"In addition to our completely free recommendations, we built our premium service, Smart Portfolios, for customers who were asking us for more detailed advice to help meet their savings goals," said Kunal Bajaj, CEO & Founder, Clearfunds. Clearfunds Smart Portfolios is a fully automated investment advisory service designed to make investing easier for everyone. It uses advanced computer algorithms to build, monitor and rebalance Debt and Equity mutual fund investment portfolios, suited to an investor's stated goals, time horizon and risk tolerance