Some of the other players charge a fee for their services, in lieu of which they also offer advice. Clearfunds.com charges ~199 every time you invest a lump sum or start a fresh systematic investment plan (SIP), irrespective of the amount invested. They also have a ~999 per year plan that comes with portfolio recommendations. Kunal Bajaj, CEO and founder, Clearfunds.com, a Sebi-registered online investment advisor, said, “We use big data forecasting techniques to pick funds that will be top-quartile performers for the next couple of years.”