Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
14.197 0.27% 724 11.12% 7.93% 7.36%
327.962 0.39% 8,588 9.69% 7.46% 7.14%
68.748 0.33% 24,570 10.14% 7.80% 7.50%
34.718 0.64% 1,767 12.03% 9.38% 8.35%
283.510 0.22% 13,275 8.59% 7.53% 6.87%
83.388 0.49% 1,972 11.71% 8.22% 7.35%
79.095 0.74% 2,242 10.84% 7.53% 7.40%
624.803 0.42% 11,919 8.32% 7.40% 6.84%
259.176 0.22% 25,581 8.08% 7.32% 6.34%
315.791 0.34% 13,294 8.12% 7.26% 6.48%
40.485 0.38% 8,068 9.89% 7.94% 7.89%
2533.749 0.35% 12,961 9.16% 7.09% 6.67%
12.624 0.32% 6,203 10.29% 7.92% 7.66%
20.369 0.81% 360 9.75% 7.95% 7.77%
19.768 0.32% 1,355 10.66% 8.00% 7.24%
1044.164 0.19% 166 12.07% 8.48% 0.0%
21.287 0.40% 868 12.33% 8.57% 7.29%
29.887 0.36% 9,024 9.91% 7.75% 7.26%
22.733 0.53% 1,899 10.60% 8.39% 7.96%
1815.350 0.34% 5,830 8.35% 7.28% 6.51%
15.057 0.36% 4,801 8.01% 7.27% 6.26%
15.023 0.33% 13,397 9.14% 7.12% 6.82%
57.205 1.32% 491 9.63% 6.94% 5.98%
44.349 0.60% 1,459 10.27% 7.25% 6.49%
40.935 0.33% 9,674 9.95% 7.48% 6.81%
16.266 0.33% 14,114 9.79% 7.06% 6.97%
10.822 0.68% 286 9.44% 7.39% 6.82%
10.460 0.19% 4,697 9.77% 7.62% 0.0%
10.345 0.18% 6,836 9.33% 7.33% 0.0%
33.975 0.71% 2,962 12.00% 8.17% 7.16%
10.684 0.31% 257 10.10% 7.57% 0.0%
36.564 0.14% 342 12.93% 8.95% 6.83%
31.180 0.52% 3,542 12.26% 8.39% 7.38%
28.468 0.34% 5,531 8.04% 6.98% 6.11%
29.734 0.10% 10,048 8.09% 7.21% 6.07%
13.527 0.27% 3,556 7.71% 6.95% 5.83%
20.405 0.45% 114 10.94% 9.91% 8.73%
2763.398 0.34% 155 7.47% 6.63% 5.54%
10.712 0.39% 26 9.82% 7.07% 0.0%
25.108 0.20% 196 9.98% 7.41% 6.51%
14.754 0.79% 173 9.85% 8.20% 9.98%
48.241 0.71% 164 11.82% 8.75% 7.02%
27.836 0.14% 1,627 12.35% 8.65% 6.88%
32.388 0.31% 274 8.23% 7.17% 6.46%
1167.995 0.23% 1,219 7.96% 6.89% 5.47%
23.922 0.38% 204 9.79% 7.59% 6.73%
1280.569 0.30% 1,073 7.80% 7.16% 6.02%
19.883 1.15% 18 4.34% 3.18% 4.62%
27.227 1.91% 17 4.64% 6.59% 8.31%
1794.502 0.64% 28 3.96% -9.26% -2.95%
26.956 0.35% 248 5.36% 7.27% 7.33%
14.007 0.35% 119 9.11% 7.02% 6.55%
25.828 0.63% 125 10.96% 7.94% 6.64%
49.374 0.54% 133 11.53% 8.17% 6.91%
37.771 0.80% 119 10.60% 7.57% 6.62%
42.126 0.34% 987 8.07% 7.01% 6.00%
26.965 0.43% 334 9.05% 6.99% 6.42%
2848.152 0.44% 491 7.62% 6.77% 5.57%
17.812 0.31% 59 11.98% 8.59% 6.05%
14.926 0.32% 3,409 9.95% 7.46% 6.84%
56.590 0.40% 305 10.07% 7.65% 6.90%
15.723 0.29% 2,669 8.87% 6.88% 6.17%
101.856 0.57% 1,566 12.30% 8.83% 7.67%
13.235 0.30% 4,196 8.14% 7.06% 6.20%
43.719 0.25% 4,325 7.72% 6.96% 5.99%
47.757 0.34% 3,061 9.65% 7.35% 6.74%
2735.478 0.54% 1,504 12.12% 8.66% 7.36%
3603.809 0.30% 3,349 8.04% 7.19% 5.99%
24.383 0.39% 263 10.10% 7.64% 7.28%
13.206 1.53% 4 -0.62% 0.85% 3.32%
16.681 0.51% 171 11.62% 8.41% 7.96%
18.761 0.15% 1,371 8.03% 6.94% 5.78%
14.697 0.17% 547 8.98% 7.17% 6.49%
82.751 0.23% 759 9.30% 7.18% 6.89%
32.934 0.28% 314 10.12% 8.23% 6.93%
57.660 0.60% 150 10.48% 6.99% 5.80%
24.713 0.63% 0 -2.30% 6.00% 0.0%
31.301 0.14% 2,547 8.16% 7.21% 6.09%
1914.366 0.40% 67 9.59% 7.06% 6.14%
14.021 0.39% 5,996 9.70% 7.49% 7.13%
31.418 0.36% 32,527 9.97% 7.78% 7.36%
18.795 1.02% 7,230 9.42% 7.65% 8.15%
81.038 0.75% 778 11.30% 8.35% 8.02%
29.100 0.26% 14,724 9.22% 7.87% 7.26%
47.742 0.46% 2,907 12.00% 8.29% 6.68%
42.004 0.80% 885 11.36% 8.26% 6.79%
58.505 0.45% 18,185 8.41% 7.43% 6.89%
48.051 0.66% 3,861 10.19% 7.85% 7.56%
4785.952 0.23% 26,034 8.09% 7.28% 6.31%
18.765 0.40% 14,208 9.69% 7.72% 7.37%
11.686 0.37% 13,225 7.89% 7.10% 6.22%
17.100 0.23% 4,251 8.89% 6.75% 6.29%
44.949 0.30% 5,808 9.82% 7.47% 6.95%
25.058 0.86% 598 10.44% 7.76% 7.13%
26.065 0.18% 158 11.75% 8.07% 6.80%
30.728 0.94% 52 1.50% 4.51% 5.80%
44.785 0.47% 251 11.64% 8.21% 6.92%
16.815 0.16% 207 4.02% 4.06% 3.52%
19.052 0.38% 531 8.39% 7.29% 6.51%
16.305 0.39% 658 10.53% 7.98% 7.55%
37.197 0.60% 49 11.34% 7.74% 6.19%
26.251 0.19% 2,536 7.99% 7.08% 5.88%
29.251 0.23% 157 3.01% 4.51% 4.06%
22.533 0.27% 3,688 9.70% 7.14% 6.50%
35.660 0.59% 14,363 11.02% 8.86% 8.24%
20.557 0.39% 10,368 9.42% 7.87% 7.45%
33.209 0.62% 2,816 11.40% 8.65% 7.55%
20.321 0.23% 2,537 12.63% 8.80% 7.16%
22.762 0.35% 29,929 9.47% 7.99% 7.44%
28.147 0.76% 6,131 10.02% 8.27% 8.23%
410.447 0.55% 6,964 9.19% 8.23% 7.64%
60.388 0.56% 7,133 11.39% 8.96% 8.00%
33.612 0.39% 0 3.91% 8.78% 8.09%
25.904 0.06% 0 4.19% 9.78% 5.98%
57.297 0.40% 1,078 12.42% 9.08% 6.69%
34.406 0.74% 5,684 10.24% 8.22% 7.99%
363.681 0.21% 24,184 8.09% 7.27% 6.23%
507.346 0.42% 21,474 8.35% 7.48% 6.82%
55.884 0.45% 20,428 9.71% 8.33% 7.85%
28.956 0.39% 12,674 7.93% 7.24% 6.54%
13.699 0.61% 23 7.09% 10.08% 3.83%
20.402 0.28% 25 6.71% 7.73% 6.93%
2523.884 0.25% 144 6.59% 5.08% 5.88%
30.948 0.30% 0 2.44% 7.89% 0.00%
1711.424 0.25% 102 9.85% 7.12% 6.50%
2662.964 0.28% 5,643 10.06% 7.38% 6.89%
1410.912 0.28% 144 12.05% 10.09% 8.31%
3016.580 0.46% 953 12.29% 8.71% 6.62%
3350.913 0.32% 1,431 8.10% 6.98% 6.24%
1016.016 0.35% 165 10.22% 7.50% 0.0%
2161.093 0.22% 5,446 7.90% 6.98% 6.01%
2414.313 0.35% 715 9.66% 7.21% 6.66%
2749.832 0.24% 859 7.94% 7.10% 6.01%
26.711 0.52% 45 11.50% 7.85% 6.90%
30.923 0.35% 224 8.21% 7.01% 9.87%
49.596 0.53% 24 11.24% 7.71% 6.33%
46.003 0.39% 6,011 9.85% 7.63% 7.23%
49.056 0.70% 2,031 11.13% 8.43% 7.44%
43.208 0.38% 16,681 9.98% 7.64% 7.13%
2102.672 0.34% 14,639 10.05% 7.62% 7.06%
27.166 0.79% 709 8.50% 6.56% 6.85%
39.043 0.58% 2,826 11.60% 8.28% 7.75%
1030.764 0.25% 3,218 9.56% 7.64% 7.49%
80.150 0.47% 3,934 11.97% 8.78% 7.51%
62.381 0.47% 3,934 11.99% 8.79% 7.51%
2941.802 0.42% 11,266 8.54% 7.40% 6.80%
16.069 0.67% 1,766 10.70% 8.07% 7.92%
3480.517 0.24% 25,008 8.06% 7.27% 6.12%
30.234 0.36% 11,873 7.81% 7.09% 6.09%
27.268 0.28% 1,702 9.83% 7.35% 6.56%
65.911 0.75% 90 11.19% 7.71% 6.63%
35.118 0.25% 1,450 8.27% 7.08% 6.49%
52.880 0.21% 191 12.02% 8.64% 6.79%
1057.775 0.25% 307 7.80% 6.68% 5.50%
30.860 0.23% 1,487 4.39% 4.62% 5.88%
10.277 0.39% 78 11.28% 8.01% 6.17%
1243.346 0.30% 557 8.40% 7.29% 6.38%
10.179 0.21% 41 9.92% 7.26% 0.0%
16.324 0.16% 117 8.92% 6.96% 5.97%
1702.640 0.19% 1,415 8.44% 7.22% 6.35%
1094.253 0.09% 2,197 8.17% 7.17% 0.0%
15.675 0.25% 347 9.98% 7.57% 6.80%
1007.131 0.17% 1,415 8.06% 7.19% 0.0%
14.409 0.52% 517 6.59% 6.11% 4.96%
14.590 0.38% 5,702 9.83% 7.47% 7.12%
46.806 0.36% 6,738 10.38% 8.05% 7.42%
24.725 0.70% 1,001 10.09% 8.32% 9.17%
37.741 0.32% 4,358 11.30% 8.22% 6.88%
35.596 0.32% 7,646 9.52% 7.58% 7.29%
34.006 0.50% 2,060 11.87% 8.51% 7.04%
25.843 0.50% 2,060 11.87% 8.51% 7.04%
57.648 0.67% 420 10.97% 8.48% 6.98%
2376.877 0.38% 6,876 8.35% 7.28% 6.70%
3908.888 0.25% 15,230 8.10% 7.34% 6.25%
13.933 0.30% 9,659 12.64% 9.54% 7.55%
45.112 0.37% 6,232 9.95% 7.69% 7.37%
14.689 0.49% 99 10.36% 7.49% 8.36%
3104.429 0.38% 6,498 8.12% 7.41% 7.29%
20.961 0.18% 45 6.80% 5.07% 7.44%
28.009 0.28% 91 9.87% 7.47% 7.20%
2065.678 0.35% 103 12.44% 8.63% 7.44%
25.588 0.50% 116 12.25% 8.49% 7.28%
25.700 0.36% 93 7.20% 5.29% 2.06%
1164.288 0.20% 161 7.89% 7.19% 6.03%
34.625 0.30% 204 7.68% 7.01% 6.01%
11.900 0.52% 125 10.02% 0.0% 0.0%
19.448 0.51% 133 11.74% 8.68% 7.00%
2849.222 0.39% 3,835 9.62% 7.22% 6.69%
46.228 0.89% 2,255 9.83% 8.33% 7.96%
28.995 0.61% 3,344 11.57% 8.96% 7.38%
51.065 0.31% 1,831 12.37% 8.90% 6.87%
54.040 0.46% 11,489 11.95% 9.05% 7.68%
43.906 0.77% 1,918 10.83% 8.39% 7.59%
3128.282 0.43% 14,392 8.26% 7.18% 6.31%
51.202 0.71% 6,481 10.11% 8.03% 7.61%
5601.426 0.34% 12,470 7.77% 6.97% 5.94%
34.941 0.25% 24,003 8.04% 7.23% 6.21%
27.122 0.40% 13,959 9.67% 7.44% 6.84%
33.974 0.27% 353 9.57% 7.16% 6.08%
35.755 0.33% 699 9.76% 7.12% 6.85%
3513.227 0.39% 342 8.48% 7.30% 5.98%
52.274 1.39% 43 9.01% 6.45% 5.64%
36.711 0.31% 202 9.87% 7.57% 7.01%
39.053 0.28% 330 13.62% 6.05% 6.42%
2263.675 0.24% 1,723 7.90% 7.17% 5.86%
13.271 0.26% 208 6.98% 5.47% 0.0%
10.575 0.32% 3,519 10.17% 7.54% 0.0%
12.477 0.33% 109 9.27% 7.64% 0.0%
67.859 0.29% 1,003 11.53% 8.89% 6.86%
71.702 1.14% 51 0.50% 5.97% 5.90%
3721.260 0.16% 26,844 8.21% 7.43% 6.42%
30.933 0.37% 2,834 9.68% 7.53% 6.95%
2827.525 0.25% 2,324 8.17% 7.06% 6.33%
11.723 0.26% 3,938 8.02% 7.21% 6.08%
12.526 0.41% 320 9.85% 7.05% 6.61%
18.554 1.24% 78 11.36% 7.46% 6.05%
19.343 0.32% 785 9.04% 9.45% 7.60%
12.408 0.29% 5,007 9.89% 7.45% 7.07%
18.756 1.21% 288 9.43% 7.63% 8.20%
19.535 0.71% 447 11.18% 10.66% 9.97%
51.693 0.65% 733 11.30% 8.09% 6.61%
2269.843 0.35% 2,735 8.21% 7.12% 7.33%
13.944 0.81% 39 10.00% 7.49% 6.47%
52.575 1.17% 320 10.99% 10.52% 9.48%
2993.205 0.14% 16,265 8.09% 7.31% 6.25%
30.965 0.42% 2,566 9.26% 7.68% 8.21%
3658.670 0.37% 3,143 7.92% 7.11% 6.66%