Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
14.200 0.27% 724 10.97% 8.42% 7.58%
350.008 0.39% 8,588 9.42% 7.68% 6.88%
71.208 0.33% 24,570 9.87% 8.14% 7.23%
37.009 0.64% 1,767 11.50% 9.65% 8.49%
286.218 0.22% 13,275 8.49% 7.67% 6.78%
74.210 0.49% 1,972 11.11% 8.91% 6.62%
76.626 0.74% 2,242 10.32% 8.14% 6.93%
683.689 0.42% 11,919 8.24% 7.54% 6.82%
307.643 0.22% 25,581 8.05% 7.45% 6.30%
440.161 0.34% 13,294 8.10% 7.40% 6.47%
33.807 0.37% 8,068 9.69% 8.16% 7.85%
1766.165 0.35% 13,313 9.04% 7.23% 6.53%
10.441 0.32% 6,773 10.06% 8.16% 7.56%
16.879 0.81% 363 9.64% 8.29% 8.01%
27.948 0.32% 1,337 10.56% 8.63% 6.78%
1014.300 0.19% 181 11.60% 8.62% 0.0%
17.078 0.40% 836 11.67% 8.84% 6.61%
26.581 0.36% 9,640 9.77% 8.01% 7.14%
23.936 0.53% 1,930 10.42% 8.71% 7.97%
1809.580 0.34% 6,133 8.31% 7.43% 6.49%
12.325 0.36% 6,122 7.95% 7.37% 6.29%
17.053 0.33% 13,397 9.01% 7.37% 6.67%
67.044 1.32% 491 9.17% 7.65% 5.40%
36.984 0.60% 1,459 10.08% 8.03% 6.17%
50.042 0.33% 9,674 9.74% 7.99% 6.71%
17.033 0.33% 14,114 9.51% 7.50% 6.76%
11.035 0.68% 286 9.29% 7.70% 7.00%
10.408 0.19% 4,697 9.63% 8.19% 0.0%
12.322 0.18% 6,836 9.09% 7.87% 0.0%
36.348 0.71% 2,962 11.11% 8.93% 6.52%
10.739 0.31% 257 9.93% 7.83% 0.0%
37.570 0.14% 342 12.41% 9.50% 6.12%
32.167 0.52% 3,542 11.37% 9.15% 6.67%
31.553 0.34% 5,531 8.00% 7.20% 6.08%
41.378 0.10% 10,048 8.07% 7.33% 6.03%
11.678 0.27% 3,556 7.68% 7.09% 5.81%
24.631 0.45% 120 10.71% 10.16% 10.72%
2810.603 0.34% 192 7.43% 6.74% 5.55%
9.953 0.39% 26 9.60% 7.56% 0.0%
23.139 0.20% 223 9.95% 7.91% 6.45%
23.497 0.79% 174 9.82% 8.55% 10.63%
39.276 0.71% 186 11.13% 9.08% 6.57%
26.996 0.14% 1,627 11.77% 9.02% 6.40%
35.023 0.31% 263 8.19% 7.40% 6.43%
1132.321 0.23% 1,219 7.90% 7.01% 5.48%
24.953 0.38% 204 9.58% 8.04% 6.89%
1496.389 0.30% 1,539 7.76% 7.27% 5.97%
17.284 1.15% 18 4.34% 3.18% 4.62%
26.928 1.91% 17 4.64% 6.59% 8.31%
2127.841 0.64% 28 3.96% -9.26% -2.95%
21.964 0.35% 248 5.36% 7.27% 7.33%
14.039 0.35% 118 8.88% 7.28% 6.35%
22.509 0.63% 134 10.60% 8.35% 6.07%
49.179 0.54% 144 11.03% 8.61% 6.19%
39.069 0.80% 121 10.08% 7.98% 6.25%
27.116 0.34% 1,150 8.02% 7.17% 5.97%
27.433 0.43% 355 8.85% 7.28% 6.33%
2642.084 0.44% 530 7.57% 6.87% 5.57%
20.672 0.31% 59 11.35% 9.13% 5.43%
21.246 0.32% 3,534 9.76% 7.71% 6.59%
56.693 0.40% 308 9.94% 8.08% 6.70%
12.566 0.29% 2,695 8.75% 7.58% 6.09%
74.885 0.57% 1,566 11.91% 9.20% 7.01%
16.152 0.30% 4,463 8.08% 7.21% 6.17%
31.918 0.25% 4,729 7.71% 7.18% 5.93%
48.958 0.34% 3,230 9.48% 7.64% 6.54%
2234.184 0.54% 1,603 11.61% 8.86% 6.75%
3435.799 0.30% 3,787 8.00% 7.30% 5.96%
21.752 0.39% 264 9.70% 8.24% 6.83%
13.819 1.53% 4 -0.62% 0.85% 3.32%
17.088 0.51% 173 11.00% 8.66% 7.36%
25.180 0.15% 1,598 8.01% 7.09% 5.74%
14.112 0.17% 547 8.80% 7.47% 6.36%
98.624 0.23% 759 10.43% 7.91% 7.20%
38.862 0.28% 314 9.92% 8.36% 7.02%
54.221 0.60% 150 10.30% 7.41% 5.19%
25.473 0.63% 0 -2.30% 6.00% 0.0%
31.037 0.14% 2,547 8.13% 7.34% 6.07%
1619.573 0.40% 67 9.40% 7.47% 6.03%
21.348 0.39% 6,247 9.37% 7.70% 7.01%
27.548 0.36% 28,906 9.67% 8.11% 7.13%
19.947 1.02% 8,122 9.36% 8.10% 8.38%
93.544 0.75% 673 10.74% 8.55% 7.80%
32.596 0.26% 14,469 9.08% 8.01% 7.18%
35.804 0.46% 2,296 11.41% 8.69% 6.24%
38.635 0.80% 776 10.95% 8.78% 6.49%
35.598 0.45% 15,589 8.36% 7.58% 6.90%
47.032 0.66% 4,200 9.98% 8.34% 7.73%
4790.860 0.23% 20,142 8.07% 7.39% 6.25%
27.626 0.40% 14,208 9.43% 7.97% 7.25%
10.325 0.37% 13,225 7.82% 7.21% 6.18%
23.390 0.23% 4,251 8.77% 7.44% 6.12%
69.999 0.30% 5,808 9.48% 8.06% 6.54%
22.148 0.86% 598 22.41% 11.94% 10.10%
26.369 0.18% 152 11.16% 8.24% 6.29%
27.506 0.94% 52 1.50% 4.51% 5.80%
44.791 0.47% 251 11.06% 8.45% 6.35%
18.367 0.16% 207 4.02% 4.06% 3.52%
18.946 0.38% 538 9.66% 7.89% 7.27%
15.048 0.39% 658 10.18% 8.49% 8.02%
33.183 0.60% 48 10.76% 8.26% 5.76%
21.058 0.19% 2,536 7.98% 7.21% 5.85%
29.319 0.23% 157 3.01% 4.51% 4.06%
16.698 0.27% 3,683 9.47% 7.53% 6.32%
31.606 0.59% 14,450 10.66% 9.26% 7.87%
19.506 0.39% 10,415 9.14% 7.97% 7.18%
38.103 0.62% 2,837 10.88% 9.05% 7.29%
20.435 0.23% 2,521 12.20% 9.43% 6.52%
30.969 0.35% 30,340 9.24% 8.13% 7.23%
18.568 0.77% 6,133 10.03% 8.61% 8.41%
330.656 0.55% 7,227 8.98% 8.29% 7.64%
59.697 0.56% 6,975 11.04% 9.17% 7.18%
34.844 0.39% 0 3.91% 8.78% 8.09%
25.775 0.06% 0 4.19% 9.78% 5.98%
55.459 0.40% 1,112 12.02% 9.67% 6.02%
36.546 0.74% 5,720 10.03% 8.57% 8.16%
261.772 0.21% 27,897 8.07% 7.38% 6.19%
385.301 0.42% 21,258 8.26% 7.57% 6.78%
50.971 0.45% 20,858 9.48% 8.53% 7.66%
24.034 0.39% 13,512 7.89% 7.33% 6.59%
13.615 0.61% 23 7.09% 10.08% 3.83%
21.226 0.28% 25 6.71% 7.73% 6.93%
2415.617 0.25% 144 6.59% 5.08% 5.88%
30.473 0.30% 0 2.44% 7.89% 0.00%
1431.609 0.25% 102 9.56% 7.70% 6.06%
2231.412 0.28% 5,949 9.83% 7.75% 6.79%
1365.296 0.28% 147 11.80% 10.41% 8.26%
2355.121 0.46% 692 11.60% 8.86% 6.12%
2962.516 0.32% 1,431 8.03% 7.14% 6.21%
1097.520 0.40% 166 9.94% 8.05% 0.0%
3114.821 0.22% 5,940 7.89% 7.19% 5.96%
2796.436 0.35% 693 9.42% 7.55% 6.52%
2256.043 0.24% 1,130 7.88% 7.22% 5.98%
28.136 0.52% 47 11.09% 7.95% 6.77%
24.992 0.35% 227 8.20% 7.17% 9.89%
51.214 0.53% 23 10.85% 8.34% 5.97%
67.561 0.40% 6,011 9.52% 7.88% 7.01%
64.309 0.70% 2,031 10.57% 8.75% 6.98%
44.964 0.38% 16,681 9.72% 7.99% 6.94%
2403.446 0.34% 14,639 9.76% 7.93% 6.99%
23.219 0.81% 709 8.85% 7.78% 7.28%
28.775 0.59% 2,826 11.34% 8.84% 7.46%
1032.193 0.25% 3,218 9.44% 7.94% 7.47%
84.557 0.47% 3,934 11.32% 9.04% 6.87%
60.871 0.47% 3,934 11.32% 9.05% 6.87%
2685.463 0.42% 11,266 8.50% 7.62% 6.83%
15.554 0.67% 1,766 10.77% 8.58% 8.26%
2976.101 0.24% 25,008 8.04% 7.36% 6.09%
27.533 0.36% 11,873 7.77% 7.20% 6.07%
26.417 0.28% 1,829 9.57% 7.55% 6.35%
37.788 0.75% 92 10.71% 7.96% 6.07%
42.356 0.25% 1,976 8.24% 7.23% 6.47%
59.840 0.21% 198 11.59% 9.09% 6.22%
1156.734 0.25% 264 7.76% 6.77% 5.52%
33.080 0.23% 1,487 4.39% 4.62% 5.88%
10.648 0.39% 96 10.78% 8.48% 6.21%
1372.071 0.30% 584 8.32% 7.45% 6.36%
10.389 0.21% 42 9.65% 7.60% 0.0%
14.526 0.16% 118 8.86% 7.73% 5.41%
1536.150 0.19% 1,415 8.37% 7.38% 6.38%
1149.578 0.09% 2,936 8.16% 7.22% 0.0%
13.245 0.25% 347 9.79% 7.86% 6.65%
1027.925 0.17% 1,678 8.01% 7.28% 0.0%
16.753 0.52% 549 6.57% 6.20% 4.97%
14.115 0.38% 5,702 9.53% 7.75% 6.87%
56.536 0.36% 6,738 10.06% 8.29% 7.45%
37.910 0.70% 1,001 10.05% 8.73% 9.41%
31.843 0.32% 4,358 11.30% 9.01% 6.38%
27.759 0.32% 7,646 9.38% 7.79% 7.10%
40.870 0.50% 2,060 11.27% 8.93% 6.42%
31.680 0.50% 2,060 11.27% 8.93% 6.42%
86.077 0.67% 420 10.47% 8.71% 6.48%
2992.741 0.38% 6,876 8.33% 7.44% 6.80%
2729.545 0.25% 15,230 8.08% 7.44% 6.21%
13.689 0.30% 9,659 12.03% 10.42% 6.82%
53.451 0.37% 6,232 9.85% 8.04% 7.26%
13.603 0.49% 99 10.20% 7.98% 8.67%
3996.376 0.38% 6,498 8.08% 7.50% 7.40%
15.095 0.18% 45 6.80% 5.07% 7.44%
40.930 0.28% 90 9.69% 7.67% 7.05%
1706.947 0.35% 114 11.73% 8.73% 6.86%
23.291 0.50% 116 11.77% 8.73% 6.73%
22.326 0.36% 93 7.20% 5.29% 2.06%
1194.645 0.20% 184 7.88% 7.27% 6.02%
33.181 0.31% 192 7.65% 7.11% 5.98%
10.720 0.51% 139 9.72% 0.0% 0.0%
20.805 0.51% 135 11.10% 8.97% 6.71%
2285.771 0.39% 4,023 9.45% 7.55% 6.47%
43.385 0.89% 2,248 9.56% 8.52% 8.13%
29.918 0.61% 3,489 10.92% 9.16% 6.75%
62.312 0.31% 1,886 11.88% 9.43% 6.26%
54.087 0.46% 11,954 11.19% 9.29% 6.97%
72.733 0.77% 1,942 10.47% 8.78% 7.32%
2932.293 0.43% 14,591 8.19% 7.35% 6.26%
38.927 0.71% 6,605 9.94% 8.43% 7.46%
4782.661 0.34% 15,125 7.73% 7.11% 5.91%
33.282 0.25% 27,207 8.01% 7.35% 6.17%
31.226 0.40% 14,429 9.52% 7.71% 6.58%
41.655 0.27% 353 9.39% 7.53% 6.02%
25.999 0.34% 699 9.50% 7.37% 6.65%
2945.450 0.39% 342 8.45% 7.41% 7.24%
63.135 1.39% 43 8.80% 7.01% 5.48%
31.523 0.31% 202 9.67% 7.83% 8.10%
32.797 0.28% 330 13.62% 6.05% 6.42%
1892.027 0.24% 1,723 7.85% 7.26% 5.87%
13.089 0.26% 208 6.98% 5.47% 0.0%
10.794 0.32% 3,267 9.96% 8.01% 0.0%
10.375 0.31% 123 9.20% 7.78% 0.0%
79.828 0.29% 1,147 11.34% 9.26% 6.31%
51.701 1.14% 51 0.50% 5.97% 5.90%
3775.389 0.16% 30,065 8.19% 7.55% 6.41%
34.217 0.37% 3,095 9.48% 7.79% 6.82%
2740.293 0.25% 2,921 8.13% 7.24% 6.31%
14.282 0.26% 4,817 7.98% 7.31% 6.08%
15.476 0.44% 364 9.59% 7.40% 6.44%
20.347 1.25% 87 10.87% 7.81% 5.58%
16.562 0.32% 785 8.78% 7.58% 7.42%
11.425 0.29% 5,007 9.60% 7.71% 6.85%
18.975 1.21% 288 9.36% 7.87% 8.24%
20.421 0.71% 447 10.67% 8.11% 9.54%
59.531 0.65% 733 10.62% 8.17% 5.95%
2622.206 0.35% 2,735 8.15% 7.25% 7.30%
14.996 0.81% 39 9.66% 7.86% 6.30%
53.271 1.17% 320 10.54% 8.04% 9.01%
2479.077 0.14% 16,265 8.08% 7.40% 6.21%
21.150 0.42% 2,566 9.10% 7.88% 8.02%
3064.566 0.37% 3,143 7.88% 7.22% 6.66%