Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

One Size Doesn’t Fit All
Which scheme is right for you? Our Fund Finder tool helps you pick the fund to fit your exact investment needs.
Launch Fund Finder  

Find by Fund Category
Compare all Mutual Funds in a Category.




All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
252.944 0.35% 7,564 10.81% 8.00% 9.45%
75.000 0.27% 15,966 10.31% 8.01% 8.90%
14.589 0.78% 6,244 7.01% 8.46% 0.0%
34.084 1.08% 3,249 9.45% 5.59% 9.02%
240.890 0.16% 5,928 9.17% 8.04% 8.71%
57.622 0.58% 246 16.01% 8.98% 11.35%
89.913 0.79% 981 13.64% 7.36% 9.64%
489.312 0.38% 8,753 9.33% 8.17% 8.69%
24.352 1.00% 6,798 4.97% 6.95% 8.77%
260.022 0.15% 11,755 8.91% 7.74% 8.06%
384.233 0.23% 15,237 9.01% 7.98% 8.59%
32.599 0.43% 3,168 10.27% 7.94% 9.18%
1838.024 0.29% 7,134 11.26% 8.53% 8.68%
11.622 0.28% 220 7.05% 0.0% 0.0%
15.280 0.57% 1,457 5.14% 7.02% 8.63%
21.373 0.62% 141 12.77% 8.23% 10.10%
17.891 0.20% 42 15.90% 7.60% 9.49%
22.087 0.28% 2,054 10.24% 8.11% 8.96%
19.458 0.39% 1,189 7.71% 7.92% 9.73%
2221.608 0.28% 1,577 9.29% 8.01% 8.44%
10.848 0.28% 2,025 0.0% 0.0% 0.0%
14.949 0.81% 795 4.74% 7.69% 0.0%
17.288 1.15% 22 0.31% 4.28% 7.63%
30.339 1.17% 43 14.59% 7.46% 9.62%
28.349 1.91% 17 4.64% 6.59% 8.31%
21.430 0.59% 335 9.61% 8.76% 9.21%
2147.568 0.59% 304 -11.97% 0.82% 4.32%
1104.268 0.20% 239 8.39% 0.0% 0.0%
19.846 0.27% 43 0.66% 4.80% 7.15%
34.293 0.49% 151 10.64% 7.30% 9.37%
29.946 0.11% 194 8.05% 7.59% 8.15%
14.234 0.58% 109 -1.52% 3.55% 6.27%
22.412 0.34% 120 7.51% 7.16% 8.23%
17.609 0.56% 71 -13.49% 0.09% 4.20%
2365.249 0.33% 322 8.32% 8.17% 8.64%
15.925 0.28% 175 10.40% 7.58% 8.56%
22.521 0.96% 113 11.72% 7.49% 9.49%
56.032 0.60% 85 13.98% 8.23% 10.68%
42.603 0.75% 108 12.96% 8.05% 9.58%
30.533 0.30% 1,049 8.62% 7.62% 8.15%
19.056 0.28% 339 9.34% 8.05% 7.99%
2918.921 0.40% 170 7.32% 6.85% 7.68%
14.488 0.22% 45 16.06% 8.06% 0.0%
16.700 0.30% 1,982 10.52% 7.74% 8.81%
58.988 0.33% 293 2.20% 5.07% 7.80%
11.195 0.23% 573 0.0% 0.0% 0.0%
29.097 0.10% 2,748 -2.92% 3.72% 6.67%
65.938 0.54% 584 16.73% 8.61% 10.34%
14.105 0.18% 2,257 8.00% 7.48% 0.0%
37.578 0.23% 1,162 8.68% 7.22% 7.42%
34.138 0.25% 2,682 9.95% 7.71% 8.69%
2307.778 0.42% 881 11.44% 6.26% 8.63%
2616.036 0.24% 3,143 6.53% 7.01% 7.67%
16.575 0.20% 103 12.19% 8.16% 8.73%
20.900 0.11% 52 16.07% 8.06% 9.22%
12.864 0.70% 54 -5.37% 2.59% 0.0%
17.038 0.86% 81 15.55% 8.57% 10.47%
2067.735 0.20% 144 -4.30% 3.45% 3.49%
15.981 0.10% 19 -2.01% 3.57% 1.98%
14.940 0.80% 0 1.16% 6.88% 6.82%
15.815 0.22% 267 11.95% 8.29% 8.92%
71.910 0.35% 951 10.80% 9.11% 9.66%
20.845 0.93% 6,867 7.80% 8.64% 9.43%
71.780 0.82% 3,960 9.50% 9.37% 10.48%
30.029 0.45% 246 7.90% 7.08% 7.20%
46.240 0.57% 249 14.24% 5.83% 9.60%
24.593 0.63% 0 -2.30% 6.00% 0.0%
23.886 0.84% 3,614 8.07% 8.88% 9.55%
22.730 0.51% 6,334 8.88% 8.85% 9.39%
35.693 0.16% 2,010 9.02% 7.95% 8.46%
4276.193 0.74% 13,274 8.89% 9.15% 9.62%
27.316 0.44% 19,954 9.92% 8.95% 9.34%
15.848 0.36% 3,285 10.41% 7.99% 8.89%
20.569 0.31% 12,416 10.94% 8.08% 8.97%
16.154 1.06% 14,887 8.37% 7.72% 9.47%
64.019 1.25% 662 4.15% 4.19% 7.94%
33.789 0.23% 11,341 8.64% 7.71% 8.32%
35.822 0.55% 1,173 11.54% 6.19% 9.89%
44.074 1.74% 608 10.08% 5.28% 8.66%
40.750 0.41% 15,491 8.73% 7.82% 8.30%
39.707 0.49% 1,094 9.71% 7.85% 8.88%
4051.023 0.15% 6,867 8.79% 7.53% 7.91%
21.611 0.25% 8,173 9.47% 7.80% 8.57%
10.814 0.34% 7,440 0.0% 0.0% 0.0%
33.151 1.25% 43 14.64% 6.89% 8.69%
27.009 0.96% 119 13.67% 7.02% 8.85%
15.978 0.22% 216 -1.58% 4.26% 6.21%
32.051 0.34% 595 0.12% 4.47% 6.65%
24.949 0.63% 2,791 10.59% 8.54% 10.72%
22.485 0.35% 6,500 9.70% 7.82% 9.05%
27.639 0.55% 3,280 11.19% 7.45% 9.38%
16.679 0.10% 81 17.96% 9.34% 0.0%
20.414 0.40% 7,771 9.69% 7.83% 8.70%
21.623 0.97% 10,793 8.90% 8.44% 9.35%
296.396 0.57% 7,110 8.55% 8.05% 8.71%
70.511 0.47% 1,050 12.59% 7.99% 10.76%
35.531 0.39% 0 3.91% 8.78% 8.09%
25.843 0.06% 0 4.19% 9.78% 5.98%
67.482 1.15% 784 17.08% 9.34% 11.09%
30.960 0.87% 5,901 7.86% 7.58% 9.00%
254.383 0.15% 9,064 8.53% 7.54% 7.92%
373.155 0.41% 19,162 8.76% 7.88% 8.43%
41.917 0.40% 8,950 9.96% 8.16% 9.24%
20.323 0.40% 5,106 9.10% 8.52% 10.05%
16.420 0.77% 28 13.19% 5.76% 7.92%
16.937 0.30% 7,543 12.10% 7.97% 8.30%
48.553 1.28% 670 14.89% 8.65% 10.17%
34.101 0.76% 2,584 11.33% 8.02% 8.96%
41.053 0.28% 8,258 10.40% 7.83% 8.63%
13.287 0.26% 16,253 9.10% 7.53% 0.0%
12.037 0.63% 1,300 9.36% 0.0% 0.0%
25.045 1.06% 2,068 15.05% 8.86% 10.45%
25.630 0.39% 104 20.71% 11.20% 10.95%
24.991 0.46% 396 17.71% 9.42% 10.96%
30.638 0.30% 0 2.44% 7.89% 0.00%
26.345 0.31% 4,167 8.88% 7.79% 8.35%
30.749 0.21% 2,180 7.80% 7.14% 7.93%
10.944 0.17% 3,258 8.77% 0.0% 0.0%
15.661 0.69% 329 8.16% 7.38% 8.57%
17.001 0.26% 22 9.80% 8.21% 9.58%
1075.205 0.09% 53 0.0% 0.0% 0.0%
1705.182 0.48% 104 9.39% 8.32% 9.28%
1924.754 0.29% 85 8.38% 8.01% 8.62%
1679.442 0.25% 36 10.11% 7.69% 7.95%
2280.633 0.20% 535 10.84% 6.37% 8.31%
1333.312 0.55% 231 -5.53% 3.27% 0.0%
2199.822 0.50% 26 15.66% 8.05% 10.00%
2229.422 0.25% 1,527 7.89% 7.43% 8.05%
2660.706 0.40% 453 9.98% 7.47% 8.46%
2735.500 0.35% 722 9.30% 7.82% 8.31%
2031.343 0.40% 619 8.69% 8.06% 8.79%
30.560 276 7.68% 7.99% 8.59%
63.483 16 12.69% 7.10% 9.74%
50.204 11 -0.18% 3.41% 5.84%
24.387 50 -4.30% 3.10% 5.36%
27.407 128 7.34% 7.01% 7.64%
25.748 10 1.90% 4.82% 6.64%
25.904 59 1.95% 5.37% 7.00%
44.955 0.22% 2,198 11.26% 8.35% 8.77%
56.473 0.79% 1,882 13.16% 6.88% 9.20%
37.960 0.32% 9,355 10.48% 8.03% 8.93%
2624.750 0.32% 2,334 9.78% 8.32% 9.62%
22.300 0.70% 4,745 8.81% 8.21% 9.55%
25.409 0.41% 737 13.40% 9.11% 9.98%
73.500 0.46% 444 15.90% 8.36% 10.79%
71.767 0.46% 444 15.90% 8.36% 10.72%
2422.030 0.32% 4,694 8.78% 8.39% 9.16%
16.222 0.86% 3,689 6.56% 7.21% 9.14%
31.521 0.33% 12,994 8.67% 7.79% 8.33%
25.719 0.27% 712 11.21% 8.43% 8.19%
53.269 0.17% 270 12.38% 6.83% 8.37%
45.158 0.51% 54 16.38% 8.49% 10.33%
29.570 0.29% 1,203 4.24% 6.45% 7.57%
17.532 0.23% 1,010 9.38% 7.78% 8.37%
21.823 1.03% 2,682 5.31% 6.81% 8.43%
21.846 0.95% 57 12.59% 8.02% 10.05%
51.799 0.57% 128 14.17% 8.07% 10.79%
20.377 0.46% 1,018 6.18% 7.50% 8.47%
19.050 0.28% 723 7.23% 7.87% 8.36%
14.475 0.86% 1,936 7.62% 6.96% 0.0%
19.055 0.25% 4,281 9.93% 7.80% 8.52%
51.578 0.34% 1,358 13.85% 7.19% 8.90%
31.604 0.23% 2,541 8.56% 7.76% 8.31%
10.802 0.82% 160 0.0% 0.0% 0.0%
1165.147 0.34% 345 8.92% 0.0% 0.0%
12.202 0.18% 34 14.89% 0.0% 0.0%
1684.992 0.13% 572 7.31% 7.04% 7.46%
11.245 0.28% 91 10.08% 0.0% 0.0%
12.999 0.08% 120 -7.92% 1.38% 3.72%
17.274 0.21% 48 10.80% 7.83% 8.88%
15.017 0.79% 528 3.53% 6.49% 0.0%
1840.147 0.47% 41 13.98% 9.56% 10.88%
22.169 0.10% 63 14.63% 8.14% 9.68%
31.864 0.17% 63 9.09% 7.12% 8.16%
2862.987 0.64% 82 0.88% 5.39% 7.00%
31.000 0.98% 35 0.20% 3.66% 7.08%
2618.160 0.34% 172 -10.79% 1.15% 4.40%
32.072 0.47% 196 -0.73% 4.34% 6.67%
2088.572 0.29% 62 2.14% 5.59% 6.90%
13.683 0.59% 59 11.89% 7.98% 0.0%
14.232 0.36% 3,173 11.22% 8.04% 0.0%
26.782 1.00% 7,478 4.11% 6.68% 8.34%
27.065 1.36% 972 12.39% 7.17% 9.43%
30.640 0.15% 6,198 9.29% 7.44% 8.40%
28.756 1.59% 1,099 17.53% 10.16% 12.35%
28.678 0.69% 1,099 17.53% 10.16% 12.23%
65.236 0.87% 249 15.82% 8.18% 10.06%
2677.677 0.34% 3,974 7.10% 7.23% 7.97%
2931.942 0.15% 3,319 8.81% 7.64% 7.97%
12.257 0.21% 638 22.50% 0.0% 0.0%
40.508 0.31% 1,143 8.39% 7.74% 8.46%
37.467 0.33% 6,650 9.72% 7.54% 8.71%
14.640 0.83% 3,786 -0.36% 4.94% 7.72%
3084.269 0.38% 3,496 6.63% 6.99% 7.65%
2182.987 0.34% 1,953 10.24% 8.32% 8.79%
31.472 0.94% 5,245 7.26% 7.55% 9.10%
23.988 1.05% 1,083 14.68% 8.94% 10.33%
42.929 0.34% 424 17.09% 10.91% 11.23%
45.529 0.50% 1,574 15.97% 9.28% 11.43%
48.820 0.87% 1,206 10.87% 8.33% 9.58%
2454.943 0.40% 7,659 8.77% 7.63% 8.13%
35.461 0.74% 1,753 10.74% 9.52% 10.45%
4271.962 0.34% 8,447 8.64% 7.61% 7.93%
31.048 0.23% 9,053 8.80% 7.86% 8.43%
21.585 0.34% 7,249 9.82% 7.81% 8.70%
30.475 0.23% 1,031 10.24% 7.31% 7.84%
27.718 0.28% 662 11.57% 7.59% 9.55%
24.550 0.26% 936 -1.75% 4.24% 6.13%
56.594 1.27% 90 9.19% 7.58% 8.70%
25.556 0.64% 321 -5.12% 3.47% 0.0%
30.427 0.26% 220 -4.26% 3.15% 5.89%
1442.713 0.28% 69 -40.29% -11.79% -3.90%
30.776 0.52% 367 9.63% 7.17% 9.14%
59.844 0.86% 177 16.14% 8.04% 10.01%
58.773 1.08% 73 10.35% 7.05% 8.79%
3328.360 0.22% 375 0.90% 4.97% 6.33%
35.437 0.28% 2,121 3.72% 5.76% 7.52%
2799.559 0.34% 856 2.60% 5.76% 7.05%
10.463 0.22% 110 0.0% 0.0% 0.0%
10.613 0.85% 331 4.12% 0.0% 0.0%
17.457 1.02% 146 11.69% 6.13% 8.16%
1663.248 0.30% 16 6.40% 6.35% 7.32%
14.719 0.20% 171 1.04% 5.16% 6.97%
53.610 0.89% 607 -2.26% 3.36% 6.86%
11.082 0.11% 251 10.75% 0.0% 0.0%
17.738 0.63% 3,800 3.13% 6.41% 8.38%
20.695 0.92% 633 -1.24% 4.30% 7.21%
45.040 0.70% 538 15.11% 9.42% 10.97%
13.898 0.83% 312 7.11% 7.49% 0.0%
2181.738 0.13% 6,472 8.77% 7.64% 7.98%
20.796 0.38% 2,313 -4.00% 3.25% 5.97%
2372.966 0.25% 2,481 -3.95% 3.48% 5.75%
3100.182 0.42% 3,133 3.65% 6.28% 7.53%