Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
254.183 0.33% 8,720 11.46% 7.18% 9.11%
76.755 0.26% 16,893 10.67% 7.54% 8.67%
14.706 0.80% 5,904 3.69% 6.24% 0.0%
32.444 1.10% 2,937 1.70% 1.64% 6.81%
246.810 0.16% 6,784 9.40% 7.76% 8.62%
58.920 0.58% 265 14.84% 6.69% 10.34%
89.885 0.79% 968 12.54% 5.38% 8.66%
501.920 0.38% 9,538 9.75% 8.10% 8.64%
22.689 1.02% 6,007 -3.10% 3.07% 6.42%
265.090 0.15% 10,452 8.60% 7.73% 7.94%
389.518 0.25% 15,840 9.03% 7.73% 8.46%
32.599 0.43% 3,220 10.62% 7.30% 8.92%
1896.488 0.29% 9,832 12.27% 8.69% 8.79%
11.978 0.28% 178 7.94% 0.0% 0.0%
15.717 0.57% 1,337 6.25% 6.54% 8.41%
21.961 0.53% 145 13.35% 6.74% 9.51%
18.168 0.20% 47 14.99% 5.65% 8.70%
22.730 0.27% 3,073 11.25% 7.78% 8.84%
20.008 0.35% 1,212 8.64% 7.14% 9.17%
2275.625 0.27% 3,560 9.68% 8.03% 8.41%
11.095 0.27% 2,991 9.00% 0.0% 0.0%
14.930 0.78% 699 3.97% 6.50% 0.0%
17.479 1.04% 22 -1.48% 2.59% 6.71%
30.339 1.04% 43 12.55% 5.47% 8.68%
28.349 1.91% 17 4.64% 6.59% 8.31%
21.986 0.62% 315 10.32% 8.58% 9.17%
2147.568 0.59% 115 -17.31% -1.60% 2.81%
1125.620 0.20% 336 8.13% 0.0% 0.0%
20.528 0.25% 31 2.74% 4.44% 7.04%
34.869 0.49% 149 10.41% 5.51% 8.69%
30.694 0.18% 251 8.57% 7.51% 8.13%
14.530 0.58% 85 -0.85% 3.09% 5.85%
23.088 0.35% 132 8.87% 6.93% 8.18%
18.107 0.55% 47 -12.35% -0.26% 4.09%
2412.704 0.33% 296 8.20% 7.92% 8.49%
16.323 0.28% 186 11.26% 7.09% 8.23%
22.673 0.90% 109 10.80% 5.51% 8.54%
56.032 0.58% 83 12.33% 5.78% 9.60%
43.512 0.75% 109 13.02% 6.47% 8.80%
31.172 0.30% 1,119 8.90% 7.43% 8.00%
19.533 0.30% 440 10.18% 7.59% 7.91%
2974.083 0.37% 177 7.30% 6.75% 7.49%
15.875 0.25% 44 13.95% 6.05% 8.90%
17.225 0.25% 2,014 11.74% 7.24% 8.69%
60.121 0.33% 244 3.63% 3.63% 7.11%
11.561 0.24% 769 12.78% 0.0% 0.0%
29.769 0.10% 1,649 1.32% 3.18% 6.37%
67.337 0.56% 586 15.65% 6.72% 9.63%
14.617 0.20% 2,859 9.62% 7.81% 0.0%
37.578 0.23% 1,330 8.53% 7.21% 7.32%
35.156 0.25% 2,918 11.03% 7.46% 8.52%
2307.778 0.44% 899 12.97% 5.49% 8.43%
2670.760 0.24% 2,828 7.34% 6.90% 7.55%
17.138 0.20% 115 14.30% 8.46% 8.59%
13.275 0.70% 39 -4.27% 2.22% 5.16%
20.900 0.29% 55 16.07% 7.38% 8.53%
17.226 0.86% 81 14.16% 7.54% 9.14%
2114.425 0.20% 105 -4.05% 3.58% 3.41%
16.493 0.10% 18 0.13% 3.98% 1.96%
14.940 0.80% 0 1.16% 6.88% 6.82%
16.366 0.23% 573 13.22% 8.11% 8.83%
73.659 0.32% 1,115 11.71% 8.68% 9.25%
21.069 0.89% 6,624 6.92% 7.75% 8.75%
73.228 0.78% 4,030 9.47% 8.76% 9.91%
30.749 0.44% 252 8.31% 7.29% 7.26%
46.852 0.59% 238 12.56% 3.46% 8.38%
24.593 0.63% 0 -2.30% 6.00% 0.0%
24.241 0.84% 3,410 7.71% 8.12% 8.94%
23.005 0.48% 5,704 8.20% 8.28% 9.10%
35.693 0.16% 3,571 9.07% 7.90% 8.29%
4326.592 0.69% 12,551 7.98% 8.30% 8.94%
27.994 0.12% 19,950 9.99% 8.79% 9.26%
15.984 0.36% 3,887 11.89% 7.61% 9.02%
20.569 0.30% 11,938 11.50% 7.56% 8.71%
16.947 1.06% 14,625 10.13% 7.31% 9.19%
65.660 1.13% 633 4.96% 2.96% 7.16%
34.616 0.23% 9,533 9.16% 7.56% 8.27%
35.822 0.49% 1,215 10.55% 4.32% 8.71%
44.074 1.73% 611 10.43% 3.67% 7.76%
40.750 0.43% 14,904 9.11% 7.50% 8.22%
39.998 0.49% 1,122 10.72% 7.14% 8.64%
4132.747 0.15% 8,483 8.64% 7.56% 7.80%
22.256 0.25% 8,974 10.60% 7.80% 8.47%
11.028 0.34% 9,059 8.55% 0.0% 0.0%
33.640 1.25% 42 13.13% 5.27% 7.85%
27.509 0.96% 105 12.93% 5.40% 8.09%
16.331 0.22% 185 -1.36% 4.15% 6.07%
31.247 0.34% 469 1.15% 4.22% 6.52%
25.603 0.65% 2,888 11.75% 6.88% 9.91%
23.084 0.37% 7,164 10.83% 6.89% 8.87%
28.299 0.57% 3,319 12.84% 6.93% 8.77%
17.011 0.17% 86 16.28% 7.50% 10.23%
20.987 0.25% 10,587 10.76% 7.50% 8.62%
21.623 1.11% 11,364 10.60% 8.31% 9.26%
296.396 0.57% 7,444 9.66% 7.97% 8.71%
71.543 0.57% 1,148 12.08% 5.58% 9.66%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
68.375 1.27% 815 15.06% 7.21% 9.99%
32.050 1.06% 6,105 10.17% 7.34% 8.77%
254.383 0.15% 10,204 8.38% 7.56% 7.81%
382.601 0.41% 19,395 9.33% 7.70% 8.39%
43.170 0.40% 10,909 11.16% 7.63% 9.04%
20.323 0.40% 5,995 9.34% 8.15% 9.27%
14.574 0.80% 64 -3.26% 2.73% 5.59%
16.357 0.84% 24 7.47% 3.45% 6.34%
16.628 0.78% 23 11.03% 3.70% 7.00%
18.986 0.93% 38 1.69% 4.94% 6.66%
2117.752 0.26% 170 7.81% 7.19% 7.88%
17.464 0.29% 11,210 13.24% 8.38% 8.44%
50.730 1.28% 680 13.29% 6.47% 9.15%
34.910 0.75% 2,901 11.40% 7.42% 8.59%
42.274 0.28% 10,676 11.33% 7.80% 8.49%
13.575 0.27% 15,903 9.46% 6.90% 0.0%
12.037 0.66% 1,394 10.54% 0.0% 0.0%
25.045 1.03% 2,079 13.76% 6.72% 9.46%
25.630 0.37% 126 17.53% 10.45% 10.54%
25.476 0.45% 471 16.16% 7.24% 9.94%
30.638 0.30% 0 2.44% 7.89% 0.00%
28.267 0.25% 4,974 9.08% 7.66% 8.26%
31.370 0.28% 2,453 7.85% 6.89% 7.80%
11.173 0.20% 4,254 8.63% 0.0% 0.0%
15.937 0.69% 298 8.95% 6.87% 7.97%
1061.528 0.22% 109 0.0% 0.0% 0.0%
17.282 0.26% 17 9.65% 6.99% 8.84%
1096.514 0.09% 10 8.10% 0.0% 0.0%
1701.885 0.48% 57 6.93% 7.12% 8.65%
1962.289 0.29% 40 8.37% 7.68% 8.45%
1723.151 0.25% 46 10.87% 7.49% 7.85%
2354.807 0.20% 632 12.77% 5.07% 8.42%
1388.294 0.45% 199 -2.92% 2.70% 6.12%
2219.734 0.50% 26 13.37% 5.48% 9.01%
2271.070 0.25% 1,268 7.54% 7.39% 7.89%
2736.796 0.40% 573 11.21% 7.03% 8.28%
2804.954 0.35% 1,448 9.87% 7.74% 8.27%
2073.444 0.40% 726 8.65% 7.82% 8.45%
31.037 213 7.04% 7.69% 8.36%
49.068 21 -4.59% 1.03% 4.20%
22.974 30 -11.53% 0.17% 3.57%
27.407 22 6.63% 6.78% 7.40%
24.840 19 -3.17% 2.24% 5.13%
25.591 53 -1.32% 4.02% 6.20%
46.325 0.27% 3,068 12.24% 7.97% 8.88%
57.075 0.79% 1,880 12.87% 5.16% 8.29%
38.816 0.32% 9,949 11.50% 7.73% 8.81%
2698.082 0.32% 3,432 10.69% 8.15% 9.21%
23.064 0.76% 4,815 10.70% 7.93% 9.50%
27.259 0.43% 871 13.82% 7.88% 9.84%
1035.597 0.23% 5 0.0% 0.0% 0.0%
74.016 0.46% 466 13.81% 5.85% 9.62%
72.270 0.46% 466 13.81% 5.85% 9.55%
2422.030 0.32% 5,039 9.62% 8.33% 9.10%
16.837 0.94% 3,412 9.08% 6.95% 9.09%
32.191 0.33% 11,281 8.71% 7.69% 8.18%
26.388 0.27% 1,085 11.83% 8.38% 8.19%
53.528 0.17% 246 12.22% 5.52% 7.84%
45.941 0.51% 42 14.51% 6.87% 9.42%
30.259 0.28% 949 4.58% 6.33% 7.42%
18.101 0.22% 1,823 10.63% 7.20% 8.50%
21.752 0.99% 2,093 3.49% 5.37% 7.54%
22.312 0.98% 59 12.55% 6.20% 9.49%
52.215 0.58% 127 12.10% 5.42% 9.77%
20.377 0.46% 952 6.19% 6.96% 8.17%
19.050 0.25% 788 9.21% 8.20% 8.68%
14.865 0.86% 1,792 9.38% 6.43% 0.0%
19.588 0.25% 4,674 10.95% 7.57% 8.36%
52.051 0.30% 1,754 14.81% 5.98% 8.37%
32.739 0.23% 2,841 8.39% 7.53% 8.15%
11.076 0.81% 152 9.35% 0.0% 0.0%
1165.147 0.34% 345 9.24% 0.0% 0.0%
12.398 0.31% 42 14.27% 0.0% 0.0%
1748.561 0.19% 529 7.51% 6.89% 7.37%
11.520 0.32% 182 10.97% 0.0% 0.0%
13.210 0.08% 107 -1.97% 1.26% 3.58%
14.637 0.36% 3,660 12.41% 7.62% 0.0%
27.218 0.98% 6,067 3.57% 5.75% 7.77%
27.410 1.21% 947 11.69% 5.24% 8.43%
31.931 0.15% 5,842 10.11% 7.20% 8.21%
28.863 0.69% 1,090 15.93% 7.84% 11.23%
29.038 0.69% 1,090 15.93% 7.83% 11.11%
65.236 0.87% 270 14.75% 6.30% 9.14%
2749.957 0.34% 3,408 7.78% 7.25% 7.98%
2978.617 0.15% 3,549 8.62% 7.66% 7.87%
12.234 0.21% 586 17.36% 0.0% 0.0%
40.508 0.31% 957 8.58% 7.34% 8.28%
37.901 0.32% 5,910 11.18% 7.26% 8.54%
14.718 0.83% 2,942 -1.10% 3.53% 6.83%
3012.817 0.37% 2,265 1.85% 5.46% 6.61%
17.529 0.22% 51 12.38% 7.56% 8.69%
15.442 0.79% 428 5.12% 6.23% 8.52%
1840.147 0.50% 42 13.71% 7.53% 10.03%
22.341 0.11% 62 13.15% 6.50% 8.73%
32.743 0.17% 58 10.38% 6.74% 7.93%
34.038 0.46% 84 1.61% 4.87% 7.13%
23.357 0.13% 57 14.48% 9.62% 9.41%
2926.160 0.64% 45 1.29% 5.23% 6.81%
31.356 1.22% 34 0.03% 2.16% 6.37%
2666.526 0.33% 160 -10.20% 0.91% 4.25%
32.782 0.64% 153 -0.34% 3.85% 6.42%
2127.036 0.39% 67 7.85% 5.50% 6.74%
14.789 0.59% 60 11.47% 6.00% 0.0%
2303.924 0.34% 2,952 11.21% 8.39% 8.76%
32.429 0.95% 5,155 8.44% 7.26% 8.93%
23.988 1.06% 1,133 14.50% 7.22% 9.70%
45.583 0.34% 481 15.34% 9.68% 10.78%
46.270 0.51% 1,944 15.27% 6.92% 10.27%
50.226 0.87% 1,215 12.22% 7.22% 9.16%
2574.557 0.41% 7,402 9.22% 7.66% 8.11%
35.782 0.74% 2,082 12.05% 8.77% 9.89%
4390.161 0.34% 10,925 8.53% 7.67% 7.86%
31.712 0.23% 10,368 8.72% 7.68% 8.32%
23.581 0.34% 8,357 11.03% 7.53% 8.58%
31.338 0.23% 1,123 11.30% 7.62% 7.92%
28.667 0.28% 807 13.22% 7.12% 8.94%
25.111 0.28% 496 -1.51% 4.17% 6.04%
57.596 1.20% 83 10.06% 6.39% 8.09%
26.096 0.69% 172 -5.11% 3.20% 0.0%
31.230 0.27% 198 -3.65% 2.83% 5.67%
30.776 0.46% 352 9.63% 5.47% 8.52%
60.722 0.86% 166 12.98% 6.03% 9.01%
61.883 1.08% 74 11.18% 5.59% 8.24%
3382.036 0.22% 459 8.83% 4.98% 6.23%
36.422 0.28% 2,170 11.04% 5.48% 7.36%
2863.783 0.34% 695 2.92% 5.67% 6.98%
10.676 0.22% 167 0.0% 0.0% 0.0%
10.934 0.85% 319 5.84% 0.0% 0.0%
17.817 1.02% 146 12.14% 4.64% 7.52%
1663.248 0.30% 16 6.40% 6.35% 7.32%
14.651 0.25% 149 -0.02% 3.96% 6.59%
53.361 0.94% 557 -3.92% 0.59% 5.60%
11.475 0.25% 466 13.27% 0.0% 0.0%
16.855 0.70% 2,244 -3.53% 3.29% 6.42%
20.748 1.00% 536 -1.89% 1.87% 6.47%
45.654 0.64% 570 14.52% 7.12% 9.77%
13.898 1.17% 280 8.04% 6.80% 0.0%
2188.056 0.17% 7,535 8.47% 7.64% 7.87%
21.850 0.40% 2,202 -2.70% 2.87% 5.92%
2433.958 0.28% 2,380 -3.58% 3.37% 5.67%
3177.737 0.36% 2,576 4.16% 6.17% 7.50%