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Pricing & Payments FAQ

How can I pay for my one time and additional purchases?

You can pay using Netbanking or click on Auto-Pay to purchase your mutual funds using the bank mandate you have registered with us.

Do you charge me when I buy more of the same scheme using Netbanking or Auto-Pay?


Do you charge me when I increase my SIP investment? Or reduce it? Or cancel it?

No. You can increase each SIP amount, reduce it to zero, change the date, or modify the whole SIP plan – all at no charge.

Do you charge me when I sell or switch my investments?

No. We didn't charge you when you got in, so we won’t charge you to get out. Fair’s fair.

Are there any charges to see your recommended fund list?

Once you set up an account, you can click on BUY or SIP to see our recommended funds and sort by Morningstar ratings. There is no fee for this.

How long can I set up an SIP for?

You can set up a SIP for a maximum of 99 months at a time. At the end of this period, we will inform you that your SIP is expiring, and will request you to create a new SIP for the same fund.

What happens to my money after I invest?

When you invest, your money moves directly from your bank account to the Mutual Fund Company’s account. And when you sell, the funds are transferred by the Mutual Fund Company directly to your bank account. We track this process for you.
At no time does your money pass through our bank account.

How much can I invest at a time using Netbanking?

The maximum amount you can invest per Netbanking transaction is Rs 9.99 crores (all mutual funds in your investment cart taken together). You will need to contact your bank to raise the Netbanking limit (generally set at Rs 5-10 lakhs per customer by the bank). When increased, the limit will be applicable to all your Netbanking transactions.

How much can I invest at a time in SIP or using Auto-Pay?

The maximum amount you can invest using Auto-Pay and SIP is Rs 1 crore per mutual fund scheme (though you can set the limit lower in the bank mandate you give us). You can raise your Auto-Pay and SIP limit by sending us a new mandate from your account settings. Your mandate will be applicable only to your transactions at MobiKwik.

Do you earn any commissions on the Mutual Funds you sell?

We receive no hidden commissions from the Mutual Fund Companies as we only sell Direct Plans. The commission you save comes back to you in the form of higher NAV on your mutual funds.

Get in touch!

For specific questions, visit our Help Centre. It answers most queries regarding MobiKwik. Drop us a message if you still need help.

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