Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
14.558 0.27% 707 11.88% 8.67% 7.75%
309.697 0.39% 8,882 10.24% 8.05% 6.92%
68.109 0.33% 26,910 10.46% 8.40% 7.25%
37.751 0.64% 1,863 11.89% 10.02% 8.47%
353.754 0.22% 13,516 8.84% 7.85% 6.71%
72.346 0.49% 1,994 11.08% 9.10% 6.74%
78.902 0.74% 2,307 10.68% 8.41% 6.96%
665.288 0.43% 12,902 8.55% 7.70% 6.74%
238.944 0.22% 26,921 8.21% 7.57% 6.21%
446.590 0.33% 18,697 8.30% 7.50% 6.39%
41.708 0.36% 8,761 10.20% 8.38% 7.77%
2370.467 0.35% 13,420 9.73% 7.56% 6.49%
11.272 0.32% 7,341 10.85% 8.52% 7.54%
23.030 0.80% 363 10.19% 8.53% 7.99%
22.343 0.32% 1,346 11.21% 8.82% 6.87%
1019.153 0.20% 186 11.78% 8.96% 0.0%
25.912 0.40% 845 11.83% 9.11% 6.90%
18.744 0.36% 9,653 10.36% 8.28% 7.13%
26.375 0.53% 1,941 10.87% 8.95% 8.06%
1955.632 0.34% 6,395 8.59% 7.59% 6.43%
14.355 0.36% 6,105 8.08% 7.48% 6.26%
16.754 0.33% 13,560 9.45% 7.62% 6.55%
70.756 1.32% 493 9.05% 7.63% 5.47%
35.791 0.60% 1,479 10.58% 8.12% 6.26%
51.623 0.33% 9,816 10.27% 8.15% 6.66%
18.868 0.33% 15,005 10.15% 7.80% 6.71%
12.281 0.68% 286 9.56% 7.84% 6.98%
11.043 0.19% 4,658 9.98% 8.24% 0.0%
12.325 0.19% 6,847 9.45% 7.94% 0.0%
36.481 0.71% 2,932 10.77% 9.03% 6.63%
10.804 0.31% 307 10.38% 8.05% 0.0%
39.109 0.14% 356 12.76% 9.56% 6.24%
25.149 0.52% 3,106 11.05% 9.26% 6.77%
37.903 0.34% 6,161 8.24% 7.32% 6.06%
39.024 0.10% 11,255 8.25% 7.46% 5.95%
14.983 0.27% 4,343 7.79% 7.19% 5.75%
19.200 0.45% 131 11.15% 10.40% 10.76%
3171.687 0.34% 229 7.55% 6.85% 5.51%
11.800 0.39% 26 10.53% 7.94% 0.0%
26.874 0.20% 225 10.82% 8.22% 6.41%
14.705 0.85% 175 10.24% 8.75% 11.37%
31.050 0.70% 198 11.48% 9.35% 6.76%
27.155 0.14% 1,761 12.18% 9.34% 6.53%
31.646 0.33% 251 8.42% 7.55% 6.38%
1293.810 0.23% 1,219 8.06% 7.12% 5.54%
29.082 0.40% 228 10.26% 8.33% 7.00%
1224.448 0.31% 1,487 7.86% 7.39% 5.96%
19.623 1.15% 18 4.34% 3.18% 4.62%
27.184 1.91% 17 4.64% 6.59% 8.31%
1963.202 0.64% 28 3.96% -9.26% -2.95%
21.336 0.35% 248 5.36% 7.27% 7.33%
18.343 0.38% 117 9.49% 7.56% 6.33%
25.029 0.63% 136 10.88% 8.57% 6.19%
55.832 0.54% 146 11.28% 8.87% 6.32%
37.389 0.74% 122 10.10% 8.15% 6.20%
38.758 0.35% 1,150 8.26% 7.32% 5.92%
18.343 0.43% 375 9.41% 7.54% 6.29%
3138.614 0.42% 530 7.67% 6.97% 5.54%
19.043 0.31% 62 11.57% 9.14% 5.45%
18.621 0.33% 3,869 10.44% 8.08% 6.57%
57.667 0.40% 311 10.73% 8.36% 6.62%
12.672 0.29% 2,633 9.28% 7.63% 5.98%
94.131 0.56% 1,737 11.78% 9.49% 7.08%
15.714 0.30% 5,138 8.34% 7.37% 6.09%
48.628 0.16% 4,061 7.84% 7.30% 5.82%
30.089 0.34% 3,380 10.04% 7.91% 6.51%
1967.793 0.53% 1,599 11.61% 9.24% 6.90%
3153.902 0.30% 4,422 8.11% 7.40% 5.92%
15.667 0.39% 268 10.64% 8.48% 6.90%
13.541 1.53% 4 -0.62% 0.85% 3.32%
19.573 0.51% 181 11.15% 9.06% 7.44%
29.731 0.16% 1,693 8.19% 7.21% 5.75%
13.934 0.17% 547 9.75% 7.84% 6.49%
101.155 0.23% 780 11.30% 8.28% 7.29%
33.505 0.28% 328 10.44% 8.64% 7.07%
52.144 0.60% 155 10.74% 7.61% 5.41%
25.926 0.63% 0 -2.30% 6.00% 0.0%
31.618 0.14% 3,277 8.32% 7.47% 6.01%
2307.700 0.40% 76 10.18% 7.76% 6.24%
19.461 0.39% 6,049 10.18% 8.07% 6.97%
18.028 0.36% 33,178 10.50% 8.47% 7.14%
24.340 1.02% 7,135 9.99% 8.24% 8.38%
68.536 0.75% 812 11.12% 8.87% 7.87%
30.413 0.26% 15,083 9.53% 8.23% 7.15%
58.835 0.46% 3,021 11.70% 8.89% 6.40%
56.201 0.80% 942 11.36% 9.00% 6.61%
36.169 0.45% 21,095 8.63% 7.75% 6.80%
55.980 0.66% 3,851 10.54% 8.51% 7.81%
4823.861 0.23% 30,474 8.24% 7.52% 6.15%
18.984 0.40% 15,030 10.08% 8.25% 7.20%
15.392 0.37% 16,171 7.94% 7.31% 6.10%
18.566 0.23% 4,272 9.60% 7.64% 6.02%
75.059 0.30% 5,712 10.26% 8.24% 6.46%
26.288 0.86% 670 22.87% 12.15% 10.35%
18.708 0.19% 168 11.62% 8.63% 6.44%
27.183 0.94% 52 1.50% 4.51% 5.80%
43.468 0.48% 282 11.25% 8.78% 6.44%
17.560 0.16% 207 4.02% 4.06% 3.52%
19.884 0.39% 510 9.91% 8.06% 7.17%
13.450 0.40% 649 10.81% 8.78% 8.10%
38.019 0.67% 50 11.19% 8.45% 5.90%
26.200 0.14% 2,834 8.15% 7.34% 5.79%
27.749 0.23% 157 3.01% 4.51% 4.06%
16.677 0.27% 3,881 10.12% 7.86% 6.30%
22.488 0.59% 14,790 10.84% 9.29% 7.77%
28.056 0.39% 10,384 9.72% 8.26% 7.12%
37.744 0.62% 2,875 11.29% 9.20% 7.27%
15.575 0.23% 2,544 12.58% 9.48% 6.52%
28.541 0.35% 31,212 9.73% 8.32% 7.19%
23.046 0.76% 6,159 10.44% 8.75% 8.39%
274.118 0.55% 7,457 9.35% 8.57% 7.52%
89.107 0.56% 7,266 11.14% 9.45% 7.18%
35.554 0.39% 0 3.91% 8.78% 8.09%
25.831 0.06% 0 4.19% 9.78% 5.98%
57.470 0.40% 1,197 12.35% 9.71% 6.13%
42.362 0.74% 5,734 10.41% 8.70% 8.11%
359.300 0.21% 28,949 8.24% 7.51% 6.10%
518.454 0.42% 22,798 8.55% 7.82% 6.67%
64.930 0.45% 21,316 9.91% 8.68% 7.60%
20.326 0.39% 15,601 8.06% 7.44% 6.52%
13.302 0.61% 23 7.09% 10.08% 3.83%
21.958 0.28% 25 6.71% 7.73% 6.93%
2213.549 0.25% 144 6.59% 5.08% 5.88%
31.111 0.30% 0 2.44% 7.89% 0.00%
1446.538 0.25% 103 10.33% 8.00% 6.16%
3284.946 0.28% 6,455 10.57% 8.09% 6.77%
1353.931 0.28% 148 12.13% 10.60% 8.17%
3008.464 0.46% 692 11.46% 9.13% 6.26%
2486.814 0.32% 1,599 8.33% 7.32% 6.11%
1261.958 0.40% 168 10.53% 8.25% 0.0%
2857.220 0.22% 5,946 8.08% 7.33% 5.84%
2727.943 0.35% 778 10.07% 7.87% 6.50%
2492.204 0.24% 1,187 7.98% 7.32% 5.92%
44.305 0.52% 47 11.69% 8.35% 6.93%
29.685 0.34% 240 8.43% 7.29% 9.88%
51.896 0.57% 23 11.28% 8.47% 6.15%
55.850 0.40% 6,214 10.27% 8.24% 7.01%
57.468 0.70% 2,141 11.01% 9.03% 7.04%
47.031 0.38% 17,803 10.31% 8.21% 6.98%
3524.543 0.34% 15,593 10.45% 8.19% 7.02%
19.755 0.81% 707 9.46% 7.99% 7.20%
29.205 0.59% 2,832 11.62% 9.08% 7.47%
1529.395 0.25% 3,337 9.99% 8.19% 7.37%
81.492 0.47% 3,850 11.33% 9.36% 6.96%
108.005 0.47% 3,850 11.33% 9.36% 6.96%
2609.095 0.42% 13,201 8.80% 7.78% 6.72%
15.204 0.67% 1,947 11.36% 8.77% 8.16%
3394.118 0.24% 29,064 8.20% 7.48% 6.07%
29.781 0.36% 15,543 7.92% 7.30% 6.02%
35.383 0.28% 1,829 10.42% 7.95% 6.41%
65.622 0.75% 88 11.00% 8.27% 6.24%
42.446 0.26% 1,976 8.46% 7.36% 6.44%
48.715 0.21% 198 12.00% 9.34% 6.36%
1034.649 0.25% 264 7.85% 6.88% 5.53%
33.484 0.23% 1,487 4.39% 4.62% 5.88%
10.523 0.39% 97 11.00% 8.71% 6.39%
1645.861 0.30% 611 8.56% 7.61% 6.34%
11.357 0.23% 43 10.36% 7.89% 0.0%
14.816 0.17% 120 9.34% 7.80% 5.55%
2133.531 0.21% 1,784 8.62% 7.54% 6.34%
1038.041 0.09% 3,094 8.34% 7.34% 0.0%
13.225 0.29% 401 10.34% 8.12% 6.67%
1030.605 0.16% 1,746 8.10% 7.38% 0.0%
17.272 0.29% 610 6.64% 6.28% 5.01%
12.642 0.38% 5,852 10.36% 8.13% 6.89%
61.919 0.36% 6,998 10.86% 8.66% 7.58%
27.201 0.70% 1,000 10.56% 8.92% 9.71%
23.008 0.35% 4,445 11.99% 9.17% 6.67%
29.505 0.35% 7,731 10.11% 8.13% 7.12%
40.403 0.50% 2,115 11.36% 9.22% 6.61%
30.116 0.50% 2,115 11.36% 9.22% 6.61%
99.252 0.67% 428 10.67% 9.13% 6.75%
3926.787 0.38% 7,513 8.61% 7.60% 6.72%
2768.684 0.25% 17,772 8.27% 7.56% 6.17%
10.549 0.33% 9,762 11.83% 10.43% 6.83%
33.558 0.37% 6,692 10.54% 8.34% 7.33%
10.979 0.52% 102 10.60% 8.15% 8.68%
4385.233 0.38% 8,767 8.20% 7.60% 7.30%
16.053 0.18% 45 6.80% 5.07% 7.44%
38.818 0.28% 90 10.50% 8.00% 7.05%
2195.646 0.36% 117 11.78% 9.04% 7.00%
25.667 0.50% 118 11.63% 9.03% 6.89%
24.639 0.36% 93 7.20% 5.29% 2.06%
1045.035 0.20% 191 8.05% 7.37% 5.98%
27.791 0.32% 199 7.74% 7.19% 5.91%
11.166 0.51% 139 10.19% 0.0% 0.0%
21.808 0.51% 136 11.26% 9.22% 6.96%
2949.439 0.39% 3,983 10.28% 7.93% 6.49%
27.911 0.89% 2,244 9.59% 8.74% 8.05%
23.190 0.62% 3,510 11.34% 9.52% 6.95%
51.110 0.31% 1,908 12.24% 9.48% 6.38%
66.608 0.46% 12,310 11.41% 9.58% 7.09%
73.748 0.77% 1,972 10.88% 8.98% 7.36%
2196.156 0.43% 14,583 8.46% 7.51% 6.21%
46.127 0.71% 6,593 10.40% 8.57% 7.42%
4047.164 0.35% 15,715 7.84% 7.21% 5.87%
40.087 0.25% 27,658 8.20% 7.48% 6.13%
24.848 0.40% 14,528 10.09% 8.01% 6.62%
43.701 0.27% 468 9.95% 7.75% 5.96%
33.470 0.33% 705 10.19% 7.70% 6.63%
2806.651 0.40% 338 8.70% 7.53% 7.26%
51.784 1.39% 43 9.13% 7.14% 5.39%
31.156 0.30% 213 10.15% 8.07% 8.07%
38.957 0.28% 330 13.62% 6.05% 6.42%
1991.319 0.23% 2,225 7.95% 7.35% 5.87%
13.416 0.26% 208 6.98% 5.47% 0.0%
10.572 0.32% 3,902 10.56% 8.33% 0.0%
12.478 0.31% 116 9.90% 7.99% 0.0%
67.830 0.29% 1,144 11.87% 9.57% 6.51%
51.606 1.14% 51 0.50% 5.97% 5.90%
3541.473 0.16% 31,466 8.36% 7.68% 6.32%
45.895 0.37% 3,397 9.85% 8.02% 6.76%
2770.657 0.25% 3,050 8.35% 7.36% 6.23%
13.888 0.26% 4,971 8.08% 7.41% 6.05%
12.963 0.41% 361 10.50% 7.80% 6.49%
15.571 1.25% 109 11.01% 8.09% 5.71%
15.888 0.32% 792 9.41% 7.84% 7.44%
16.612 0.29% 5,332 10.28% 8.03% 6.82%
18.158 1.21% 286 9.71% 8.03% 8.29%
30.584 0.71% 472 11.08% 8.47% 9.67%
52.821 0.65% 663 10.89% 8.62% 6.07%
2396.213 0.35% 3,271 8.44% 7.39% 7.24%
15.507 0.81% 40 10.08% 8.02% 6.34%
79.806 1.17% 329 10.92% 8.31% 9.10%
2160.064 0.14% 18,315 8.24% 7.52% 6.14%
32.191 0.42% 2,791 9.74% 8.12% 7.99%
2876.738 0.37% 4,131 7.96% 7.32% 6.63%