Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
254.183 0.35% 8,462 11.11% 7.57% 9.27%
75.894 0.27% 16,605 10.77% 7.78% 8.79%
14.656 0.79% 6,052 7.60% 7.79% 0.0%
33.777 1.08% 3,081 7.87% 4.53% 8.39%
243.814 0.16% 6,102 9.40% 7.88% 8.65%
57.622 0.58% 267 15.86% 8.25% 10.99%
89.885 0.79% 961 13.38% 6.57% 9.25%
493.579 0.38% 9,465 9.73% 8.15% 8.68%
24.179 1.01% 6,415 4.60% 6.01% 8.22%
262.523 0.15% 10,219 8.83% 7.75% 8.00%
388.979 0.23% 14,739 9.20% 7.89% 8.54%
32.599 0.43% 3,096 10.58% 7.67% 9.07%
1864.923 0.29% 8,803 12.48% 8.61% 8.68%
11.777 0.28% 181 7.48% 0.0% 0.0%
15.472 0.57% 1,361 5.86% 6.78% 8.52%
21.556 0.62% 141 13.06% 7.71% 9.82%
17.979 0.20% 45 15.84% 6.83% 9.18%
22.372 0.28% 2,347 10.88% 7.95% 8.87%
19.665 0.39% 1,188 8.18% 7.40% 9.50%
2250.421 0.28% 2,636 9.64% 8.02% 8.42%
10.981 0.28% 2,530 9.05% 0.0% 0.0%
14.930 0.81% 717 4.50% 6.90% 0.0%
17.304 1.15% 22 0.02% 3.40% 7.27%
30.339 1.17% 43 14.11% 6.67% 9.27%
28.349 1.91% 17 4.64% 6.59% 8.31%
21.672 0.65% 307 10.01% 8.49% 9.15%
2147.568 0.59% 121 -16.20% -1.11% 3.13%
1116.254 0.20% 200 8.30% 0.0% 0.0%
20.047 0.26% 36 1.87% 4.45% 7.00%
34.411 0.49% 150 10.75% 6.68% 9.10%
30.348 0.14% 214 8.53% 7.57% 8.15%
14.316 0.58% 91 -0.79% 3.14% 5.99%
22.710 0.34% 129 8.43% 6.98% 8.20%
17.779 0.55% 49 -13.16% -0.22% 4.08%
2391.630 0.30% 305 8.42% 8.03% 8.58%
16.095 0.28% 183 11.25% 7.29% 8.39%
22.673 0.96% 109 11.29% 6.70% 9.11%
56.032 0.58% 83 13.02% 7.33% 10.24%
42.888 0.75% 107 13.43% 7.43% 9.24%
30.877 0.30% 1,061 8.96% 7.52% 8.08%
19.277 0.22% 420 10.07% 7.89% 7.95%
2949.597 0.37% 169 7.41% 6.82% 7.59%
15.709 0.23% 42 15.65% 7.09% 9.33%
16.920 0.24% 1,911 11.23% 7.43% 8.72%
59.230 0.33% 243 3.42% 4.45% 7.47%
11.367 0.24% 724 12.77% 0.0% 0.0%
29.339 0.10% 1,780 0.87% 3.29% 6.48%
66.697 0.55% 573 17.23% 8.20% 10.21%
14.457 0.17% 2,458 9.65% 7.86% 0.0%
37.578 0.23% 1,290 8.70% 7.24% 7.39%
34.596 0.25% 2,868 10.77% 7.51% 8.60%
2307.778 0.42% 887 14.19% 6.58% 8.91%
2646.254 0.24% 2,456 7.43% 6.95% 7.61%
16.750 0.20% 112 12.95% 8.08% 8.51%
20.900 0.12% 55 16.44% 7.62% 8.86%
12.864 0.70% 42 -4.67% 2.24% 5.38%
17.060 0.86% 81 15.25% 7.93% 10.29%
2090.814 0.20% 113 -4.09% 3.46% 3.43%
16.274 0.10% 18 -0.17% 3.78% 2.04%
14.940 0.80% 0 1.16% 6.88% 6.82%
16.046 0.23% 439 12.84% 8.23% 8.87%
72.264 0.32% 1,054 11.16% 8.57% 9.36%
20.884 0.94% 6,743 7.44% 8.01% 9.06%
72.391 0.85% 4,012 9.80% 8.95% 10.25%
30.403 0.45% 261 8.11% 7.19% 7.22%
46.281 0.59% 235 14.45% 5.17% 9.10%
24.593 0.63% 0 -2.30% 6.00% 0.0%
24.012 0.92% 3,580 8.32% 8.38% 9.23%
22.895 0.50% 5,935 8.64% 8.48% 9.21%
35.693 0.15% 2,554 9.20% 7.93% 8.40%
4290.297 0.74% 13,000 8.58% 8.58% 9.26%
27.675 0.44% 20,130 10.14% 8.85% 9.29%
15.984 0.36% 3,572 11.60% 7.66% 8.89%
20.569 0.30% 13,112 11.48% 7.72% 8.80%
16.154 1.06% 14,627 9.51% 7.39% 9.31%
64.019 1.25% 637 4.85% 3.70% 7.63%
34.210 0.23% 10,314 9.06% 7.63% 8.29%
35.822 0.55% 1,271 11.43% 5.63% 9.49%
44.074 1.74% 604 10.59% 4.75% 8.29%
40.750 0.41% 14,400 9.15% 7.65% 8.26%
39.998 0.49% 1,138 10.33% 7.35% 8.70%
4075.408 0.15% 8,276 8.80% 7.57% 7.86%
21.898 0.25% 8,296 10.22% 7.72% 8.50%
10.937 0.34% 8,204 8.81% 0.0% 0.0%
33.233 1.25% 42 14.21% 6.15% 8.31%
27.134 0.96% 111 13.34% 6.33% 8.52%
16.163 0.22% 209 -1.27% 4.18% 6.14%
32.051 0.34% 489 0.92% 4.31% 6.57%
25.143 0.65% 2,816 10.91% 7.85% 10.38%
22.698 0.37% 6,803 10.21% 7.33% 8.90%
27.982 0.57% 3,273 12.22% 7.08% 9.10%
16.823 0.10% 82 17.95% 8.68% 10.70%
20.677 0.25% 9,146 10.38% 7.66% 8.62%
21.623 1.09% 10,942 9.85% 8.20% 9.24%
296.396 0.57% 7,040 9.15% 7.95% 8.68%
70.738 0.57% 1,179 11.86% 7.11% 10.31%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
67.206 1.27% 802 16.15% 8.21% 10.43%
31.135 1.04% 6,017 8.94% 7.27% 8.80%
254.383 0.15% 9,130 8.55% 7.57% 7.87%
377.944 0.41% 19,022 9.13% 7.80% 8.39%
42.462 0.40% 10,198 10.64% 7.90% 9.12%
20.323 0.40% 5,508 9.29% 8.30% 9.78%
16.385 0.79% 27 12.14% 4.87% 7.49%
17.158 0.30% 9,715 13.35% 8.09% 8.31%
50.164 1.28% 669 14.46% 7.84% 9.81%
34.449 0.76% 2,939 11.54% 7.74% 8.78%
41.621 0.28% 10,052 11.26% 7.78% 8.55%
13.450 0.26% 15,835 9.90% 7.28% 0.0%
12.037 0.63% 1,324 10.16% 0.0% 0.0%
25.045 1.06% 2,062 14.75% 8.10% 10.13%
25.630 0.39% 124 19.81% 10.76% 10.71%
25.170 0.46% 453 17.44% 8.63% 10.62%
30.638 0.30% 0 2.44% 7.89% 0.00%
27.966 0.25% 4,874 9.11% 7.73% 8.29%
31.089 0.27% 2,019 7.97% 7.05% 7.85%
11.071 0.20% 3,847 8.83% 0.0% 0.0%
15.844 0.69% 319 9.10% 7.33% 8.42%
1047.192 0.22% 106 0.0% 0.0% 0.0%
17.088 0.26% 22 10.09% 7.69% 9.25%
1085.411 0.09% 103 8.03% 0.0% 0.0%
1704.890 0.48% 68 8.43% 7.69% 8.97%
1945.265 0.29% 46 8.46% 7.88% 8.53%
1699.043 0.25% 40 10.48% 7.59% 7.86%
2316.051 0.20% 617 12.42% 6.08% 8.33%
1333.312 0.45% 216 -2.36% 2.99% 6.29%
2195.905 0.50% 26 14.68% 7.12% 9.49%
2251.465 0.25% 1,384 7.70% 7.40% 7.96%
2696.821 0.40% 581 10.99% 7.31% 8.40%
2772.312 0.35% 1,193 9.79% 7.78% 8.29%
2054.343 0.40% 548 8.79% 7.96% 8.70%
30.832 217 7.38% 7.82% 8.48%
63.762 16 13.13% 7.14% 9.68%
50.360 22 -0.59% 2.98% 5.56%
23.782 42 -7.47% 1.78% 4.55%
27.407 22 7.04% 6.89% 7.51%
25.452 10 0.11% 3.87% 6.08%
26.033 55 1.40% 5.07% 6.81%
45.517 0.27% 2,794 12.11% 8.04% 8.74%
56.708 0.79% 1,880 13.07% 6.13% 8.81%
38.456 0.32% 9,788 11.21% 7.82% 8.85%
2661.224 0.32% 2,757 10.43% 8.19% 9.56%
22.644 0.74% 4,732 9.97% 7.89% 9.51%
25.409 0.41% 824 13.79% 8.48% 9.86%
1029.890 0.23% 7 0.0% 0.0% 0.0%
73.228 0.46% 462 14.53% 7.28% 10.26%
71.501 0.46% 462 14.53% 7.27% 10.19%
2422.030 0.32% 4,796 9.39% 8.33% 9.16%
16.428 0.90% 3,452 7.77% 6.80% 9.04%
31.884 0.33% 10,559 8.85% 7.74% 8.26%
26.005 0.27% 837 11.72% 8.29% 8.16%
53.528 0.17% 244 12.98% 6.23% 8.22%
45.543 0.51% 41 15.85% 7.90% 10.05%
29.919 0.29% 1,022 4.52% 6.34% 7.50%
17.776 0.24% 1,488 9.79% 7.48% 8.36%
21.496 1.04% 2,207 3.31% 5.52% 7.71%
22.007 0.95% 58 12.83% 7.32% 9.79%
51.662 0.58% 128 12.80% 6.95% 10.26%
20.377 0.46% 974 6.19% 7.10% 8.31%
19.050 0.28% 650 9.25% 8.32% 8.73%
14.572 0.86% 1,805 8.42% 6.41% 0.0%
19.302 0.25% 4,330 10.68% 7.67% 8.44%
51.858 0.34% 1,616 14.41% 6.67% 8.56%
32.460 0.23% 2,462 8.59% 7.66% 8.23%
10.898 0.82% 163 8.62% 0.0% 0.0%
1165.147 0.34% 321 9.23% 0.0% 0.0%
12.287 0.32% 40 14.93% 0.0% 0.0%
1684.992 0.19% 524 7.60% 6.98% 7.40%
11.382 0.32% 154 10.83% 0.0% 0.0%
13.119 0.08% 111 -1.72% 1.34% 3.65%
14.426 0.36% 3,287 12.19% 7.82% 0.0%
26.782 0.98% 7,009 4.50% 6.24% 8.12%
27.159 1.36% 967 12.48% 6.39% 9.05%
30.640 0.15% 6,217 10.22% 7.30% 8.35%
28.863 1.59% 1,089 16.92% 9.34% 11.96%
28.843 0.69% 1,089 16.92% 9.34% 11.84%
65.236 0.87% 256 15.47% 7.54% 9.73%
2716.384 0.34% 3,752 7.64% 7.24% 7.98%
2965.322 0.15% 3,074 8.81% 7.67% 7.92%
12.141 0.21% 623 22.01% 0.0% 0.0%
40.508 0.31% 1,140 8.79% 7.52% 8.38%
37.901 0.33% 6,234 10.89% 7.36% 8.64%
14.689 0.83% 3,456 -0.20% 4.20% 7.34%
2982.018 0.38% 3,258 1.98% 5.42% 6.63%
17.500 0.22% 48 11.81% 7.64% 8.76%
15.234 0.79% 443 4.79% 6.29% 8.68%
1840.147 0.50% 41 14.34% 9.15% 10.57%
22.109 0.11% 62 13.83% 7.12% 9.28%
32.197 0.18% 63 9.53% 6.82% 7.99%
34.038 0.47% 99 1.51% 5.08% 7.27%
23.357 0.33% 41 14.70% 9.69% 9.48%
2895.539 0.57% 58 1.37% 5.27% 6.86%
31.175 1.03% 34 0.70% 3.18% 6.86%
2644.950 0.33% 160 -9.92% 1.01% 4.33%
32.390 0.58% 157 -0.31% 4.06% 6.55%
2110.085 0.38% 62 8.01% 5.55% 6.82%
14.577 0.59% 59 11.24% 7.20% 0.0%
2263.734 0.34% 2,615 10.73% 8.22% 8.68%
31.690 0.94% 5,239 8.03% 7.36% 9.02%
23.988 1.06% 1,126 14.51% 8.34% 10.10%
44.996 0.34% 445 16.95% 10.26% 10.97%
45.718 0.51% 1,639 15.79% 8.42% 11.00%
49.431 0.87% 1,204 12.11% 7.94% 9.46%
2544.087 0.41% 7,534 9.09% 7.63% 8.10%
35.782 0.74% 1,842 11.58% 9.10% 10.26%
4271.962 0.35% 9,411 8.67% 7.64% 7.89%
31.421 0.23% 9,496 8.86% 7.78% 8.39%
21.585 0.34% 7,605 10.68% 7.65% 8.63%
30.917 0.23% 1,073 11.35% 7.42% 7.84%
28.152 0.28% 718 13.14% 7.31% 9.33%
24.838 0.26% 503 -1.52% 4.19% 6.07%
56.926 1.27% 82 9.77% 6.89% 8.44%
25.848 0.64% 178 -4.89% 3.34% 0.0%
30.756 0.26% 193 -3.96% 2.95% 5.77%
1460.459 0.22% 61 -38.43% -11.87% -3.95%
30.776 0.46% 354 9.26% 6.40% 8.85%
59.993 0.86% 164 14.47% 7.23% 9.59%
60.801 1.08% 73 10.82% 6.38% 8.50%
3364.222 0.22% 421 2.54% 4.97% 6.28%
35.850 0.28% 2,048 7.16% 5.58% 7.42%
2833.316 0.34% 723 2.94% 5.70% 7.01%
10.579 0.22% 144 0.0% 0.0% 0.0%
10.743 0.85% 321 5.29% 0.0% 0.0%
17.530 1.02% 144 12.12% 5.45% 7.83%
1663.248 0.30% 16 6.40% 6.35% 7.32%
14.628 0.24% 162 -0.32% 4.29% 6.54%
53.361 0.89% 577 -2.97% 2.26% 6.36%
11.216 0.26% 442 12.21% 0.0% 0.0%
16.871 0.70% 2,702 -2.44% 3.94% 6.88%
20.622 0.92% 571 -1.88% 3.29% 6.86%
45.166 0.61% 562 14.74% 8.59% 10.65%
13.898 1.14% 284 7.85% 7.11% 0.0%
2188.056 0.17% 6,276 8.69% 7.66% 7.93%
20.796 0.38% 2,219 -3.26% 3.11% 5.95%
2372.966 0.25% 2,399 -3.67% 3.39% 5.69%
3148.244 0.38% 2,695 4.25% 6.28% 7.57%