 7.65% 8.11%
31.336 183 5.38% 7.07% 7.92%
49.466 21 -5.82% 1.83% 3.49%
23.342 29 -12.55% 0.09% 3.30%
28.309 21 5.71% 6.62% 7.12%
25.200 10 -4.60% 2.66% 4.81%
26.008 27 -2.48% 3.84% 5.88%
47.108 0.29% 5,225 10.22% 8.42% 8.66%
57.075 0.78% 1,891 11.03% 7.74% 7.92%
38.816 0.31% 11,560 9.34% 8.08% 8.60%
2750.402 0.31% 4,840 8.87% 8.22% 8.43%
23.297 0.76% 5,280 8.50% 7.82% 9.07%
27.568 0.43% 1,205 10.19% 8.92% 9.55%
1057.795 0.23% 71 0.0% 0.0% 0.0%
76.841 0.45% 385 12.34% 8.72% 9.12%
75.029 0.45% 385 12.34% 8.71% 9.05%
2422.030 0.31% 7,265 8.52% 8.32% 8.83%
16.956 0.87% 3,324 6.72% 7.03% 8.60%
32.871 0.32% 12,951 7.52% 7.63% 7.97%
26.417 0.28% 1,576 8.99% 8.20% 8.02%
53.528 0.18% 185 9.26% 6.74% 7.07%
47.197 0.51% 40 12.96% 8.50% 8.66%
30.794 0.28% 995 2.92% 6.08% 7.11%
1017.014 0.22% 0 0.0% 0.0% 0.0%
18.426 0.21% 3,800 9.95% 7.92% 8.29%
22.008 0.89% 1,641 1.25% 4.98% 6.96%
22.704 0.96% 59 9.81% 7.78% 8.63%
53.637 0.58% 124 11.19% 7.45% 8.83%
21.428 0.46% 875 4.87% 6.78% 7.99%
19.050 0.25% 900 8.14% 8.11% 8.54%
15.133 0.54% 1,755 8.46% 7.05% 8.43%
20.035 0.25% 5,190 9.18% 8.00% 8.18%
52.051 0.30% 3,081 13.04% 8.62% 8.07%
33.474 0.23% 2,786 7.37% 7.53% 7.94%
11.303 0.58% 149 7.84% 0.0% 0.0%
1265.398 0.33% 503 8.12% 7.79% 0.0%
12.863 0.66% 51 13.75% 8.65% 0.0%
1775.020 0.34% 594 5.62% 6.71% 7.09%
11.758 0.29% 335 8.96% 0.0% 0.0%
13.474 0.08% 78 5.93% 1.25% 3.43%
14.970 0.30% 4,929 10.28% 8.31% 0.0%
24.180 0.88% 4,628 -10.81% 1.05% 4.56%
27.849 1.39% 825 9.01% 6.88% 7.68%
32.685 0.20% 7,832 8.55% 7.62% 7.92%
30.136 0.69% 1,135 13.96% 9.89% 10.49%
29.038 0.69% 1,135 13.96% 9.89% 10.37%
69.926 0.87% 299 12.52% 8.60% 8.63%
2820.833 0.33% 4,490 6.81% 7.41% 7.87%
3057.303 0.14% 5,827 7.51% 7.61% 7.68%
12.784 0.21% 762 16.22% 0.0% 0.0%
40.508 0.34% 933 7.94% 7.70% 8.22%
37.901 0.31% 7,862 8.99% 7.66% 8.17%
11.060 0.83% 1,774 -28.04% -6.34% 0.07%
3075.815 0.38% 1,920 0.56% 5.40% 6.39%
18.090 0.10% 59 10.28% 8.13% 8.30%
14.709 0.70% 329 -2.70% 3.79% 6.52%
2062.810 0.82% 47 10.29% 8.60% 9.15%
22.820 0.14% 34 10.87% 7.83% 8.22%
33.225 0.17% 49 9.12% 7.20% 7.62%
34.038 0.68% 42 -0.46% 4.41% 6.46%
26.201 0.26% 143 13.48% 9.58% 9.18%
2983.518 1.04% 32 -0.08% 5.02% 6.55%
31.356 1.20% 30 -1.95% 3.28% 5.63%
2725.539 0.34% 128 -10.50% 0.83% 4.01%
32.857 0.62% 137 -1.89% 4.11% 6.09%
2168.385 0.26% 94 6.69% 5.29% 6.46%
15.299 0.56% 60 11.52% 7.80% 0.0%
2338.189 0.34% 4,414 9.44% 8.31% 8.49%
32.972 0.94% 5,083 6.56% 7.31% 8.46%
23.988 1.07% 1,309 13.04% 8.64% 9.18%
46.602 0.33% 551 13.37% 9.89% 10.20%
47.685 0.51% 2,071 14.44% 8.72% 9.42%
52.002 0.51% 1,301 12.48% 8.48% 8.97%
2627.443 0.40% 9,832 7.98% 7.61% 7.87%
37.565 0.73% 3,100 11.11% 9.01% 9.59%
4483.164 0.34% 14,116 7.41% 7.58% 7.66%
32.417 0.23% 14,130 7.72% 7.67% 8.11%
23.956 0.34% 11,961 8.88% 7.69% 8.23%
31.338 0.36% 1,305 8.81% 7.61% 7.68%
28.512 0.46% 952 10.10% 8.01% 8.48%
25.634 0.74% 432 -2.72% 4.08% 5.79%
57.567 2.13% 73 6.60% 6.86% 7.22%
26.658 1.43% 131 -6.11% 3.11% 5.29%
31.798 0.93% 156 -5.01% 3.11% 5.34%
10.240 0.22% 427 0.0% 0.0% 0.0%
32.290 0.45% 299 8.27% 6.95% 7.90%
61.697 0.85% 165 11.22% 7.52% 8.04%
63.246 1.07% 65 10.74% 7.21% 7.85%
3470.701 0.22% 652 7.52% 4.96% 6.06%
36.324 0.28% 2,836 9.30% 5.75% 7.06%
2921.705 0.33% 643 1.68% 5.58% 6.74%
10.904 0.22% 191 7.14% 0.0% 0.0%
11.062 1.38% 288 3.92% 0.0% 0.0%
18.113 1.50% 133 10.81% 6.62% 6.97%
1663.248 0.30% 16 6.40% 6.35% 7.32%
14.651 0.25% 155 0.42% 4.17% 6.38%
53.361 0.96% 447 -10.73% -1.19% 3.07%
11.626 0.26% 1,009 10.73% 0.0% 0.0%
12.734 0.77% 936 -29.28% -6.60% -0.11%
20.748 0.98% 397 -4.66% 1.50% 5.11%
46.490 0.64% 503 11.62% 7.76% 8.75%
13.898 1.13% 205 1.16% 5.05% 7.06%
2188.056 0.17% 8,238 7.28% 7.53% 7.65%
22.234 0.42% 1,977 -3.90% 3.13% 5.56%
2483.729 0.28% 2,141 -4.64% 3.24% 5.43%
3240.816 0.35% 2,043 3.09% 6.00% 7.22%