If someone is asking that whether they need to change their asset allocation or whether they should come in or out of a scheme, it is an important to question the answer. It is important to address that does those schemes fall within the purpose that it is meant to perform in their portfolio. For example, if a small-cap scheme performs in-line with small-cap returns, then there is nothing to be concerned about. But if it was meant to fulfill a particular goal, for example, offer stability to your portfolio, but it is behaving erratically then that is something which I will look and say this is something which is not right for you.