Debt Mutual Funds
Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation
Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.
Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.
Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.
For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.
Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.
They reduce the overall risk of the portfolio.
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All Debt Mutual Fund Schemes
| NAME | Nav | EXP Ratio | Assets (cr) | 1y | 3y | 5y |
|---|---|---|---|---|---|---|
| 241.883 | 0.35% | 6,331 | 7.51% | 8.05% | 9.29% | |
| 72.293 | 0.27% | 14,963 | 7.95% | 7.94% | 8.81% | |
| 32.567 | 1.02% | 4,179 | 5.68% | 6.23% | 8.77% | |
| 233.758 | 0.16% | 5,942 | 8.21% | 8.15% | 8.67% | |
| 53.627 | 0.58% | 199 | 8.78% | 8.57% | 10.95% | |
| 84.731 | 0.79% | 937 | 7.77% | 7.42% | 9.22% | |
| 474.592 | 0.38% | 7,934 | 8.47% | 8.16% | 8.68% | |
| 23.723 | 0.91% | 8,299 | 4.08% | 7.37% | 9.05% | |
| 252.531 | 0.15% | 10,480 | 8.47% | 7.59% | 8.04% | |
| 373.133 | 0.23% | 13,667 | 8.14% | 8.04% | 8.59% | |
| 32.082 | 0.43% | 3,553 | 7.71% | 8.05% | 9.10% | |
| 14.214 | 0.68% | 7,279 | 6.56% | 8.86% | 0.0% | |
| 1766.165 | 0.29% | 4,581 | 8.73% | 8.02% | 8.45% | |
| 11.586 | 0.28% | 241 | 9.39% | 0.0% | 0.0% | |
| 15.392 | 0.58% | 1,645 | 7.77% | 8.54% | 0.0% | |
| 20.189 | 0.62% | 130 | 7.95% | 7.94% | 9.68% | |
| 16.247 | 0.20% | 36 | 7.24% | 6.60% | 8.65% | |
| 20.873 | 0.28% | 3,052 | 7.90% | 7.93% | 8.83% | |
| 19.044 | 0.39% | 1,240 | 7.82% | 8.92% | 10.28% | |
| 2152.822 | 0.25% | 1,344 | 8.26% | 7.89% | 8.35% | |
| 10.542 | 0.28% | 1,155 | 0.0% | 0.0% | 0.0% | |
| 14.957 | 1.16% | 965 | 6.54% | 9.20% | 0.0% | |
| 18.266 | 1.18% | 24 | 5.57% | 7.57% | 9.68% | |
| 29.853 | 1.22% | 28 | 6.91% | 6.84% | 9.17% | |
| 28.349 | 1.91% | 17 | 4.64% | 6.59% | 8.31% | |
| 20.660 | 0.74% | 283 | 7.87% | 8.68% | 9.16% | |
| 2147.568 | 0.62% | 571 | 6.70% | 7.85% | 8.57% | |
| 1074.470 | 0.30% | 232 | 0.0% | 0.0% | 0.0% | |
| 20.778 | 0.16% | 76 | 6.18% | 7.97% | 8.78% | |
| 32.779 | 0.44% | 167 | 6.92% | 7.67% | 9.09% | |
| 29.323 | 0.18% | 277 | 8.25% | 7.81% | 8.33% | |
| 15.051 | 0.51% | 149 | 4.92% | 6.77% | 8.23% | |
| 22.058 | 0.33% | 158 | 7.91% | 7.75% | 8.58% | |
| 13.274 | 1.79% | 727 | -1.36% | 6.11% | 0.0% | |
| 21.315 | 0.56% | 150 | 6.78% | 7.95% | 8.91% | |
| 2302.163 | 0.24% | 282 | 7.87% | 8.27% | 8.67% | |
| 15.150 | 0.51% | 171 | 7.39% | 7.43% | 8.45% | |
| 21.218 | 0.92% | 106 | 6.34% | 7.32% | 8.95% | |
| 51.877 | 0.59% | 67 | 6.41% | 7.86% | 9.77% | |
| 37.788 | 0.99% | 102 | 7.26% | 7.62% | 8.95% | |
| 29.647 | 0.29% | 1,005 | 7.72% | 7.56% | 8.11% | |
| 18.302 | 0.58% | 255 | 7.28% | 8.07% | 7.87% | |
| 2757.378 | 0.69% | 128 | 6.90% | 6.88% | 7.77% | |
| 16.471 | 0.24% | 53 | 7.06% | 7.32% | 8.56% | |
| 15.149 | 0.78% | 833 | 5.90% | 8.06% | 0.0% | |
| 1840.147 | 0.49% | 68 | 8.66% | 9.08% | 10.16% | |
| 20.868 | 0.18% | 41 | 7.06% | 7.30% | 7.94% | |
| 20.583 | 0.10% | 74 | 7.25% | 7.21% | 9.10% | |
| 26.506 | 0.41% | 314 | 8.05% | 8.25% | 9.00% | |
| 15.285 | 0.31% | 36 | 3.98% | 7.04% | 9.09% | |
| 30.551 | 0.19% | 72 | 5.80% | 6.88% | 7.94% | |
| 35.346 | 0.49% | 357 | 6.04% | 7.86% | 8.94% | |
| 23.102 | 0.44% | 175 | 7.92% | 7.74% | 8.43% | |
| 14.488 | 0.22% | 19 | 7.19% | 6.97% | 0.0% | |
| 16.038 | 0.29% | 1,537 | 7.52% | 7.60% | 8.57% | |
| 59.672 | 0.33% | 491 | 4.61% | 7.38% | 8.90% | |
| 10.760 | 0.22% | 259 | 0.0% | 0.0% | 0.0% | |
| 28.340 | 0.10% | 4,373 | -1.21% | 5.13% | 7.46% | |
| 59.516 | 0.54% | 342 | 9.03% | 8.18% | 9.47% | |
| 13.819 | 0.18% | 2,961 | 8.10% | 7.76% | 0.0% | |
| 37.317 | 0.23% | 869 | 7.83% | 6.92% | 7.35% | |
| 31.287 | 0.25% | 2,549 | 7.23% | 7.51% | 8.57% | |
| 2221.719 | 0.43% | 885 | 8.36% | 7.00% | 8.74% | |
| 2543.901 | 0.23% | 3,290 | 6.08% | 6.97% | 7.67% | |
| 15.643 | 0.37% | 61 | 7.17% | 7.01% | 8.18% | |
| 14.615 | 0.53% | 152 | 7.23% | 7.69% | 0.0% | |
| 20.642 | 0.11% | 50 | 10.04% | 7.17% | 8.74% | |
| 15.682 | 0.26% | 125 | 7.35% | 7.17% | 9.26% | |
| 2280.770 | 0.20% | 336 | 8.12% | 7.72% | 6.17% | |
| 17.214 | 0.10% | 27 | 7.51% | 7.09% | 4.18% | |
| 14.940 | 0.80% | 0 | 1.16% | 6.88% | 6.82% | |
| 21.269 | 0.19% | 17 | 7.40% | 7.18% | 8.12% | |
| 2097.814 | 0.13% | 32 | 7.63% | 7.46% | 8.07% | |
| 14.416 | 0.16% | 145 | 9.04% | 8.01% | 0.0% | |
| 69.128 | 0.32% | 908 | 8.09% | 9.12% | 9.77% | |
| 20.585 | 0.98% | 7,303 | 8.57% | 9.51% | 9.97% | |
| 70.091 | 0.82% | 3,872 | 9.30% | 10.03% | 10.85% | |
| 29.242 | 0.41% | 224 | 7.49% | 6.95% | 7.16% | |
| 43.864 | 0.79% | 281 | 7.57% | 6.40% | 9.83% | |
| 24.593 | 0.63% | 0 | -2.30% | 6.00% | 0.0% | |
| 23.343 | 0.89% | 3,889 | 8.06% | 9.48% | 9.87% | |
| 22.203 | 0.40% | 6,924 | 8.92% | 9.25% | 9.57% | |
| 35.263 | 0.11% | 1,080 | 8.21% | 7.84% | 8.43% | |
| 4192.396 | 0.78% | 12,866 | 9.30% | 9.88% | 10.01% | |
| 26.502 | 0.35% | 16,724 | 9.29% | 8.98% | 9.34% | |
| 15.250 | 0.35% | 2,994 | 7.38% | 7.92% | 8.65% | |
| 20.569 | 0.40% | 11,796 | 7.62% | 7.90% | 8.76% | |
| 15.940 | 1.14% | 16,194 | 6.53% | 8.15% | 9.61% | |
| 62.422 | 1.25% | 740 | 1.95% | 5.56% | 8.39% | |
| 32.372 | 0.23% | 11,060 | 7.74% | 7.74% | 8.32% | |
| 35.822 | 0.55% | 1,155 | 6.67% | 7.04% | 9.83% | |
| 42.077 | 1.71% | 803 | 5.48% | 6.11% | 8.69% | |
| 40.750 | 0.41% | 12,971 | 7.69% | 7.84% | 8.26% | |
| 38.240 | 0.49% | 1,100 | 7.26% | 7.97% | 8.81% | |
| 3931.814 | 0.15% | 5,479 | 8.11% | 7.36% | 7.87% | |
| 20.871 | 0.25% | 7,565 | 7.60% | 7.67% | 8.50% | |
| 10.519 | 0.30% | 3,926 | 0.0% | 0.0% | 0.0% | |
| 31.217 | 1.28% | 40 | 7.83% | 6.28% | 8.05% | |
| 25.347 | 0.99% | 127 | 7.32% | 6.54% | 8.20% | |
| 17.145 | 0.24% | 364 | 7.89% | 7.71% | 8.37% | |
| 32.051 | 0.35% | 841 | 7.48% | 7.60% | 8.51% | |
| 23.860 | 0.60% | 2,268 | 7.18% | 9.11% | 10.87% | |
| 21.571 | 0.35% | 5,168 | 6.62% | 7.85% | 8.83% | |
| 26.371 | 0.48% | 2,918 | 6.65% | 7.37% | 9.32% | |
| 15.278 | 0.10% | 43 | 9.73% | 8.44% | 0.0% | |
| 19.463 | 0.25% | 5,419 | 7.50% | 7.78% | 8.60% | |
| 21.082 | 0.91% | 11,143 | 7.93% | 8.71% | 9.47% | |
| 292.076 | 0.42% | 6,055 | 7.68% | 8.17% | 8.76% | |
| 66.176 | 0.32% | 1,016 | 6.34% | 8.27% | 10.50% | |
| 35.531 | 0.39% | 0 | 3.91% | 8.78% | 8.09% | |
| 25.843 | 0.06% | 0 | 4.19% | 9.78% | 5.98% | |
| 62.081 | 0.93% | 711 | 8.02% | 8.48% | 10.47% | |
| 30.028 | 0.75% | 6,100 | 5.95% | 7.87% | 9.20% | |
| 254.383 | 0.15% | 8,492 | 8.17% | 7.44% | 7.93% | |
| 362.197 | 0.30% | 18,128 | 7.77% | 7.87% | 8.42% | |
| 40.399 | 0.40% | 7,578 | 7.58% | 8.25% | 9.27% | |
| 19.872 | 0.24% | 4,014 | 8.30% | 8.74% | 10.51% | |
| 15.300 | 0.26% | 96 | 5.98% | 7.50% | 8.57% | |
| 15.961 | 0.42% | 23 | 7.64% | 6.26% | 7.31% | |
| 15.624 | 0.18% | 19 | 8.18% | 6.08% | 7.84% | |
| 19.628 | 0.08% | 69 | 8.04% | 7.84% | 8.53% | |
| 2030.179 | 0.26% | 223 | 7.83% | 7.62% | 8.11% | |
| 16.187 | 0.30% | 3,943 | 8.90% | 7.30% | 7.98% | |
| 46.491 | 1.35% | 672 | 7.96% | 7.88% | 9.24% | |
| 32.545 | 0.76% | 2,040 | 7.82% | 7.60% | 8.60% | |
| 39.568 | 0.27% | 5,963 | 8.00% | 7.59% | 8.52% | |
| 12.189 | 0.23% | 15,165 | 7.44% | 7.84% | 0.0% | |
| 11.610 | 0.57% | 1,303 | 6.90% | 0.0% | 0.0% | |
| 23.397 | 0.89% | 1,949 | 8.27% | 8.14% | 9.56% | |
| 25.630 | 0.39% | 32 | 11.50% | 9.06% | 9.79% | |
| 23.020 | 0.44% | 423 | 9.44% | 8.46% | 9.82% | |
| 30.638 | 0.30% | 0 | 2.44% | 7.89% | 0.00% | |
| 26.345 | 0.26% | 3,332 | 7.80% | 7.75% | 8.33% | |
| 30.019 | 0.34% | 1,518 | 7.24% | 7.29% | 8.03% | |
| 10.642 | 0.15% | 1,648 | 0.0% | 0.0% | 0.0% | |
| 15.276 | 0.70% | 346 | 6.80% | 7.32% | 9.07% | |
| 16.365 | 0.28% | 24 | 7.80% | 8.21% | 9.66% | |
| 1046.843 | 0.10% | 109 | 0.0% | 0.0% | 0.0% | |
| 1658.933 | 0.50% | 177 | 9.06% | 8.46% | 9.31% | |
| 1873.488 | 0.30% | 506 | 7.96% | 8.06% | 8.67% | |
| 1617.558 | 0.25% | 35 | 8.22% | 7.30% | 7.75% | |
| 2191.992 | 0.20% | 303 | 7.55% | 7.29% | 8.20% | |
| 1377.270 | 0.55% | 270 | -2.38% | 5.20% | 0.0% | |
| 2011.879 | 0.50% | 19 | 8.28% | 7.93% | 9.04% | |
| 2178.457 | 0.25% | 1,203 | 8.04% | 7.54% | 8.21% | |
| 2561.067 | 0.40% | 907 | 7.29% | 7.39% | 8.26% | |
| 2649.838 | 0.35% | 482 | 8.05% | 7.74% | 8.22% | |
| 1975.221 | 0.40% | 763 | 8.16% | 8.15% | 8.89% | |
| 29.876 | — | 348 | 7.89% | 8.23% | 8.70% | |
| 59.268 | — | 15 | 6.13% | 7.22% | 8.87% | |
| 53.095 | — | 13 | 7.14% | 6.60% | 7.60% | |
| 26.790 | — | 296 | 7.30% | 7.38% | 7.95% | |
| 26.844 | — | 24 | 7.34% | 7.15% | 7.79% | |
| 26.033 | — | 12 | 6.77% | 7.13% | 7.90% | |
| 26.195 | — | 151 | 7.40% | 7.67% | 8.26% | |
| 42.347 | 0.21% | 1,242 | 7.82% | 8.01% | 8.41% | |
| 53.308 | 0.82% | 1,783 | 7.67% | 6.91% | 8.88% | |
| 36.527 | 0.32% | 8,562 | 8.20% | 8.01% | 8.79% | |
| 2534.413 | 0.31% | 1,410 | 8.50% | 8.19% | 9.50% | |
| 21.592 | 0.80% | 4,980 | 7.33% | 8.51% | 9.66% | |
| 25.165 | 0.41% | 593 | 9.22% | 9.00% | 9.52% | |
| 67.193 | 0.46% | 439 | 8.68% | 8.02% | 10.31% | |
| 67.108 | 0.46% | 439 | 8.68% | 8.02% | 10.24% | |
| 2387.312 | 0.31% | 4,527 | 8.58% | 8.64% | 9.25% | |
| 15.223 | 0.88% | 4,166 | 6.62% | 8.27% | 9.65% | |
| 3097.204 | 0.16% | 7,617 | 8.23% | 7.45% | 7.95% | |
| 30.654 | 0.29% | 11,492 | 8.18% | 7.81% | 8.35% | |
| 24.615 | 0.28% | 325 | 8.92% | 7.96% | 7.82% | |
| 50.278 | 0.17% | 282 | 6.57% | 6.59% | 7.84% | |
| 41.778 | 0.60% | 44 | 9.21% | 7.64% | 9.34% | |
| 29.953 | 0.29% | 1,185 | 8.07% | 7.99% | 8.43% | |
| 16.762 | 0.20% | 209 | 6.24% | 7.51% | 8.02% | |
| 21.712 | 1.05% | 3,526 | 6.19% | 7.92% | 9.11% | |
| 20.704 | 0.70% | 54 | 7.77% | 8.09% | 9.73% | |
| 48.348 | 0.54% | 128 | 7.44% | 7.74% | 10.21% | |
| 20.499 | 0.47% | 1,135 | 7.68% | 8.53% | 9.07% | |
| 18.970 | 0.25% | 892 | 8.03% | 8.43% | 8.63% | |
| 13.704 | 0.91% | 2,106 | 5.28% | 7.54% | 0.0% | |
| 18.378 | 0.23% | 3,595 | 7.76% | 7.60% | 8.46% | |
| 48.045 | 0.25% | 879 | 6.42% | 6.52% | 8.08% | |
| 31.238 | 0.22% | 2,380 | 7.99% | 7.78% | 8.33% | |
| 10.524 | 0.89% | 130 | 0.0% | 0.0% | 0.0% | |
| 1165.147 | 0.33% | 262 | 8.07% | 0.0% | 0.0% | |
| 11.349 | 0.33% | 34 | 7.73% | 0.0% | 0.0% | |
| 1684.919 | 0.24% | 476 | 7.80% | 7.33% | 7.69% | |
| 10.828 | 0.45% | 67 | 7.29% | 0.0% | 0.0% | |
| 12.740 | 0.08% | 171 | -7.77% | 1.46% | 3.85% | |
| 33.072 | 0.44% | 18 | 7.44% | 6.84% | 7.84% | |
| 2994.856 | 0.72% | 96 | 7.67% | 7.92% | 8.67% | |
| 32.657 | 0.94% | 75 | 6.78% | 7.49% | 9.00% | |
| 3049.885 | 0.40% | 243 | 6.24% | 7.52% | 8.26% | |
| 34.105 | 0.49% | 236 | 7.38% | 7.75% | 8.67% | |
| 2036.943 | 0.39% | 50 | 2.18% | 5.65% | 7.00% | |
| 13.683 | 0.67% | 58 | 6.35% | 7.87% | 0.0% | |
| 13.584 | 0.35% | 3,446 | 7.61% | 7.62% | 0.0% | |
| 27.231 | 0.94% | 9,602 | 7.30% | 8.38% | 9.41% | |
| 25.507 | 1.08% | 1,048 | 6.34% | 7.12% | 8.91% | |
| 30.205 | 0.15% | 6,120 | 7.20% | 7.41% | 8.37% | |
| 26.466 | 0.69% | 975 | 9.28% | 9.85% | 11.57% | |
| 26.396 | 0.69% | 975 | 9.28% | 9.61% | 11.45% | |
| 62.188 | 1.00% | 324 | 8.35% | 7.59% | 9.13% | |
| 2648.788 | 0.32% | 6,392 | 8.26% | 7.85% | 8.37% | |
| 2849.550 | 0.15% | 3,582 | 8.48% | 7.51% | 7.97% | |
| 11.023 | 0.21% | 416 | 0.0% | 0.0% | 0.0% | |
| 40.288 | 0.34% | 2,432 | 7.95% | 8.04% | 8.59% | |
| 36.149 | 0.41% | 6,710 | 7.11% | 7.55% | 8.69% | |
| 15.370 | 0.73% | 5,870 | 5.88% | 8.22% | 0.0% | |
| 3059.605 | 0.34% | 4,337 | 8.96% | 7.72% | 8.16% | |
| 2144.294 | 0.30% | 1,595 | 7.97% | 7.80% | 8.55% | |
| 30.998 | 0.81% | 5,536 | 7.48% | 8.36% | 9.38% | |
| 23.988 | 0.81% | 983 | 7.53% | 8.43% | 9.31% | |
| 41.175 | 0.34% | 420 | 9.77% | 9.23% | 10.14% | |
| 41.520 | 0.44% | 1,475 | 6.89% | 8.37% | 10.60% | |
| 46.365 | 0.81% | 1,235 | 6.23% | 8.26% | 9.07% | |
| 2438.671 | 0.36% | 6,450 | 7.95% | 7.53% | 8.09% | |
| 33.869 | 0.62% | 1,666 | 7.52% | 9.71% | 10.74% | |
| 4183.037 | 0.27% | 6,775 | 8.48% | 7.52% | 7.96% | |
| 30.092 | 0.29% | 6,711 | 8.08% | 7.88% | 8.44% | |
| 21.585 | 0.34% | 6,574 | 7.12% | 7.64% | 8.55% | |
| 29.419 | 0.24% | 998 | 7.49% | 6.94% | 7.69% | |
| 26.510 | 0.30% | 451 | 7.07% | 7.65% | 9.61% | |
| 25.514 | 0.28% | 1,306 | 7.94% | 7.76% | 8.30% | |
| 54.424 | 1.33% | 90 | 6.49% | 7.66% | 8.71% | |
| 28.459 | 0.66% | 412 | 8.19% | 8.28% | 0.0% | |
| 33.602 | 0.28% | 508 | 7.68% | 7.86% | 8.68% | |
| 2356.588 | 0.27% | 195 | -0.51% | 4.86% | 6.61% | |
| 29.825 | 0.70% | 387 | 7.32% | 7.59% | 9.19% | |
| 55.497 | 0.51% | 233 | 7.39% | 7.30% | 9.43% | |
| 57.398 | 1.01% | 75 | 5.41% | 6.78% | 8.41% | |
| 30.147 | 0.41% | 66 | 6.09% | 7.51% | 8.83% | |
| 3234.855 | 0.23% | 327 | 0.62% | 4.83% | 6.33% | |
| 34.057 | 0.21% | 1,996 | 1.32% | 5.53% | 7.40% | |
| 2879.945 | 0.25% | 1,700 | 7.99% | 7.76% | 8.27% | |
| 10.197 | — | 47 | 0.0% | 0.0% | 0.0% | |
| 10.702 | 1.22% | 351 | 0.0% | 0.0% | 0.0% | |
| 16.409 | 1.45% | 156 | 5.53% | 5.67% | 7.59% | |
| 1663.248 | 0.30% | 16 | 6.40% | 6.35% | 7.32% | |
| 15.083 | 0.20% | 266 | 5.19% | 7.29% | 8.11% | |
| 55.739 | 0.96% | 710 | 1.95% | 6.67% | 8.72% | |
| 10.569 | 0.11% | 171 | 0.0% | 0.0% | 0.0% | |
| 17.298 | 0.63% | 4,899 | 6.60% | 8.44% | 9.63% | |
| 21.445 | 1.01% | 811 | 3.27% | 7.57% | 8.99% | |
| 41.549 | 0.70% | 465 | 7.20% | 8.91% | 10.37% | |
| 13.906 | 0.83% | 338 | 5.90% | 8.06% | 0.0% | |
| 2120.637 | 0.13% | 4,171 | 8.39% | 7.52% | 7.99% | |
| 23.183 | 0.40% | 4,366 | 6.81% | 7.72% | 8.65% | |
| 2609.376 | 0.26% | 5,057 | 7.71% | 7.77% | 8.34% | |
| 3150.584 | 0.42% | 4,645 | 7.74% | 7.91% | 8.50% |
