Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

One Size Doesn’t Fit All
Which scheme is right for you? Our Fund Finder tool helps you pick the fund to fit your exact investment needs.
Launch Fund Finder  

Find by Fund Category
Compare all Mutual Funds in a Category.




All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
248.091 0.35% 6,459 10.03% 8.48% 9.18%
73.746 0.27% 15,575 9.93% 8.19% 8.72%
14.351 0.76% 6,651 7.14% 8.76% 0.0%
33.467 1.02% 3,761 8.66% 6.85% 8.58%
237.078 0.16% 5,841 8.90% 8.17% 8.63%
56.558 0.58% 203 13.91% 10.02% 10.74%
87.931 0.79% 946 12.03% 8.35% 9.00%
481.358 0.38% 8,640 9.11% 8.20% 8.61%
23.973 0.97% 7,501 4.89% 7.29% 8.64%
256.026 0.15% 11,117 8.67% 7.61% 8.01%
378.463 0.95% 15,788 8.79% 8.08% 8.52%
32.599 0.43% 3,379 9.77% 8.34% 8.94%
1799.447 0.29% 6,451 10.60% 8.23% 8.47%
11.356 0.28% 270 6.29% 0.0% 0.0%
15.046 0.57% 1,606 5.25% 7.24% 0.0%
20.989 0.62% 135 12.38% 8.94% 9.73%
17.292 0.20% 37 12.92% 7.71% 8.71%
20.873 0.28% 2,618 8.54% 7.78% 8.53%
19.044 0.39% 1,243 7.26% 8.40% 9.39%
2185.263 0.28% 1,439 9.05% 7.96% 8.36%
10.689 0.28% 1,549 0.0% 0.0% 0.0%
14.795 1.04% 981 5.17% 8.25% 0.0%
16.951 1.15% 24 -0.89% 4.74% 7.16%
30.339 1.20% 28 12.99% 8.13% 9.10%
28.349 1.91% 17 4.64% 6.59% 8.31%
21.077 0.71% 316 9.38% 8.86% 9.16%
2147.568 0.59% 488 -12.14% 0.87% 4.27%
1089.214 0.20% 375 8.41% 0.0% 0.0%
19.001 0.27% 62 -2.16% 4.43% 6.36%
33.736 0.49% 159 10.22% 8.40% 9.12%
29.339 0.18% 304 7.36% 7.41% 7.99%
13.545 0.58% 120 -5.19% 2.67% 5.35%
21.723 0.34% 176 5.77% 6.78% 7.77%
9.900 1.36% 533 -26.94% -4.38% 0.0%
20.549 0.56% 118 2.45% 6.13% 7.71%
2333.112 0.34% 339 8.23% 8.25% 8.62%
15.652 0.48% 172 9.94% 7.85% 8.31%
22.116 0.94% 109 10.36% 8.52% 8.99%
54.832 0.60% 79 11.73% 9.48% 9.96%
41.703 0.92% 103 11.56% 8.72% 9.01%
30.058 0.31% 1,020 8.33% 7.63% 8.07%
18.724 0.55% 299 8.92% 8.31% 7.80%
2882.139 0.47% 142 7.12% 6.87% 7.68%
16.677 0.22% 60 8.86% 7.55% 8.50%
14.640 0.78% 705 2.58% 6.39% 0.0%
1840.147 0.48% 58 12.64% 10.04% 10.42%
21.140 0.11% 67 12.51% 8.41% 9.09%
30.550 0.18% 72 7.74% 7.12% 7.82%
23.357 0.32% 63 9.36% 8.09% 8.55%
14.488 0.22% 22 13.20% 8.17% 0.0%
16.358 0.29% 1,763 9.72% 7.93% 8.53%
57.890 0.33% 374 1.68% 5.99% 7.48%
10.963 0.23% 523 0.0% 0.0% 0.0%
64.301 0.54% 440 14.25% 9.55% 9.62%
37.578 0.22% 1,351 8.40% 7.03% 7.33%
31.287 0.25% 2,612 9.51% 7.75% 8.48%
2571.069 0.23% 3,902 6.37% 6.99% 7.62%
16.232 0.37% 61 11.22% 7.86% 8.43%
20.900 0.11% 51 15.07% 8.34% 8.70%
12.834 0.70% 121 -5.18% 2.79% 0.0%
16.670 0.86% 72 13.50% 8.85% 10.24%
2035.438 0.20% 209 -4.51% 3.30% 3.44%
15.778 0.10% 27 -2.02% 3.60% 1.93%
14.940 0.80% 0 1.16% 6.88% 6.82%
21.607 0.36% 13 8.73% 7.31% 7.99%
2123.357 0.22% 34 8.08% 7.43% 7.99%
15.557 0.16% 163 11.69% 8.49% 8.73%
71.066 0.32% 870 11.26% 9.60% 9.58%
20.601 0.82% 7,125 8.57% 9.02% 9.39%
71.084 0.74% 3,910 10.65% 9.93% 10.25%
29.636 0.42% 231 7.69% 7.00% 7.18%
45.855 0.59% 263 13.82% 7.55% 9.23%
24.593 0.63% 0 -2.30% 6.00% 0.0%
23.687 0.86% 3,705 9.29% 9.39% 9.60%
22.371 0.51% 6,920 8.90% 8.96% 9.34%
35.693 0.15% 1,401 8.72% 7.89% 8.36%
4229.229 0.67% 13,368 9.88% 9.59% 9.64%
26.911 0.44% 19,091 9.88% 9.01% 9.30%
15.547 0.35% 3,123 10.16% 8.20% 8.72%
20.569 0.40% 12,321 10.29% 8.25% 8.71%
16.154 0.99% 15,415 8.68% 8.30% 9.39%
63.045 1.35% 679 3.96% 5.61% 7.62%
33.291 0.23% 11,084 8.53% 7.80% 8.28%
35.822 0.55% 1,197 10.39% 7.74% 9.36%
43.259 1.74% 617 9.30% 6.80% 8.21%
40.750 0.41% 15,997 8.60% 7.92% 8.23%
39.056 0.49% 1,034 9.44% 8.33% 8.70%
3986.523 0.15% 5,745 8.41% 7.38% 7.84%
21.226 0.25% 7,956 9.12% 7.82% 8.40%
10.657 0.30% 6,196 0.0% 0.0% 0.0%
32.353 1.26% 41 12.74% 7.30% 8.07%
26.357 0.98% 122 11.98% 7.47% 8.26%
15.740 0.22% 247 -1.73% 4.22% 6.14%
32.051 0.33% 698 -0.06% 4.65% 6.50%
24.287 0.63% 2,707 10.19% 9.74% 10.37%
22.097 0.35% 5,612 9.29% 8.30% 8.88%
27.052 0.50% 3,328 10.44% 8.01% 8.87%
16.207 0.10% 55 15.46% 9.85% 0.0%
20.058 0.25% 7,087 9.36% 7.97% 8.54%
21.396 0.97% 10,942 8.92% 8.82% 9.25%
296.096 0.57% 6,749 8.59% 8.18% 8.66%
68.837 0.47% 1,094 11.06% 9.23% 10.07%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
65.780 1.15% 722 14.98% 10.09% 10.35%
30.484 0.85% 5,964 7.85% 8.01% 8.82%
254.383 0.15% 8,992 8.38% 7.45% 7.90%
367.615 0.39% 20,323 8.65% 7.93% 8.37%
41.175 0.40% 8,446 9.58% 8.52% 9.02%
20.158 0.40% 4,732 9.00% 8.75% 9.77%
16.164 0.74% 25 12.54% 7.04% 7.60%
16.530 0.30% 6,126 11.07% 7.56% 8.05%
48.553 1.15% 656 12.82% 8.94% 9.49%
33.380 0.79% 2,421 10.33% 8.05% 8.61%
39.618 0.28% 7,525 9.91% 7.80% 8.42%
13.079 0.10% 16,068 9.22% 8.00% 0.0%
11.842 0.63% 1,330 9.00% 0.0% 0.0%
24.410 0.89% 1,962 12.93% 9.12% 9.77%
25.630 0.39% 55 18.14% 10.59% 10.43%
24.345 0.46% 371 15.58% 9.87% 10.22%
30.638 0.30% 0 2.44% 7.89% 0.00%
26.345 0.31% 3,571 8.65% 7.82% 8.28%
30.409 0.37% 1,770 7.87% 7.31% 7.96%
10.790 0.17% 2,549 0.0% 0.0% 0.0%
15.455 0.68% 338 8.33% 7.26% 8.27%
16.734 0.26% 113 9.54% 8.45% 9.19%
1060.918 0.09% 159 0.0% 0.0% 0.0%
1686.641 0.48% 506 10.15% 8.50% 9.31%
1899.206 0.29% 119 8.38% 8.05% 8.62%
1646.790 0.25% 32 9.22% 7.49% 7.73%
2232.600 0.20% 482 10.22% 7.77% 7.92%
1333.312 0.55% 264 -5.47% 3.63% 0.0%
2011.879 0.50% 20 14.02% 9.39% 9.25%
2205.183 0.25% 2,022 8.07% 7.50% 8.13%
2610.283 0.40% 795 9.37% 7.72% 8.19%
2692.335 0.35% 526 8.96% 7.85% 8.21%
2001.636 0.40% 687 8.52% 8.11% 8.72%
30.224 415 7.91% 8.11% 8.62%
61.890 15 10.49% 8.42% 8.96%
27.159 23 7.59% 7.12% 7.70%
42.347 0.22% 1,617 10.70% 8.46% 8.61%
55.210 0.83% 1,801 11.56% 7.79% 8.53%
37.237 0.32% 8,993 9.93% 8.24% 8.70%
2578.146 0.32% 2,037 9.38% 8.42% 9.42%
21.928 0.75% 4,916 8.76% 8.58% 9.43%
25.409 0.41% 641 13.13% 9.74% 9.81%
67.193 0.46% 445 13.37% 9.12% 10.01%
69.799 0.46% 445 13.37% 9.12% 9.94%
2409.192 0.32% 5,146 8.64% 8.44% 9.05%
15.976 0.86% 4,074 6.67% 7.74% 9.01%
3139.088 0.16% 8,607 8.47% 7.46% 7.91%
31.074 0.29% 13,037 8.58% 7.83% 8.30%
25.208 0.27% 452 10.39% 8.25% 7.96%
52.178 0.17% 266 11.10% 7.45% 7.91%
43.820 0.51% 41 13.88% 8.93% 9.53%
28.281 0.29% 1,300 1.11% 5.48% 6.87%
17.156 0.20% 582 8.20% 7.88% 8.14%
21.416 1.08% 3,038 4.71% 6.98% 8.26%
21.358 0.89% 55 11.11% 8.84% 9.65%
50.562 0.55% 130 11.99% 8.99% 10.21%
20.282 0.45% 1,109 6.01% 7.68% 8.39%
18.678 0.28% 835 5.35% 7.40% 7.96%
14.217 0.92% 2,012 7.18% 7.47% 0.0%
18.708 0.22% 4,002 9.48% 7.83% 8.39%
50.367 0.26% 1,120 12.02% 7.84% 8.30%
31.604 0.22% 3,023 8.35% 7.80% 8.27%
10.660 0.82% 154 0.0% 0.0% 0.0%
1165.147 0.33% 293 8.76% 0.0% 0.0%
11.839 0.19% 33 11.60% 0.0% 0.0%
1684.992 0.14% 565 7.08% 6.97% 7.39%
11.032 0.29% 74 9.62% 0.0% 0.0%
12.871 0.08% 143 -7.70% 1.42% 3.77%
33.498 0.46% 18 8.83% 7.06% 7.86%
2819.248 0.64% 89 0.83% 5.29% 6.92%
30.576 0.99% 60 0.23% 4.63% 6.89%
2585.829 0.34% 216 -10.68% 1.30% 4.42%
31.529 0.47% 224 -1.03% 4.52% 6.51%
2060.390 0.29% 65 2.29% 5.63% 6.94%
13.683 0.67% 59 10.49% 8.79% 0.0%
13.901 0.37% 3,934 10.12% 8.01% 0.0%
26.834 0.98% 8,534 5.58% 7.37% 8.53%
25.792 1.29% 993 11.13% 8.09% 8.92%
30.640 0.15% 6,079 9.22% 7.54% 8.30%
28.005 1.59% 975 15.33% 11.08% 11.69%
27.930 0.69% 975 15.33% 11.10% 11.57%
65.308 0.87% 253 13.60% 8.88% 9.32%
2634.679 0.29% 4,643 6.83% 7.19% 7.90%
2889.274 0.15% 3,278 8.68% 7.54% 7.94%
11.919 0.21% 545 0.0% 0.0% 0.0%
40.471 0.31% 1,318 7.95% 7.73% 8.31%
36.750 0.43% 6,585 9.11% 7.71% 8.48%
14.681 0.75% 4,698 1.50% 6.14% 0.0%
3059.605 0.32% 4,520 6.84% 6.97% 7.66%
2182.987 0.36% 1,746 9.58% 8.14% 8.64%
31.176 0.94% 5,397 8.07% 8.07% 9.14%
23.988 0.99% 994 12.37% 9.19% 9.66%
42.929 0.34% 370 14.41% 10.53% 10.70%
44.219 0.50% 1,418 13.15% 9.87% 10.78%
47.996 0.87% 1,200 10.51% 8.81% 9.16%
2454.943 0.52% 7,566 8.49% 7.57% 8.06%
34.758 0.74% 1,671 10.26% 9.88% 10.06%
4237.507 0.42% 8,690 8.54% 7.52% 7.92%
30.558 0.22% 9,586 8.49% 7.88% 8.37%
21.585 0.34% 7,073 9.26% 7.91% 8.45%
29.920 0.23% 1,013 9.93% 7.07% 7.69%
27.084 0.28% 611 10.68% 8.17% 8.96%
25.263 0.27% 1,164 2.44% 5.76% 7.01%
55.518 1.27% 90 8.68% 8.13% 8.32%
26.763 0.67% 393 0.89% 5.61% 0.0%
31.543 0.26% 310 0.48% 5.15% 6.84%
30.376 1.05% 378 9.37% 7.88% 8.89%
57.671 0.87% 238 14.08% 8.68% 9.46%
58.773 1.08% 75 9.38% 7.51% 8.40%
3279.910 0.22% 358 0.78% 4.87% 6.31%
34.776 0.40% 2,104 3.23% 5.82% 7.33%
10.319 0.21% 95 0.0% 0.0% 0.0%
10.298 0.91% 346 2.35% 0.0% 0.0%
17.095 1.08% 147 10.24% 6.64% 7.72%
1663.248 0.30% 16 6.40% 6.35% 7.32%
14.426 0.20% 175 0.22% 5.25% 6.75%
52.484 0.96% 650 -3.57% 4.11% 6.38%
10.848 0.11% 172 0.0% 0.0% 0.0%
17.298 0.63% 4,420 3.63% 6.95% 8.43%
20.271 1.01% 697 -2.51% 5.06% 6.97%
43.679 0.70% 510 12.03% 10.17% 10.26%
13.898 0.83% 335 6.35% 7.64% 0.0%
2149.394 0.13% 7,578 8.58% 7.54% 7.96%
20.796 0.40% 2,785 -4.55% 3.44% 5.78%
2343.974 0.26% 3,048 -4.02% 3.52% 5.70%
3177.431 0.42% 3,791 4.21% 6.58% 7.64%